Illinois 100th Regular Session Status: To Executive 1 D cosponsors

SB 65 — TITLE INS-MULTIPLE POLICIES

Last action — Total Veto Stands

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  1. ✓
    Introduced
  2. ✓
    In Committee
  3. ✓
    Passed Senate
  4. ✓
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 100th Regular Session. It reached “To Executive” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

Summary

Amends the Title Insurance Act. Provides that in a transaction for the sale and purchase of residential real property, all title insurance policies for that transaction shall be issued through the same policy issuing entity, except as otherwise agreed by the seller and buyer. Effective January 1, 2018.

Bill Text

What changed in the latest version

20 added · 19 removed

Plain-language change summary

The amendment to SB 65 clarifies that the title insurance company must issue a lender's title insurance policy when a buyer is obtaining a mortgage, provided the lender requires it. It also specifies that the buyer and seller can choose to waive this requirement if they agree, or if one party is offered a fee discount to split the title insurance policies, as long as both parties receive the same discount offer. This change is important because it helps ensure that buyers and sellers are aware of their options regarding title insurance, potentially leading to cost savings and better transparency in real estate transactions.

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Latest
SB0065 Engrossed LRB100 00053 RPS 10054 b AN ACT concerning regulation.
SB0065 Enrolled LRB100 00053 RPS 10054 b AN ACT concerning regulation.
No lender or producer of title business, as the term is defined in this Act, shall, as a condition of making a loan, providing services of any kind, including, but not limited to, services as a broker, agent, lender, attorney, or otherwise, require a party to a contract for the sale of residential real property who is obligated by that contract to furnish and pay for products and services enumerated in Section 19 title insurance at their expense, to procure such products and services title insurance from a title SB0065 Engrossed - 2 - LRB100 00053 RPS 10054 b insurance company, or title insurance agent, or independent escrowee other than a title insurance company, or title insurance agent, or independent escrowee that is chosen by the party paying for the title insurance.
No lender or producer of title business, as the term is defined in this Act, shall, as a condition of making a loan, providing services of any kind, including, but not limited to, services as a broker, agent, lender, attorney, or otherwise, require a party to a contract for the sale of residential real property who is obligated by that contract to furnish and pay for products and services enumerated in Section 19 title insurance at their expense, to procure such products and services title insurance from a title SB0065 Enrolled - 2 - LRB100 00053 RPS 10054 b insurance company, or title insurance agent, or independent escrowee other than a title insurance company, or title insurance agent, or independent escrowee that is chosen by the party paying for the products and services enumerated in Section 19 title insurance.
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Action History

