UCC ELECTRONIC FUND TRANSFER
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SB 2186 — UCC ELECTRONIC FUND TRANSFER
Last action — Public Act . . . . . . . . . 98-0498
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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✓In Committee
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✓Passed Senate
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✓Passed House
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced February 15, 2013. Enacted.
Prognosis
Where this bill stands today.
Odds of enactment
HighHow often bills like it became law.
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Enacted
Current position in the legislative process.
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2 sponsors
0 primary, 2 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (2 D).
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Cleared a recorded vote
Passed 2 recorded votes so far.
Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.
Summary
Amends the Uniform Commercial Code. Provides that the Funds Transfers Article of the Code applies to certain funds transfers that are remittance transfers under the federal Electronic Fund Transfer Act. Provides that the federal Electronic Fund Transfer Act controls in the event of an inconsistency between that Act and the Funds Transfer Article of the Uniform Commercial Code.
Bill Text
What changed in the latest version
2 added · 2 removedPlain-language change summary
The latest version of Bill SB 2186 has had two lines removed from the previous version and two additional lines added. This may reflect updates or clarifications to the language of the bill. Such changes are important because they can impact how the bill is implemented or understood, ensuring it aligns better with the intended goals of the legislation. Tracking these amendments helps the public stay informed about what laws are being proposed and how they may affect them.
SB2186 EngrossedEnrolled LRB098 08539 JLS 38651 b AN ACT concerning business transactions.
(c) In a funds transfer to which this Article applies, in the event of an inconsistency between an applicable provision of this Article and an applicable provision of the Electronic Fund Transfer Act, the provision of the Electronic Fund SB2186 EngrossedEnrolled - 2 - LRB098 08539 JLS 38651 b Transfer Act governs to the extent of the inconsistency.
Compared against the Illinois Compiled Statutes as published AI-generated reading aid — verify against the official bill.
The bill makes a minor textual correction in the wording of subsection (a) by removing a redundant word.
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810 ILCS 5/4A-108
This Article→ This ArticleThe change removes an unnecessary repetition in the text.
Action History
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Public Act . . . . . . . . . 98-0498
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Effective Date January 1, 2014
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Governor Approved
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Sent to the Governor
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Added Alternate Co-Sponsor Rep. Camille Y. Lilly
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Passed Both Houses
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Third Reading - Short Debate - Passed 110-000-001
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Added Alternate Chief Co-Sponsor Rep. Monique D. Davis
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Added Alternate Chief Co-Sponsor Rep. Elgie R. Sims, Jr.
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Placed on Calendar Order of 3rd Reading - Short Debate
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Second Reading - Short Debate
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Placed on Calendar 2nd Reading - Short Debate
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Do Pass / Short Debate Judiciary; 016-000-000
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Assigned to Judiciary
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Referred to Rules Committee
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First Reading
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Chief House Sponsor Rep. Mike Fortner
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Arrived in House
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Third Reading - Passed; 049-000-000
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Placed on Calendar Order of 3rd Reading March 14, 2013
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Second Reading
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Placed on Calendar Order of 2nd Reading March 13, 2013
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Do Pass Judiciary; 009-000-000
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Assigned to Judiciary
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Referred to Assignments
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First Reading
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Filed with Secretary by Sen. Don Harmon
Sponsors
- Don Harmon · Cosponsor
- Camille Y. Lilly · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →0 sponsors · 2 co-sponsors · 181 not signed on
Sponsors (0)
None.
Co-sponsors (2)
- Don Harmon Democrat
- Camille Y. Lilly Democrat
Not signed on (181)
181 members have not signed on to this bill.
