Illinois 100th Regular Session Status: Enacted

HB 4397 — STUDENT LOAN SERVICER-DEBT

Last action — Public Act . . . . . . . . . 100-0635

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed House
  4. ✓
    Passed Senate
  5. ✓
    To Executive
  6. 6
    Enacted

This bill has been enacted into law. Introduced January 30, 2018. Enacted.

Prognosis

Likely to advance 70% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Enacted

    Current position in the legislative process.

  • 1 sponsor

    0 primary, 1 co-sponsors signed on.

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Amends the Student Loan Servicing Rights Act. Provides that, as used in the Act, "student loan servicer" does not include a law firm or licensed attorney that is collecting post-default debt. Effective December 31, 2018.

Bill Text

What changed in the latest version

6 added · 6 removed

Plain-language change summary

The recent changes to Bill HB 4397 include the replacement of "Engrossed" with "Enrolled" in the document's title and reference lines. This change indicates that the bill has progressed to the final stage of approval before becoming law. It matters because it signifies that the bill has passed through all necessary amendments and is ready for the governor's signature.

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Previous
Latest
HB4397 Engrossed LRB100 17085 AXK 32236 b AN ACT concerning education.
HB4397 Enrolled LRB100 17085 AXK 32236 b AN ACT concerning education.
HB4397 Engrossed - 2 - LRB100 17085 AXK 32236 b (1) requests information related to options to reduce or suspend his or her monthly payment;
HB4397 Enrolled - 2 - LRB100 17085 AXK 32236 b (1) requests information related to options to reduce or suspend his or her monthly payment;
"Income-driven repayment options" includes the Income-Contingent Repayment Plan, the Income-Based Repayment Plan, the Income-Sensitive Repayment Plan, the Pay As You Earn Plan, the Revised Pay As You Earn Plan, and any other federal HB4397 Engrossed - 3 - LRB100 17085 AXK 32236 b student loan repayment plan that is calculated based on a borrower's income.
"Income-driven repayment options" includes the Income-Contingent Repayment Plan, the Income-Based Repayment Plan, the Income-Sensitive Repayment Plan, the Pay As You Earn Plan, the Revised Pay As You Earn Plan, and any other federal HB4397 Enrolled - 3 - LRB100 17085 AXK 32236 b student loan repayment plan that is calculated based on a borrower's income.
(1) receiving any scheduled periodic payments from a student loan borrower or cosigner pursuant to HB4397 Engrossed - 4 - LRB100 17085 AXK 32236 b the terms of a student loan;
(1) receiving any scheduled periodic payments from a student loan borrower or cosigner pursuant to HB4397 Enrolled - 4 - LRB100 17085 AXK 32236 b the terms of a student loan;
(3) The borrower fails to graduate or successfully HB4397 Engrossed - 5 - LRB100 17085 AXK 32236 b complete his or her education program and has a balance due at the time of his or her disenrollment from the postsecondary institution.
(3) The borrower fails to graduate or successfully HB4397 Enrolled - 5 - LRB100 17085 AXK 32236 b complete his or her education program and has a balance due at the time of his or her disenrollment from the postsecondary institution.
(6) a licensed debt management service under the Debt Management Service Act, except to the extent that the HB4397 Engrossed - 6 - LRB100 17085 AXK 32236 b organization acts as a subcontractor, affiliate, or service provider for an entity that is otherwise subject to licensure under this Act;
(6) a licensed debt management service under the Debt Management Service Act, except to the extent that the HB4397 Enrolled - 6 - LRB100 17085 AXK 32236 b organization acts as a subcontractor, affiliate, or service provider for an entity that is otherwise subject to licensure under this Act;
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Action History

  1. Public Act . . . . . . . . . 100-0635

  2. Effective Date December 31, 2018

  3. Governor Approved

  4. Sent to the Governor

  5. Passed Both Houses

  6. Third Reading - Passed; 052-000-000

  7. Placed on Calendar Order of 3rd Reading May 15, 2018

  8. Second Reading

  9. Placed on Calendar Order of 2nd Reading May 3, 2018

  10. Do Pass Judiciary; 011-000-000

  11. Assigned to Judiciary

  12. Referred to Assignments

  13. First Reading

  14. Chief Senate Sponsor Sen. Scott M. Bennett

  15. Placed on Calendar Order of First Reading April 17, 2018

  16. Arrive in Senate

  17. Added Co-Sponsor Rep. David S. Olsen

  18. Added Chief Co-Sponsor Rep. Carol Ammons

  19. Third Reading - Short Debate - Passed 100-000-000

  20. Placed on Calendar Order of 3rd Reading - Short Debate

  21. Second Reading - Short Debate

  22. Placed on Calendar 2nd Reading - Short Debate

  23. Do Pass / Short Debate Judiciary - Civil Committee; 011-000-000

  24. Reported Back To Judiciary - Civil Committee;

  25. Recommends Do Pass Subcommittee/ Judiciary - Civil Committee; 005-000-000

  26. To Commercial Law Subcommittee

  27. Assigned to Judiciary - Civil Committee

  28. Referred to Rules Committee

  29. First Reading

  30. Filed with the Clerk by Rep. Lou Lang

Sponsors

  • Lou Lang · Cosponsor

Sponsorship breakdown

Export CSV (upgrade) →

0 sponsors · 1 co-sponsors · 182 not signed on

Sponsors (0)

None.

Co-sponsors (1)

  • Lou Lang

Not signed on (182)

182 members have not signed on to this bill.

Show all 182 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Third Reading

Passed 52 Yea · 0 Nay · 7 Other
Party YeaNayPresentNot Voting
Unaffiliated 29006
Democrat 15000
Republican 8001
Total 52007
% of votes cast 88%0%0%12%
How each member voted (59)
Member Party Vote
Barickman — Yea
Bertino-Tarrant — Yea
Biss — Yea
Bivins — Not Voting
Mulroe — Yea
McCarter — Yea
Rooney — Yea
Haine — Yea
Harris — Yea
Landek — Yea
McGuire — Yea
Link — Yea
McCann — Not Voting
Brady — Yea
McConnaughay — Not Voting
Muñoz — Yea
Cullerton — Yea
Cullerton, T. — Yea
Bennett — Not Voting
Oberweis — Yea
Raoul — Yea
Silverstein — Yea
Bush — Yea
Clayborne — Yea
Connelly — Yea
Hutchinson — Yea
Nybo — Yea
Righter — Yea
Sandoval — Yea
Schimpf — Not Voting
Steans — Yea
Manar — Not Voting
Althoff — Yea
Martinez — Yea
Van Pelt — Yea
Bill Cunningham Democrat Yea
Cristina Castro Democrat Yea
David Koehler Democrat Yea
Don Harmon Democrat Yea
Elgie R. Sims, Jr. Democrat Yea
Emil Jones, III Democrat Yea
Julie A. Morrison Democrat Yea
Kimberly A. Lightford Democrat Yea
Lakesia Collins Democrat Yea
Laura M. Murphy Democrat Yea
Linda Holmes Democrat Yea
Mattie Hunter Democrat Yea
Michael E. Hastings Democrat Yea
Omar Aquino Democrat Yea
Steve Stadelman Democrat Yea
Chapin Rose Republican Yea
Dale Fowler Republican Yea
Dan McConchie Republican Not Voting
Dave Syverson Republican Yea
Jil Tracy Republican Yea
John F. Curran Republican Yea
Neil Anderson Republican Yea
Sue Rezin Republican Yea
Travis Weaver Republican Yea

