United States 116th Congress Status: In Committee 1 D cosponsors

S 1489 — Joint Consolidation Loan Separation Act

Last action — Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Track this bill free

No card. One bill, free forever — alerts when it moves.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 116th Congress. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Summary

Joint Consolidation Loan Separation Act This bill allows two borrowers, who had previously received a joint consolidation loan for their student debt under the William D. Ford Federal Direct Loan Program, to submit a joint application to sever their consolidated loan. One borrower may submit a separate application in the event that the individual is experiencing domestic or economic abuse from the other individual borrower, or is unable to reasonably reach or access the loan information of the other borrower.

Bill Text

How this bill changes current law

5 changes Share ↗

Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill amends the Higher Education Act to allow borrowers to separate joint consolidation loans into individual loans.

  • 20 U.S.C. 1087e(g)

    A borrower → (1) In general.--A borrower

    This change modifies the introduction of the section to enhance clarity.

  • 20 U.S.C. 1087e(g)

    (2) Separating joint consolidation loans.-- (A) In general.--A married couple, or 2 individuals who were previously a married couple, and who received a joint consolidation loan as such married couple under subparagraph (C) of section 428C(a)(3) (as such subparagraph was in effect on or before June 30, 2006), may apply to the Secretary for each individual borrower in the married couple (or previously married couple) to receive a separate Federal Direct Consolidation Loan under this part--

    This addition establishes the process for separating joint consolidation loans into separate loans.

  • 20 U.S.C. 1087e(g)

    (B) Application for separate direct consolidation loan.--

    This addition provides terms under which borrowers may apply for the new separate consolidation loans.

  • 20 U.S.C. 1087e(g)

    (C) Borrower eligibility.--Notwithstanding section 428C(a)(3)(A), the Secretary shall award a consolidation loan under this part to each borrower who--

    This insertion clarifies eligibility criteria for receiving consolidated loans.

  • 20 U.S.C. 1078-3(a)(3)(B)(i)(V)

    (dd) for the purpose of separating a joint consolidation loan into 2 separate Federal Direct Consolidation Loans under section 455(g)(2).

    This change allows for a specific purpose related to separating joint consolidation loans in the relevant guidelines.

Action History

  1. Introduced in Senate

  2. Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 546 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (546)

546 members have not signed on to this bill.

Show all 546 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance education
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does S 1489 do?
Joint Consolidation Loan Separation Act This bill allows two borrowers, who had previously received a joint consolidation loan for their student debt under the William D. Ford Federal Direct Loan Program, to submit a joint application to sever their consolidated loan. One borrower may submit a separate application in the event that the individual is experiencing domestic or economic abuse from the other individual borrower, or is unable to reasonably reach or access the loan information of the other borrower.
Who sponsors S 1489?
S 1489 is sponsored by Warner, Mark R. (Democratic).
What is the current status of S 1489?
This bill died with 116th Congress. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track S 1489?
Track S 1489 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on S 1489

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of S 1489

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →