North Carolina 2017-2018 Session Status: Enacted

SB 577 — Consumer Credit/Default Charge.

Last action — Became Law W/o Signature

Track this bill free

No card. One bill, free forever — alerts when it moves.

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced March 30, 2017. Enacted.

Prognosis

Likely to advance 70% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    0 primary, 1 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Bill Text

What changed in the latest version

5 added · 6 removed

Plain-language change summary

The updates to Senate Bill 577 include the addition of a heading for the General Assembly of North Carolina and a line indicating the filing date, March 30, 2017. These changes clarify the bill's official status and timeline. While these adjustments may seem minor, they help provide context for the bill's legislative journey, making it easier for the public to understand its progress.

→
Previous
Latest
GENERAL ASSEMBLY OF NORTH CAROLINA SESSION 2017 S 2 SENATE BILL 577 Commerce and Insurance Committee Substitute Adopted 4/26/17 Short Title:
GENERAL ASSEMBLY OF NORTH CAROLINA SESSION 2017 S 1 SENATE BILL 577 Short Title:
Senator Gunn (Primary Sponsor).
April 3, 2017 A BILL TO BE ENTITLED AN ACT TO MODERNIZE NORTH CAROLINA'S CONSUMER CREDIT INSTALLMENT SALE CONTRACT DEFAULT CHARGE IN ORDER TO LEVEL THE PLAYING FIELD WITH OUT-OF-STATE BUSINESSES.
Rules and Operations of the Senate April 3, 2017 A BILL TO BE ENTITLED AN ACT TO MODERNIZE NORTH CAROLINA'S CONSUMER CREDIT INSTALLMENT SALE CONTRACT DEFAULT CHARGE IN ORDER TO LEVEL THE PLAYING FIELD WITH OUT-OF-STATE BUSINESSES.
(a) If any installment is past due for 10 days or more according to the original terms of the consumer credit installment sale contract, a default charge may be made in an amount not to exceed five percent (5%) of the installment past due or six dollars ($6.00), whichever is the lesser.
(a) If any installment is past due for 10 days or more according to the original terms of the consumer credit installment sale contract, a default charge may be made in an amount not to exceed five percent (5%) of the installment past due or six dollars ($6.00), whichever is the lesser.twenty-five dollars ($25.00).
of fifteen dollars ($15.00).
*S577-v-2*
*S577-v-1*
⬇ Download PDF
View plain text versions (5)

Action History

  1. Became Law W/o Signature

  2. Ch. SL 2017-45

  3. Pres. To Gov. 6/13/2017

  4. Ratified

  5. Passed 2nd Reading

  6. Passed 3rd Reading

  7. Ordered Enrolled

  8. Reptd Fav

  9. Cal Pursuant Rule 36(b)

  10. Placed On Cal For 06/08/2017

  11. Withdrawn From Com

  12. Re-ref Com On Commerce and Job Development

  13. Withdrawn From Com

  14. Re-ref Com On Judiciary II

  15. Regular Message Sent To House

  16. Regular Message Received From Senate

  17. Passed 1st Reading

  18. Ref To Com On Rules, Calendar, and Operations of the House

  19. Reptd Fav Com Substitute

  20. Com Substitute Adopted

  21. Re-ref Com On Rules and Operations of the Senate

  22. Reptd Fav

  23. Placed on Today's Supplemental Calendar

  24. Passed 2nd Reading

  25. Passed 3rd Reading

  26. Withdrawn From Com

  27. Re-ref to Commerce and Insurance. If fav, re-ref to Rules and Operations of the Senate

  28. Passed 1st Reading

  29. Ref To Com On Rules and Operations of the Senate

  30. Filed

Sponsors

  • Gunn · Cosponsor

Sponsorship breakdown

Export CSV (upgrade) →

0 sponsors · 1 co-sponsors · 178 not signed on · 8 voted No

Sponsors (0)

None.

Co-sponsors (1)

  • Gunn

Not signed on (178)

178 members have not signed on to this bill.