Show all 181 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 78 | 0 | 0 | 7 |
| Democrat | 24 | 0 | 0 | 1 |
| Republican | 8 | 0 | 0 | 0 |
| Total | 110 | 0 | 0 | 8 |
| % of votes cast | 93% | 0% | 0% | 7% |
How each member voted (118)
| Member | Party | Vote |
|---|---|---|
| Acevedo | — | Yea |
| Arroyo | — | Yea |
| Beiser | — | Yea |
| Bellock | — | Yea |
| Berrios | — | Yea |
| Mautino | — | Yea |
| Bost | — | Yea |
| Brauer | — | Yea |
| Brown | — | Yea |
| Cloonen | — | Yea |
| Conroy | — | Yea |
| McAsey | — | Yea |
| Costello | — | Yea |
| Harms | — | Yea |
| Jackson | — | Yea |
| Jakobsson | — | Yea |
| Jefferson | — | Yea |
| Lang | — | Yea |
| Leitch | — | Yea |
| McAuliffe | — | Yea |
| McSweeney | — | Yea |
| Mell | — | Yea |
| Moffitt | — | Yea |
| Senger | — | Yea |
| Sente | — | Yea |
| Tabares | — | Yea |
| Bradley | — | Yea |
| Brady | — | Yea |
| Burke, Daniel | — | Yea |
| Burke, Kelly | — | Yea |
| Mitchell, Bill | — | Yea |
| Sullivan | — | Yea |
| Mitchell, Christian | — | Yea |
| Durkin | — | Yea |
| Farnham | — | Yea |
| Fortner | — | Yea |
| Kosel | — | Yea |
| Harris, David | — | Yea |
| Harris, Greg | — | Yea |
| Madigan | — | Yea |
| Nekritz | — | Yea |
| Hernandez | — | Yea |
| Pihos | — | Yea |
| Soto | — | Not Voting |
| Thapedi | — | Yea |
| Tryon | — | Yea |
| Turner | — | Yea |
| Wheeler | — | Yea |
| Unes | — | Yea |
| Williams | — | Yea |
| Davis, Monique | — | Yea |
| Verschoore | — | Yea |
| Willis | — | Yea |
| Yingling | — | Yea |
| Zalewski | — | Yea |
| Jones | — | Not Voting |
| Cavaletto | — | Yea |
| Cross | — | Yea |
| Currie | — | Yea |
| D'Amico | — | Yea |
| Demmer | — | Yea |
| Drury | — | Yea |
| Dunkin | — | Yea |
| Flowers | — | Not Voting |
| Franks | — | Not Voting |
| Golar | — | Not Voting |
| Hatcher | — | Yea |
| Hays | — | Yea |
| Hurley | — | Yea |
| Ives | — | Yea |
| Kay | — | Yea |
| Osmond | — | Yea |
| Phelps | — | Yea |
| Poe | — | Yea |
| Pritchard | — | Yea |
| Reboletti | — | Yea |
| Reis | — | Yea |
| Riley | — | Not Voting |
| Roth | — | Yea |
| Sacia | — | Not Voting |
| Sandack | — | Yea |
| Schmitz | — | Yea |
| Smiddy | — | Yea |
| Sommer | — | Yea |
| Chapa LaVia | — | Yea |
| Anthony DeLuca | Democrat | Yea |
| Camille Y. Lilly | Democrat | Yea |
| Elgie R. Sims, Jr. | Democrat | Yea |
| Emanuel "Chris" Welch | Democrat | Yea |
| Fred Crespo | Democrat | Yea |
| Jay Hoffman | Democrat | Yea |
| Jehan Gordon-Booth | Democrat | Yea |
| Julie A. Morrison | Democrat | Yea |
| Kelly M. Cassidy | Democrat | Not Voting |
| La Shawn K. Ford | Democrat | Yea |
| Laura Fine | Democrat | Yea |
| Lawrence "Larry" Walsh, Jr. | Democrat | Yea |
| Marcus C. Evans, Jr. | Democrat | Yea |
| Martin J. Moylan | Democrat | Yea |
| Michelle Mussman | Democrat | Yea |
| Natalie A. Manley | Democrat | Yea |
| Nicholas K. Smith | Democrat | Yea |
| Rita Mayfield | Democrat | Yea |
| Robert "Bob" Rita | Democrat | Yea |
| Robert F. Martwick | Democrat | Yea |
| Robyn Gabel | Democrat | Yea |
| Sara Feigenholtz | Democrat | Yea |
| Stephanie A. Kifowit | Democrat | Yea |