  1. Total Veto Stands

  2. Override Governor Veto - House Lost 065-039-003

  3. 3/5 Vote Required

  4. Motion Filed Override Governor Veto Rep. Ann M. Williams

  5. Placed on Calendar Total Veto

  6. Arrived in House

  7. Override Governor Veto - Senate Passed 039-015-003

  8. 3/5 Vote Required

  9. Motion Filed Override Governor Veto Sen. Michael E. Hastings

  10. Placed Calendar Total Veto November 14, 2018

  11. Governor Vetoed

  12. Sent to the Governor

  13. Passed Both Houses

  14. Senate Concurs

  15. House Floor Amendment No. 1 Senate Concurs 038-014-003

  16. House Floor Amendment No. 1 Motion To Concur Recommended Do Adopt Judiciary; 007-003-001

  17. House Floor Amendment No. 1 Motion to Concur Assignments Referred to Judiciary

  18. House Floor Amendment No. 1 Motion to Concur Referred to Assignments

  19. House Floor Amendment No. 1 Motion to Concur Filed with Secretary Sen. Michael E. Hastings

  20. Placed on Calendar Order of Concurrence House Amendment(s) 1 - May 28, 2018

  21. Secretary's Desk - Concurrence House Amendment(s) 1

  22. Third Reading - Short Debate - Passed 060-044-001

  23. Placed on Calendar Order of 3rd Reading - Short Debate

  24. House Floor Amendment No. 1 Adopted

  25. Second Reading - Short Debate

  26. House Floor Amendment No. 1 Recommends Be Adopted Rules Committee; 004-000-000

  27. House Floor Amendment No. 1 Referred to Rules Committee

  28. House Floor Amendment No. 1 Filed with Clerk by Rep. Ann M. Williams

  29. Placed on Calendar 2nd Reading - Short Debate

  30. Do Pass / Short Debate Judiciary - Civil Committee; 007-002-000

  31. Reported Back To Judiciary - Civil Committee;

  32. Recommends Do Pass Subcommittee/ Judiciary - Civil Committee; 003-000-000

  33. To Real & Personal Property Law Subcommittee

  34. Alternate Chief Sponsor Changed to Rep. Ann M. Williams

  35. Assigned to Judiciary - Civil Committee

  36. Referred to Rules Committee

  37. First Reading

  38. Chief House Sponsor Rep. Robert Rita

  39. Arrived in House

  40. Senate Floor Amendment No. 2 Tabled Pursuant to Rule 5-4(a)

  41. Third Reading - Passed; 041-006-003

  42. Placed on Calendar Order of 3rd Reading

  43. Senate Floor Amendment No. 4 Adopted; Hastings

  44. Recalled to Second Reading

  45. Senate Floor Amendment No. 4 Recommend Do Adopt Judiciary; 007-002-001

  46. Senate Floor Amendment No. 4 Postponed - Judiciary

  47. Senate Floor Amendment No. 4 Assignments Refers to Judiciary

  48. Placed on Calendar Order of 3rd Reading April 24, 2018

  49. Second Reading

  50. Senate Floor Amendment No. 4 Referred to Assignments

  51. Senate Floor Amendment No. 4 Filed with Secretary by Sen. Michael E. Hastings

  52. Placed on Calendar Order of 2nd Reading

  53. Do Pass as Amended Judiciary; 010-000-000

  54. Senate Committee Amendment No. 3 Adopted

  55. Senate Floor Amendment No. 2 Postponed - Judiciary

  56. Senate Committee Amendment No. 3 Assignments Refers to Judiciary

  57. Senate Committee Amendment No. 3 Referred to Assignments

  58. Senate Committee Amendment No. 3 Filed with Secretary by Sen. Michael E. Hastings

  59. Rule 2-10 Committee Deadline Established As April 27, 2018

  60. Senate Floor Amendment No. 2 Re-assigned to Judiciary

  61. Re-assigned to Judiciary

  62. Senate Floor Amendment No. 2 Pursuant to Senate Rule 3-9(b) / Referred to Assignments

  63. Pursuant to Senate Rule 3-9(b) / Referred to Assignments

  64. Rule 2-10 Third Reading Deadline Established As May 31, 2017

  65. Senate Floor Amendment No. 2 Recommend Do Adopt Judiciary; 009-000-001

  66. Senate Floor Amendment No. 2 Postponed - Judiciary

  67. Senate Floor Amendment No. 2 Assignments Refers to Judiciary

  68. Senate Floor Amendment No. 2 Referred to Assignments

  69. Senate Floor Amendment No. 2 Filed with Secretary by Sen. Michael E. Hastings

  70. Placed on Calendar Order of 2nd Reading March 16, 2017

  71. Do Pass as Amended Judiciary; 007-002-002

  72. Senate Committee Amendment No. 1 Adopted

  73. Senate Committee Amendment No. 1 Assignments Refers to Judiciary

  74. Senate Committee Amendment No. 1 Referred to Assignments

  75. Senate Committee Amendment No. 1 Filed with Secretary by Sen. Michael E. Hastings

  76. Postponed - Judiciary

  77. Assigned to Judiciary

  78. Referred to Assignments

  79. First Reading

  80. Filed with Secretary by Sen. Michael E. Hastings

Sponsors

Sponsorship breakdown

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0 sponsors · 1 co-sponsors · 182 not signed on · 24 voted No

Sponsors (0)

None.

Co-sponsors (1)

Not signed on (182)

182 members have not signed on to this bill.