Show all 178 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Second Reading

Passed 98 Yea · 18 Nay · 4 Other
Party YeaNayPresentNot Voting
Unaffiliated 611203
Democratic 9600
Republican 27001
U 1000
Total 981804
% of votes cast 82%15%0%3%
How each member voted (120)
Member Party Vote
Lewis — Yea
McGrady — Yea
Michaux — Nay
Millis — Yea
Presnell — Yea
Rogers — Yea
Steinburg — Yea
Williams — Yea
Szoka — Yea
Autry — Nay
Boles — Yea
Boswell — Yea
Burr — Yea
Conrad — Yea
Dobson — Yea
Dulin — Yea
Earle — Nay
Faircloth — Yea
Farmer-Butterfield — Nay
Fisher — Yea
Floyd — Yea
Fraley — Yea
Garrison — Nay
Gill — Nay
Henson — Yea
Jordan — Yea
G.Adcock — Yea
L.Bell — Yea
Beasley — Yea
Black — Yea
C.Graham — Yea
Jackson — Yea
R.Moore — Yea
W.Richardson — Yea
B.Turner — Yea
J.Bell — Yea
BertJones — Yea
Brawley — Yea
BrendenJones — Yea
DestinHall — Yea
K.Hall — Yea
Johnson — Yea
Malone — Yea
S.Martin — Yea
T.Moore(Speaker) — Yea
Stone — Yea
Bradford — Yea
Bumgardner — Yea
Cleveland — Yea
Collins — Yea
Dollar — Yea
Elmore — Yea
Goodman — Yea
Hanes — Yea
Hardister — Yea
Hunter — Yea
Insko — Yea
Lucas — Yea
McElraft — Yea
McNeill — Yea
Murphy — Yea
Saine — Yea
Speciale — Yea
Wray — Yea
R.Turner — Yea
G.Graham — Nay
G.Martin — Nay
B.Richardson — Nay
DuaneHall — Not Voting
Grange — Not Voting
Holley — Nay
Horn — Not Voting
Hurley — Nay
Terry — Nay
Yarborough — Yea
Zachary — Yea
Amos L. Quick, III Democratic Nay
Becky Carney Democratic Nay
Cecil Brockman Democratic Yea
Cynthia Ball Democratic Yea
Dante Pittman Democratic Yea
Deb Butler Democratic Nay
Eric Ager Democratic Yea
Garland E. Pierce Democratic Yea
Graig Meyer Democratic Nay
Joe John Democratic Yea
Marcia Morey Democratic Nay
Mary Belk Democratic Yea
Pricey Harrison Democratic Nay
Robert T. Reives, II Democratic Yea
Shelly Willingham Democratic Yea
Carl Ford Republican Yea
Dean Arp Republican Yea
Dennis Riddell Republican Yea
Donna McDowell White Republican Yea
Donny Lambeth Republican Yea
Frank Iler Republican Yea
Harry Warren Republican Yea
Hugh Blackwell Republican Yea
Jay Adams Republican Yea
Jimmy Dixon Republican Yea
John A. Torbett Republican Yea
John M. Blust Republican Yea
John Sauls Republican Yea
Julia C. Howard Republican Yea
Kelly E. Hastings Republican Yea
Kevin Corbin Republican Yea
Larry C. Strickland Republican Yea
Larry W. Potts Republican Yea
Mark Brody Republican Yea
Mike Clampitt Republican Yea
Mitchell S. Setzer Republican Yea
Phil Shepard Republican Yea
Sam Watford Republican Not Voting
Sarah Stevens Republican Yea
Stephen M. Ross Republican Yea
Ted Davis, Jr. Republican Yea
W. Ted Alexander Republican Yea
William D. Brisson Republican Yea
Carla D. Cunningham U Yea

Official roll call →

Second Reading

Passed 46 Yea · 3 Nay · 1 Other
Party YeaNayPresentNot Voting
Republican 9100
Unaffiliated 31101
Democratic 6100
Total 46301
% of votes cast 92%6%0%2%
How each member voted (50)
Member Party Vote
McKissick — Yea
Meredith — Nay
Randleman — Yea
Tillman — Yea
Woodard — Yea
Ballard — Yea
Barefoot — Yea
Brock — Yea
Curtis — Yea
Foushee — Yea
Horner — Yea
D.Davis — Yea
J.Jackson — Yea
Smith — Yea
VanDuyn — Yea
Brown — Yea
B.Jackson — Yea
Newton — Yea
Barringer — Yea
Bishop — Yea
Bryant — Yea
Dunn — Yea
Edwards — Yea
Gunn — Yea
Harrington — Yea
Krawiec — Yea
Pate — Yea
Tucker — Yea
J.Davis — Not Voting
Rabin — Yea
Tarte — Yea
Wade — Yea
Wells — Yea
Amanda P. Cook Democratic Yea
Dan Blue Democratic Yea
Gladys A. Robinson Democratic Yea
Jay J. Chaudhuri Democratic Nay
Joyce Waddell Democratic Yea
Paul A. Lowe, Jr. Democratic Yea
Tracy Clark Democratic Yea
Bill Rabon Republican Yea
Carl Ford Republican Yea
Danny Earl Britt, Jr. Republican Yea
Michael V. Lee Republican Yea
Norman W. Sanderson Republican Yea
Phil Berger Republican Yea
Ralph Hise Republican Yea
Tom McInnis Republican Yea
W. Ted Alexander Republican Yea
Warren Daniel Republican Nay

Official roll call →

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

Who sponsors SB 577?
SB 577 is sponsored by Gunn.
What is the current status of SB 577?
This bill has been enacted into law. Introduced March 30, 2017. Enacted.
Where can I track SB 577?
Track SB 577 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on SB 577

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of SB 577

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →