United States 116th Congress Status: In Committee 24 D cosponsors

HR 3096 — Strengthening Loan Forgiveness for Public Servants Act

Last action — Referred to the House Committee on Education and Labor.

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 116th Congress. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Summary

Strengthening Loan Forgiveness for Public Servants Act This bill directs the Department of Education to cancel 15%, 15%, 20%, 20%, and 30% of the amount a borrower owes after 2, 4, 6, 8, and 10 years of public service employment, respectively, on a federal student loan made after this bill's enactment. Currently, the loan is forgiven if the borrower is not in default and has made 120 monthly payments on such loan while employed as a public service employee.

Bill Text

How this bill changes current law

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Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill introduces a new loan forgiveness program for public service employment, allowing for partial cancellation of specific Federal Direct Loans based on years of service.

  • 20 U.S.C. 1087e(m)

    , except as provided in paragraph (5),

    This change clarifies that the loan forgiveness for public service jobs is an exception to the existing provisions for eligible loans.

  • 20 U.S.C. 1087e(m)

    (5) Loan cancellation for new loans.--

    This addition introduces a new subsection specifically for loan cancellation associated with public service employment.

  • 20 U.S.C. 1087e(m)

    Beginning after the date of enactment of the Strengthening Loan Forgiveness for Public Servants Act, after the conclusion of each employment period in a public service job, as described in subparagraph (B), the Secretary shall cancel the percent specified in such subparagraph of the total amount due on any eligible Federal Direct Loan made after the date of enactment of the Strengthening Loan Forgiveness for Public Servants Act for a borrower who is employed in such public service job and submits an employment certification form described in subparagraph (C).

    This provision establishes a process for loan cancellation based on employment in public service jobs.

  • 20 U.S.C. 1087e(m)

    The percent of a loan that shall be canceled under subparagraph (A) is as follows: (i) In the case of a borrower who completes 2 years of employment in a public service job, 15 percent of the total amount due on the eligible Federal Direct Loan on the date the borrower commenced employment in such public service job. (ii) In the case of a borrower who completes 4 years of employment in a public service job, 15 percent of the total amount due on the eligible Federal Direct Loan on the date the borrower commenced employment in such public service job. (iii) In the case of a borrower who completes 6 years of employment in a public service job, 20 percent of the total amount due on the eligible Federal Direct Loan on the date the borrower commenced employment in such public service job. (iv) In the case of a borrower who completes 8 years of employment in a public service job, 20 percent of the total amount due on the eligible Federal Direct Loan on the date the borrower commenced employment in such public service job. (v) In the case of a borrower who completes 10 years of employment in a public service job, 30 percent of the total amount due on the eligible Federal Direct Loan on the date the borrower commenced employment in such public service job.

    This change specifies the percentage of loan cancellation based on the duration of employment in a public service job.

  • 20 U.S.C. 1087e(m)

    In order to receive loan cancellation under this paragraph, a borrower shall submit to the Secretary an employment certification form that is developed by the Secretary and includes self-certification of employment and a separate part for employer certification that indicates the dates of employment.

    This provision establishes the requirement for an employment certification form to access loan cancellation.

  • 20 U.S.C. 1087e(m)

    If a borrower submits to the Secretary the employment certification form described in clause (i), during the period in which the borrower is employed in a public service job for which loan cancellation is eligible under this paragraph, the borrower's eligible Federal Direct Loan shall be placed in deferment.

    This change allows borrowers who meet the criteria for loan cancellation to have their loans deferred while employed in public service.

  • 20 U.S.C. 1087e(m)

    If a portion of a loan is canceled under this paragraph for any year, the entire amount of interest on such loan that accrues for such year shall be canceled.

    This provision ensures that interest accrued on loans is also canceled when a portion of the loan is canceled under the new public service forgiveness program.

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Education and Labor.

Sponsors

Sponsorship breakdown

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1 sponsors · 23 co-sponsors · 523 not signed on

Sponsors (1)

Co-sponsors (23)

Not signed on (523)

523 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

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Subjects

finance education
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Frequently asked questions

What does HR 3096 do?
Strengthening Loan Forgiveness for Public Servants Act This bill directs the Department of Education to cancel 15%, 15%, 20%, 20%, and 30% of the amount a borrower owes after 2, 4, 6, 8, and 10 years of public service employment, respectively, on a federal student loan made after this bill's enactment. Currently, the loan is forgiven if the borrower is not in default and has made 120 monthly payments on such loan while employed as a public service employee.
Who sponsors HR 3096?
HR 3096 is sponsored by Boyle, Brendan F. (Democratic), Norton, Eleanor Holmes (Democratic), Garamendi, John (Democratic), Welch, Peter (Democratic), DeGette, Diana (Democratic), Moulton, Seth (Democratic), Cisneros, Gilbert Ray (Democratic), Bishop, Sanford D. (Democratic), Rush, Bobby L. (Democratic), Meeks, Gregory W. (Democratic), Kuster, Ann M. (Democratic), Soto, Darren (Democratic), Ryan, Tim (Democratic), Haaland, Debra A. (Democratic), Davids, Sharice (Democratic), Jackson Lee, Sheila (Democratic), DelBene, Suzan K. (Democratic), Pingree, Chellie (Democratic), McGovern, James P. (Democratic), Kennedy, Joseph P., III (Democratic), Hastings, Alcee L. (Democratic), Hayes, Jahana (Democratic), Mucarsel-Powell, Debbie (Democratic), and Swalwell, Eric (Democratic).
What is the current status of HR 3096?
This bill died with 116th Congress. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track HR 3096?
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