Show all 182 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

Motion

Failed 65 Yea · 39 Nay · 14 Other
Party YeaNayPresentNot Voting
Unaffiliated 3325013
Republican 21001
Democrat 30400
Total 6539014
% of votes cast 55%33%0%12%
How each member voted (118)
Member Party Vote
Batinick — Nay
Bourne — Nay
Breen — Nay
Bristow — Yea
Butler — Nay
Carroll — Yea
McAuliffe — Yea
Olsen — Yea
Sente — Yea
Harris, Gregory — Yea
Hernandez — Yea
Greenwood — Yea
Lang — Yea
Burke, Kelly — Yea
Jones — Yea
Long — Nay
Mazzochi — Nay
McDermed — Nay
Phillips — Nay
Davis — Yea
Skillicorn — Nay
Mitchell, Bill — Yea
Stewart — Nay
Mitchell, Christian — Yea
Finnie, Natalie — Yea
Thapedi — Yea
Turner — Yea
Unes — Yea
Welter — Nay
Bennett — Nay
Willis — Yea
Brady — Nay
Cavaletto — Yea
Connor — Yea
Conroy — Yea
Conyears-Ervin — Yea
Costello — Yea
Currie — Yea
D'Amico — Yea
Flowers — Yea
Hurley — Yea
Ives — Nay
Wheeler, Keith — Nay
Madigan — Not Voting
Wheeler, Barbara — Not Voting
Harris, David — Not Voting
Burke, Daniel — Not Voting
McSweeney — Nay
Williams — Not Voting
Stratton — Not Voting
Wallace — Not Voting
Winger — Nay
Zalewski — Not Voting
Demmer — Not Voting
Drury — Nay
Durkin — Not Voting
Fortner — Nay
Frese — Nay
Jesiel — Not Voting
Jimenez — Nay
Parkhurst — Nay
Reis — Not Voting
Riley — Yea
Sommer — Nay
Soto — Not Voting
Wehrli — Nay
Yingling — Yea
Marron — Nay
Andersson — Yea
Arroyo — Yea
Chapa LaVia — Yea
Anna Moeller Democrat Yea
Anthony DeLuca Democrat Yea
Camille Y. Lilly Democrat Yea
Carol Ammons Democrat Nay
Celina Villanueva Democrat Yea
Emanuel "Chris" Welch Democrat Yea
Fred Crespo Democrat Yea
Jaime M. Andrade, Jr. Democrat Yea
Jay Hoffman Democrat Yea
Jehan Gordon-Booth Democrat Yea
Julie A. Morrison Democrat Nay
Justin Slaughter Democrat Yea
Katie Stuart Democrat Yea
Kelly M. Cassidy Democrat Yea
La Shawn K. Ford Democrat Yea
Laura Fine Democrat Yea
Lawrence "Larry" Walsh, Jr. Democrat Yea
Lawrence "Larry" Walsh, Jr. Democrat Nay
Marcus C. Evans, Jr. Democrat Yea
Martin J. Moylan Democrat Yea
Michael W. Halpin Democrat Nay
Michelle Mussman Democrat Yea
Natalie A. Manley Democrat Yea
Nicholas K. Smith Democrat Yea
Rita Mayfield Democrat Yea
Robert "Bob" Rita Democrat Yea
Robert F. Martwick Democrat Yea
Robyn Gabel Democrat Yea
Sara Feigenholtz Democrat Yea
Sonya M. Harper Democrat Yea
Stephanie A. Kifowit Democrat Yea
Sue Scherer Democrat Yea
Theresa Mah Democrat Yea
Will Guzzardi Democrat Yea
Brad Halbrook Republican Nay
Charles Meier Republican Nay
Christopher "C.D." Davidsmeyer Republican Nay
Dan Swanson Republican Nay
Dave Severin Republican Yea
Jeff Keicher Republican Nay
Joe C. Sosnowski Republican Nay
John M. Cabello Republican Nay
Norine K. Hammond Republican Yea
Ryan Spain Republican Nay
Steven Reick Republican Not Voting
Terri Bryant Republican Nay
Tony M. McCombie Republican Nay

