United States 119th Congress Status: In Committee Bipartisan · 7 R · 4 D · 1 I cosponsors

S 2544 — GUARD Act

Last action — Placed on Senate Legislative Calendar under General Orders. Calendar No. 317.

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the Senate. Introduced July 30, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the Senate.

Prognosis

Advancing 42% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 12 sponsors

    1 primary, 11 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 3 parties (7 R · 4 D · 1 I) — cross-party backing.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Guarding Unprotected Aging Retirees from Deception Act or the GUARD ActThis bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment. The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.Finally, the bill requires the Department of the Treasury and the Financial Crimes Enforcement Network (FinCEN) to report on efforts and recommendations related to general financial fraud, elder financial fraud, pig butchering, and scams. The bill also requires Treasury and FinCEN to report on the state of scams in the United States, including information about crimes committed, federal civil and criminal enforcement actions, and federal efforts to address the crimes.

Bill Text

What changed in the latest version

13 added · 6 removed

Plain-language change summary

The amendment to the bill changes the list of sponsors, adding more names and therefore broadening the support base. Specifically, it includes Mrs. Britt, Mrs. Gillibrand, Mr. Scott of Florida, Mr. Lankford, Mr. Warnock, Mr. Coons, Ms. Klobuchar, Mrs. Moody, Mr. Grassley, and Mr. Cruz. This change may impact the perception of the bill's support and its likelihood of progressing through the legislative process.

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Latest
2544 Introduced in Senate (IS)] <DOC> 119th CONGRESS 1st Session S.
2544 Reported in Senate (RS)] <DOC> Calendar No.
317 119th CONGRESS 2d Session S.
Gillibrand, and Mr.
Gillibrand, Mr.
Scott of Florida) introduced the following bill;
Scott of Florida, Mr.
which was read twice and referred to the Committee on the Judiciary _______________________________________________________________________ A BILL To permit State, local, and Tribal law enforcement agencies and grantees that receive eligible Federal grant funds to use such funds for investigating elder financial fraud, pig butchering, and general financial fraud, and to clarify that Federal law enforcement agencies may assist State, local, and Tribal law enforcement agencies in the use of tracing tools for blockchain and related technology, and for other purposes.
Lankford, Mr.
Warnock, Mr.
Coons, Ms.
Klobuchar, Mrs.
Moody, Mr.
Grassley, and Mr.
Cruz) introduced the following bill;
which was read twice and referred to the Committee on the Judiciary February 9, 2026 Reported by Mr.
Grassley, without amendment _______________________________________________________________________ A BILL To permit State, local, and Tribal law enforcement agencies and grantees that receive eligible Federal grant funds to use such funds for investigating elder financial fraud, pig butchering, and general financial fraud, and to clarify that Federal law enforcement agencies may assist State, local, and Tribal law enforcement agencies in the use of tracing tools for blockchain and related technology, and for other purposes.
<all>
Calendar No.
317 119th CONGRESS 2d Session S.
2544 _______________________________________________________________________ A BILL To permit State, local, and Tribal law enforcement agencies and grantees that receive eligible Federal grant funds to use such funds for investigating elder financial fraud, pig butchering, and general financial fraud, and to clarify that Federal law enforcement agencies may assist State, local, and Tribal law enforcement agencies in the use of tracing tools for blockchain and related technology, and for other purposes.
_______________________________________________________________________ February 9, 2026 Reported without amendment
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Action History

  1. Committee on the Judiciary. Reported by Senator Grassley without amendment. Without written report.

  2. Committee on the Judiciary. Reported by Senator Grassley without amendment. Without written report.

  3. Placed on Senate Legislative Calendar under General Orders. Calendar No. 317.

  4. Committee on the Judiciary. Ordered to be reported without amendment favorably.

  5. Introduced in Senate

  6. Read twice and referred to the Committee on the Judiciary.

Sponsors

Sponsorship breakdown

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1 sponsors · 11 co-sponsors · 535 not signed on

Sponsors (1)

Co-sponsors (11)

Not signed on (535)

535 members have not signed on to this bill.

Show all 535 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety civil-rights
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does S 2544 do?
Guarding Unprotected Aging Retirees from Deception Act or the GUARD ActThis bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment. The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.Finally, the bill requires the Department of the Treasury and the Financial Crimes Enforcement Network (FinCEN) to report on efforts and recommendations related to general financial fraud, elder financial fraud, pig butchering, and scams. The bill also requires Treasury and FinCEN to report on the state of scams in the United States, including information about crimes committed, federal civil and criminal enforcement actions, and federal efforts to address the crimes.
Who sponsors S 2544?
S 2544 is sponsored by Britt, Katie Boyd (Republican), Gillibrand, Kirsten E. (Democratic), Scott, Rick (Republican), Lankford, James (Republican), Warnock, Raphael G. (Democratic), Coons, Christopher A. (Democratic), Klobuchar, Amy (Democratic), Moody, Ashley (Republican), Grassley, Chuck (Republican), Cruz, Ted (Republican), King, Angus S., Jr. (Independent), and Sullivan, Dan (Republican).
What is the current status of S 2544?
This bill is in committee in the Senate. Introduced July 30, 2025. It must pass committee before a floor vote.
Where can I track S 2544?
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