United States 119th Congress Status: In Committee Bipartisan · 16 D · 15 R cosponsors

HR 5145 — Bipartisan Premium Tax Credit Extension Act

Last action — Referred to the House Committee on Ways and Means.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced September 04, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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Prognosis

Advancing 42% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 31 sponsors

    1 primary, 30 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (16 D · 15 R) — cross-party backing.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Bipartisan Premium Tax Credit Extension ActThis bill extends for one year, through 2026, temporary changes enacted by the American Rescue Plan Act of 2021 (ARPA) and the Inflation Reduction Act of 2022 (IRA) that generally expand eligibility for and increase the amount of the premium tax credit. Currently, eligible taxpayers may be able to claim the premium tax credit, which applies toward the cost of obtaining health insurance through health insurance exchanges. To be eligible for the premium tax credit, a taxpayer’s household income must meet or exceed 100% of the federal poverty level (FPL) and, after 2025, may not exceed 400% of the FPL (maximum income limit). For 2021-2025, the ARPA and IRA eliminated the maximum income limit, which generally expands eligibility for the premium tax credit.Further, under current law, the amount of the premium tax credit is (1) generally the plan premium (conditions apply), minus (2) the taxpayer’s household income multiplied by the applicable percentage. The applicable percentage is a specific percentage that varies depending on which of six income ranges (adjusted for inflation after 2025) the taxpayer’s household income falls within. For 2021-2025, the ARPA and IRA lowered the applicable percentages and eliminated the adjustment of the applicable percentages for inflation, which generally increases the amount of the premium tax credit.The bill extends for one year, through 2026, the elimination of the 400% maximum income limit, the lower applicable percentages, and the elimination of the inflation adjustment for the applicable percentages.

Bill Text

How this bill changes current law

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AI-generated reading aid from the bill's amendatory text — verify against the official bill.

The bill extends the period for the enhanced premium tax credit by one year, through 2026 and 2027.

  • 26 U.S.C. 36B(b)(3)(A)

    through 2025 → through 2026

    This change extends the premium assistance period for one additional year.

  • 26 U.S.C. 36B(b)(3)(A)

    before January 1, 2026 → before January 1, 2027

    This change allows the enhanced premium tax credit to remain available for taxpayers for an additional year.

  • 26 U.S.C. 36B(c)(1)(E)

    through 2025 → through 2026

    This change extends the eligibility period for taxpayers whose household income exceeds 400 percent of the poverty line for one more year.

  • 26 U.S.C. 36B(c)(1)(E)

    before January 1, 2026 → before January 1, 2027

    This adjustment allows taxpayers with higher incomes to continue qualifying for the credit for an additional year.

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Ways and Means.

Sponsors

Sponsorship breakdown

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1 sponsors · 30 co-sponsors · 516 not signed on

Sponsors (1)

Co-sponsors (30)

Not signed on (516)

516 members have not signed on to this bill.

Show all 516 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

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Subjects

taxation health-insurance
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Frequently asked questions

What does HR 5145 do?
Bipartisan Premium Tax Credit Extension ActThis bill extends for one year, through 2026, temporary changes enacted by the American Rescue Plan Act of 2021 (ARPA) and the Inflation Reduction Act of 2022 (IRA) that generally expand eligibility for and increase the amount of the premium tax credit. Currently, eligible taxpayers may be able to claim the premium tax credit, which applies toward the cost of obtaining health insurance through health insurance exchanges. To be eligible for the premium tax credit, a taxpayer’s household income must meet or exceed 100% of the federal poverty level (FPL) and, after 2025, may not exceed 400% of the FPL (maximum income limit). For 2021-2025, the ARPA and IRA eliminated the maximum income limit, which generally expands eligibility for the premium tax credit.Further, under current law, the amount of the premium tax credit is (1) generally the plan premium (conditions apply), minus (2) the taxpayer’s household income multiplied by the applicable percentage. The applicable percentage is a specific percentage that varies depending on which of six income ranges (adjusted for inflation after 2025) the taxpayer’s household income falls within. For 2021-2025, the ARPA and IRA lowered the applicable percentages and eliminated the adjustment of the applicable percentages for inflation, which generally increases the amount of the premium tax credit.The bill extends for one year, through 2026, the elimination of the 400% maximum income limit, the lower applicable percentages, and the elimination of the inflation adjustment for the applicable percentages.
Who sponsors HR 5145?
HR 5145 is sponsored by Kiggans, Jennifer A. (Republican), Suozzi, Thomas R. (Democratic), Fitzpatrick, Brian K. (Republican), Ciscomani, Juan (Republican), Bresnahan, Robert P. (Republican), Gimenez, Carlos A. (Republican), Valadao, David G. (Republican), Kim, Young (Republican), Hurd, Jeff (Republican), Kean, Thomas H. (Republican), Golden, Jared F. (Democratic), Lawler, Michael (Republican), Davis, Donald G. (Democratic), Perez, Marie Gluesenkamp (Democratic), Salazar, Maria Elvira (Republican), Van Drew, Jefferson (Republican), Scholten, Hillary J. (Democratic), Harder, Josh (Democratic), Gottheimer, Josh (Democratic), Pappas, Chris (Democratic), De La Cruz, Monica (Republican), Lee, Susie (Democratic), Mills, Cory (Republican), Kaptur, Marcy (Democratic), Vasquez, Gabe (Democratic), Costa, Jim (Democratic), LaLota, Nick (Republican), Carbajal, Salud O. (Democratic), Gonzalez, Vicente (Democratic), Whitesides, George (Democratic), and Goodlander, Maggie (Democratic).
What is the current status of HR 5145?
This bill is in committee in the House. Introduced September 04, 2025. It must pass committee before a floor vote.
Where can I track HR 5145?
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