| Sue Scherer | Democrat | Yea |
| William "Will" Davis | Democrat | Yea |
| Brad Halbrook | Republican | Yea |
| Charles Meier | Republican | Yea |
| Christopher "C.D." Davidsmeyer | Republican | Yea |
| Jil Tracy | Republican | Yea |
| Joe C. Sosnowski | Republican | Yea |
| John M. Cabello | Republican | Yea |
| Norine K. Hammond | Republican | Yea |
| Wayne A. Rosenthal | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 35 | 0 | 0 | 8 |
| Democrat | 12 | 0 | 0 | 1 |
| Republican | 2 | 0 | 0 | 1 |
| Total | 49 | 0 | 0 | 10 |
| % of votes cast | 83% | 0% | 0% | 17% |
How each member voted (59)
| Member | Party | Vote |
|---|---|---|
| Luechtefeld | — | Yea |
| Althoff | — | Yea |
| Martinez | — | Yea |
| Barickman | — | Yea |
| Bertino-Tarrant | — | Yea |
| Biss | — | Yea |
| Bivins | — | Yea |
| Bush | — | Yea |
| McCann | — | Yea |
| Muñoz | — | Yea |
| Hutchinson | — | Yea |
| Kotowski | — | Yea |
| Link | — | Yea |
| Manar | — | Yea |
| McCarter | — | Yea |
| McConnaughay | — | Yea |
| Mulroe | — | Yea |
| Harris | — | Yea |
| Radogno | — | Yea |
| Brady | — | Yea |
| McGuire | — | Yea |
| Cullerton, T. | — | Yea |
| Cullerton | — | Yea |
| Connelly | — | Yea |
| Frerichs | — | Yea |
| Haine | — | Yea |
| LaHood | — | Yea |
| Landek | — | Yea |
| Sullivan | — | Not Voting |
| Jacobs | — | Not Voting |
| Silverstein | — | Not Voting |
| Trotter | — | Not Voting |
| Clayborne | — | Not Voting |
| Dillard | — | Yea |
| Duffy | — | Not Voting |
| Forby | — | Not Voting |
| Noland | — | Yea |
| Oberweis | — | Yea |
| Raoul | — | Yea |
| Righter | — | Yea |
| Sandoval | — | Not Voting |
| Steans | — | Yea |
| Van Pelt | — | Yea |
| Bill Cunningham | Democrat | Yea |
| David Koehler | Democrat | Yea |
| Don Harmon | Democrat | Yea |
| Emil Jones, III | Democrat | Yea |
| Eva-Dina Delgado | Democrat | Yea |
| Julie A. Morrison | Democrat | Yea |
| Kimberly A. Lightford | Democrat | Not Voting |
| Lakesia Collins | Democrat | Yea |
| Laura M. Murphy | Democrat | Yea |
| Linda Holmes | Democrat | Yea |
| Mattie Hunter | Democrat | Yea |
| Michael E. Hastings | Democrat | Yea |
| Steve Stadelman | Democrat | Yea |
| Chapin Rose | Republican | Yea |
| Dave Syverson | Republican | Yea |
| Sue Rezin | Republican | Not Voting |
Subjects
Frequently asked questions
- What does SB 2186 do?
- Amends the Uniform Commercial Code. Provides that the Funds Transfers Article of the Code applies to certain funds transfers that are remittance transfers under the federal Electronic Fund Transfer Act. Provides that the federal Electronic Fund Transfer Act controls in the event of an inconsistency between that Act and the Funds Transfer Article of the Uniform Commercial Code.
- Who sponsors SB 2186?
- SB 2186 is sponsored by Don Harmon (Democrat) and Camille Y. Lilly (Democrat).
- What is the current status of SB 2186?
- This bill has been enacted into law. Introduced February 15, 2013. Enacted.
- Where can I track SB 2186?
- Track SB 2186 free on One Click Politics — get push/email alerts when it moves.
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