North Carolina 2021-2022 Session Status: In Committee 3 R cosponsors

HB 208 — Eliminate Cession of Clean Risks to Facility.

Last action — Passed 1st Reading

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 2021-2022 Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Bill Text

What changed in the latest version

34 added · 32 removed

Plain-language change summary

In the updated version of Bill HB 208, a few lines have been removed and added, streamlining the language related to "clean risks," which are nonfleet, private passenger motor vehicles. This change clarifies how rates for these vehicles will be determined, ensuring they are fair and not excessively high or low. This matters because it aims to provide better protections for consumers by ensuring motor vehicle insurance rates are properly regulated, promoting a fair insurance market.

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GENERAL ASSEMBLY OF NORTH CAROLINA H.B.
GENERAL ASSEMBLY OF NORTH CAROLINA SESSION 2021 H 1 HOUSE BILL 208 Short Title:
208 Mar 2, 2021 SESSION 2021 HOUSE PRINCIPAL CLERK H D HOUSE BILL DRH10063-NE-16 Short Title:
Representative Cleveland.
Representatives Cleveland, Setzer, Howard, and Faircloth (Primary Sponsors).
For a complete list of sponsors, refer to the North Carolina General Assembly web site.
A BILL TO BE ENTITLED AN ACT TO ELIMINATE THE CESSION OF CLEAN RISKS TO THE REINSURANCE FACILITY.
Insurance, if favorable, Transportation, if favorable, Rules, Calendar, and Operations of the House March 4, 2021 A BILL TO BE ENTITLED AN ACT TO ELIMINATE THE CESSION OF CLEAN RISKS TO THE REINSURANCE FACILITY.
… (2a) "Clean Risk" means any owner of a nonfleet, private passenger motor vehicle, asdefinedinG.S.
… (2a) "Clean Risk" means anyowner of a nonfleet, private passenger motor vehicle, asdefinedinG.S.
… (l) The classifications, rules, rates, rating plans and policy forms used on motor vehicle insurance policies reinsured by the Facility may be made by the Facility or by any licensed or statutory statistical organization or bureau on its behalf and shall be filed with the Commissioner.
… (l) The classifications, rules, rates, rating plans and policy forms used on motor vehicle insurance policies reinsured by the Facility may be made by the Facility or by any licensed or statutorystatistical organization or bureau on its behalf and shall be filed with the Commissioner.
58-40-10, if the owner, principal operator, and each licensed operator in the owner's household have two years' driving experience as licensed drivers and if none of the persons has been assigned any Safe Driver Incentive Plan points under Article 36 of this Chapter during the three-year period immediately preceding either (i) the date of application for a motor vehicle insurance policy or (ii) the date of preparation of a renewal of a motor vehicle insurance policy.
58-40-10, if the owner, principal operator, and each licensed operator in the owner's household have two years' driving experience as licensed drivers and if none of the persons has been assigned any Safe Driver Incentive Plan points under Article 36 of this Chapter during the three-year period immediately preceding either (i) the date of application for a motor vehicle insurance policyor (ii) the date of preparation of a renewal of a motor vehicle *H208-v-1* General Assembly Of North Carolina Session 2021 insurance policy.
If the *DRH10063-NE-16* General Assembly Of North Carolina Session 2021 Commissioner finds, after a hearing, that a rate is either excessive, inadequate or unfairly discriminatory, the Commissioner shall issue an order specifying in what respect it is deficient and stating when, within a reasonable period thereafter, the rate is no longer effective.
If the Commissioner finds, after a hearing, that a rate is either excessive, inadequate or unfairly discriminatory, the Commissioner shall issue an order specifying in what respect it is deficient and stating when, within a reasonable period thereafter, the rate is no longer effective.
Page 2 DRH10063-NE-16
Page 2 House Bill 208-First Edition
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How this bill changes current law

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AI-generated reading aid from the bill's amendatory text — verify against the official bill.

The bill prohibits insurers from ceding clean risks to the reinsurance facility.

  • § 58-37-33

    An insurer may not cede any policy or renewal thereof held by a clean risk to the Facility.

    This creates a new prohibition against ceding policies of clean risks to the reinsurance facility.

  • § 58-37-35

    The Board of Governors shall establish a separate subclassification within the Facility for "clean risks".

    This removes the requirement for the Board of Governors to establish a subclassification for clean risks within the facility.

Action History

  1. Passed 1st Reading

  2. Ref to the Com on Insurance, if favorable, Transportation, if favorable, Rules, Calendar, and Operations of the House

  3. Filed

Sponsors

Sponsorship breakdown

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3 sponsors · 2 co-sponsors · 174 not signed on

Sponsors (3)

Co-sponsors (2)

Not signed on (174)

174 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

transportation
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors HB 208?
HB 208 is sponsored by Cleveland, Mitchell S. Setzer (Republican), Julia C. Howard (Republican), Faircloth, and Harry Warren (Republican).
What is the current status of HB 208?
This bill died with 2021-2022 Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track HB 208?
Track HB 208 free on One Click Politics — get push/email alerts when it moves.

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