United States 116th Congress Status: In Committee 1 D cosponsors

HR 3614 — Restricting Credit Checks for Employment Decisions Act

Last action — Placed on the Union Calendar, Calendar No. 246.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 116th Congress. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there are no live odds of enactment. It would have to be reintroduced in the current session to move again.

Bill Text

What changed in the latest version

28 added · 9 removed

Plain-language change summary

The bill language now states a prohibition on using credit information for most employment decisions, whereas the earlier version described this prohibition as a ban. Additionally, the amended text clarifies that the amendments do not limit the use of non-financial or non-credit related consumer report information. This change may impact how employers consider consumer reports in hiring, ensuring that credit information is less likely to influence employment decisions.

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3614 Introduced in House (IH)] <DOC> 116th CONGRESS 1st Session H.
3614 Reported in House (RH)] <DOC> Union Calendar No.
246 116th CONGRESS 1st Session H.
3614 To amend the Fair Credit Reporting Act to ban the use of credit information for most employment decisions, and for other purposes.
3614 [Report No.
116-305] To amend the Fair Credit Reporting Act to ban the use of credit information for most employment decisions, and for other purposes.
which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To amend the Fair Credit Reporting Act to ban the use of credit information for most employment decisions, and for other purposes.
which was referred to the Committee on Financial Services November 21, 2019 Additional sponsors:
Ms.
Tlaib, Ms.
Pressley, Ms.
Ocasio-Cortez, Mr.
Cleaver, and Mr.
Cohen November 21, 2019 Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed [Strike out all after the enacting clause and insert the part printed in italic] [For text of introduced bill, see copy of bill as introduced on July 2, 2019] _______________________________________________________________________ A BILL To amend the Fair Credit Reporting Act to ban the use of credit information for most employment decisions, and for other purposes.
BANS THE USE OF CREDIT INFORMATION FOR MOST EMPLOYMENT DECISIONS.
PROHIBITION ON THE USE OF CREDIT INFORMATION FOR MOST EMPLOYMENT DECISIONS.
``Use of Consumer Reports for Employment Purposes'';
``Use of consumer reports for employment purposes'';
``(5) Requirements for consumer reports bearing on the consumer's creditworthiness, credit standing, or credit capacity.-- ``(A) In general.--A person may use a consumer report with respect to any consumer in which any information contained in the report bears on the consumer's creditworthiness, credit standing, or credit capacity only if-- ``(i) either-- ``(I) the person is required to obtain the report by a Federal, State, or local law;
``(5) Requirements for consumer reports bearing on the consumer's creditworthiness, credit standing, or credit capacity.-- ``(A) In general.--A person may use a consumer report with respect to any consumer in which any information contained in the report bears on the consumer's creditworthiness, credit standing, or credit capacity only if-- ``(i) either-- ``(I) the person is required to obtain the report by a Federal, State, or local law or regulation;
(c) Rulemaking.--Not later than the end of the 2-year period beginning on the date of the enactment of this Act, the Bureau of Consumer Financial Protection shall issue final rules to implement the amendments made by this Act.
(c) Rule of Construction.--The amendments made by this Act may not be construed as limiting the ability of a person to use non-financial or non-credit related consumer report information.
(d) Effective Date.--The amendments made by this section shall take effect 2 years after the date of the enactment of this Act.
(d) Rulemaking.--Not later than the end of the 2-year period beginning on the date of the enactment of this Act, the Bureau of Consumer Financial Protection shall issue final rules to implement the amendments made by this Act.
<all>
(e) Effective Date.--The amendments made by this section shall take effect 2 years after the date of the enactment of this Act.
Union Calendar No.
246 116th CONGRESS 1st Session H.
R.
3614 [Report No.
116-305] _______________________________________________________________________ A BILL To amend the Fair Credit Reporting Act to ban the use of credit information for most employment decisions, and for other purposes.
_______________________________________________________________________ November 21, 2019 Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed
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Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Financial Services.

  4. Committee Consideration and Mark-up Session Held.

  5. Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.

  6. Reported (Amended) by the Committee on Financial Services. H. Rept. 116-305.

  7. Reported (Amended) by the Committee on Financial Services. H. Rept. 116-305.

  8. Placed on the Union Calendar, Calendar No. 246.

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 546 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (546)

546 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

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Subjects

finance labor
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Frequently asked questions

Who sponsors HR 3614?
HR 3614 is sponsored by Lawson, Al, Jr. (Democratic).
What is the current status of HR 3614?
This bill died with 116th Congress. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track HR 3614?
Track HR 3614 free on One Click Politics — get push/email alerts when it moves.

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