Official roll call →

Third Reading

Passed 100 Yea · 0 Nay · 18 Other
Party YeaNayPresentNot Voting
Unaffiliated 620012
Republican 9003
Democrat 29003
Total 1000018
% of votes cast 85%0%0%15%
How each member voted (118)
Member Party Vote
Batinick — Yea
Bellock — Yea
Bourne — Yea
Breen — Yea
Bristow — Yea
Butler — Yea
Carroll — Yea
McSweeney — Yea
Durkin — Not Voting
Flowers — Yea
Cavaletto — Yea
Connor — Yea
Conroy — Yea
Lang — Yea
Long — Yea
Phillips — Yea
Sente — Yea
Stewart — Yea
Bennett — Yea
Sauer — Yea
Stratton — Yea
Brady — Yea
Harris, David — Yea
Tabares — Yea
Harris, Gregory — Yea
Thapedi — Yea
Turner — Yea
Burke, Kelly — Yea
Jones — Yea
Conyears-Ervin — Yea
Costello — Yea
Currie — Yea
Frese — Yea
Greenwood — Yea
Hays — Yea
Hurley — Yea
Ives — Yea
Jesiel — Yea
Jimenez — Yea
Madigan — Yea
Davis — Yea
McAuliffe — Yea
Wheeler, Keith — Yea
Mitchell, Bill — Yea
Williams — Yea
Finnie, Natalie — Yea
McDermed — Yea
Hernandez — Not Voting
Burke, Daniel — Not Voting
Wheeler, Barbara — Not Voting
Unes — Not Voting
Wallace — Yea
Mitchell, Christian — Not Voting
Wehrli — Yea
Welter — Yea
Willis — Yea
Winger — Yea
Yingling — Yea
Zalewski — Not Voting
D'Amico — Not Voting
Demmer — Yea
Drury — Yea
Fortner — Yea
Olsen — Yea
Parkhurst — Yea
Pritchard — Yea
Reis — Yea
Riley — Yea
Skillicorn — Not Voting
Sommer — Yea
Soto — Not Voting
Andersson — Yea
Arroyo — Not Voting
Chapa LaVia — Not Voting
Anna Moeller Democrat Yea
Anthony DeLuca Democrat Yea
Camille Y. Lilly Democrat Yea
Carol Ammons Democrat Yea
Emanuel "Chris" Welch Democrat Yea
Fred Crespo Democrat Yea
Jaime M. Andrade, Jr. Democrat Yea
Jay Hoffman Democrat Yea
Jehan Gordon-Booth Democrat Not Voting
Julie A. Morrison Democrat Yea
Justin Slaughter Democrat Yea
Katie Stuart Democrat Yea
Kelly M. Cassidy Democrat Yea
La Shawn K. Ford Democrat Yea
Laura Fine Democrat Yea
Lawrence "Larry" Walsh, Jr. Democrat Yea
Marcus C. Evans, Jr. Democrat Yea
Martin J. Moylan Democrat Yea
Michael W. Halpin Democrat Yea
Michelle Mussman Democrat Yea
Natalie A. Manley Democrat Yea
Nicholas K. Smith Democrat Yea
Rita Mayfield Democrat Yea
Robert "Bob" Rita Democrat Not Voting
Robert F. Martwick Democrat Yea
Robyn Gabel Democrat Not Voting
Sara Feigenholtz Democrat Yea
Sonya M. Harper Democrat Yea
Stephanie A. Kifowit Democrat Yea
Sue Scherer Democrat Yea
Theresa Mah Democrat Yea
Will Guzzardi Democrat Yea
Brad Halbrook Republican Yea
Charles Meier Republican Yea
Christopher "C.D." Davidsmeyer Republican Yea
Dan Swanson Republican Yea
Dave Severin Republican Yea
Joe C. Sosnowski Republican Not Voting
John M. Cabello Republican Yea
Norine K. Hammond Republican Yea
Ryan Spain Republican Not Voting
Steven Reick Republican Not Voting
Terri Bryant Republican Yea
Tony M. McCombie Republican Yea

Official roll call →

Subjects

finance education
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HB 4397 do?
Amends the Student Loan Servicing Rights Act. Provides that, as used in the Act, "student loan servicer" does not include a law firm or licensed attorney that is collecting post-default debt. Effective December 31, 2018.
Who sponsors HB 4397?
HB 4397 is sponsored by Lou Lang.
What is the current status of HB 4397?
This bill has been enacted into law. Introduced January 30, 2018. Enacted.
Where can I track HB 4397?
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