Official roll call →

Motion

Passed 39 Yea · 15 Nay · 5 Other
Party YeaNayPresentNot Voting
Unaffiliated 22704
Republican 2801
Democrat 15000
Total 391505
% of votes cast 66%25%0%8%
How each member voted (59)
Member Party Vote
Bertino-Tarrant — Yea
Biss — Yea
Bivins — Nay
Bush — Yea
Oberweis — Nay
Righter — Nay
Sandoval — Yea
Schimpf — Nay
Manar — Yea
Bennett — Yea
McCann — Yea
McGuire — Yea
Harris — Yea
McCarter — Nay
Mulroe — Yea
Muñoz — Yea
Nybo — Nay
Raoul — Yea
Silverstein — Yea
Cullerton, T. — Yea
Rooney — Nay
Steans — Yea
Cullerton — Not Voting
Brady — Not Voting
Clayborne — Yea
Connelly — Not Voting
Haine — Yea
Hutchinson — Yea
Landek — Yea
Link — Yea
Martinez — Yea
Barickman — Not Voting
Van Pelt — Yea
Bill Cunningham Democrat Yea
Cristina Castro Democrat Yea
David Koehler Democrat Yea
Don Harmon Democrat Yea
Elgie R. Sims, Jr. Democrat Yea
Emil Jones, III Democrat Yea
Julie A. Morrison Democrat Yea
Kimberly A. Lightford Democrat Yea
Lakesia Collins Democrat Yea
Laura M. Murphy Democrat Yea
Linda Holmes Democrat Yea
Mattie Hunter Democrat Yea
Michael E. Hastings Democrat Yea
Omar Aquino Democrat Yea
Steve Stadelman Democrat Yea
Chapin Rose Republican Not Voting
Craig Wilcox Republican Nay
Dale Fowler Republican Nay
Dan McConchie Republican Nay
Dave Syverson Republican Nay
Donald P. DeWitte Republican Yea
Jil Tracy Republican Nay
John F. Curran Republican Yea
Neil Anderson Republican Nay
Sue Rezin Republican Nay
Travis Weaver Republican Nay

Official roll call →

Concurrence, Amendment 1

Passed 38 Yea · 14 Nay · 7 Other
Party YeaNayPresentNot Voting
Unaffiliated 22904
Republican 1503
Democrat 15000
Total 381407
% of votes cast 64%24%0%12%
How each member voted (59)
Member Party Vote
Bertino-Tarrant — Yea
Biss — Yea
Bivins — Not Voting
Haine — Yea
Manar — Yea
McCann — Yea
Silverstein — Yea
Bennett — Yea
Harris — Yea
McGuire — Yea
Landek — Yea
Link — Yea
McCarter — Nay
McConnaughay — Nay
Mulroe — Yea
Muñoz — Yea
Cullerton, T. — Yea
Oberweis — Nay
Rooney — Nay
Raoul — Yea
Steans — Yea
Cullerton — Not Voting
Brady — Not Voting
Bush — Yea
Clayborne — Yea
Connelly — Not Voting
Hutchinson — Yea
Nybo — Nay
Righter — Nay
Sandoval — Yea
Schimpf — Nay
Althoff — Nay
Martinez — Yea
Barickman — Nay
Van Pelt — Yea
Bill Cunningham Democrat Yea
Cristina Castro Democrat Yea
David Koehler Democrat Yea
Don Harmon Democrat Yea
Elgie R. Sims, Jr. Democrat Yea
Emil Jones, III Democrat Yea
Julie A. Morrison Democrat Yea
Kimberly A. Lightford Democrat Yea
Lakesia Collins Democrat Yea
Laura M. Murphy Democrat Yea
Linda Holmes Democrat Yea
Mattie Hunter Democrat Yea
Michael E. Hastings Democrat Yea
Omar Aquino Democrat Yea
Steve Stadelman Democrat Yea
Chapin Rose Republican Not Voting
Dale Fowler Republican Nay
Dan McConchie Republican Not Voting
Dave Syverson Republican Nay
Jil Tracy Republican Nay
John F. Curran Republican Yea
Neil Anderson Republican Nay
Sue Rezin Republican Nay
Travis Weaver Republican Not Voting

Official roll call →

Third Reading

Passed 60 Yea · 44 Nay · 14 Other
Party YeaNayPresentNot Voting
Unaffiliated 3231011
Republican 01101
Democrat 28202
Total 6044014
% of votes cast 51%37%0%12%
How each member voted (118)
Member Party Vote
Batinick — Nay
Bellock — Nay
Bourne — Nay
Breen — Yea
Bristow — Yea
Butler — Nay
Carroll — Yea
McSweeney — Nay
Lang — Yea
Sente — Yea
Stratton — Yea
Harris, Gregory — Yea
Hernandez — Yea
Burke, Daniel — Yea
Tabares — Yea
Thapedi — Yea
Turner — Yea
Jones — Yea
Willis — Yea
Yingling — Yea
Zalewski — Yea
Davis — Yea
Wheeler, Barbara — Yea
Williams — Yea
Mitchell, Christian — Yea
Finnie, Natalie — Yea
Connor — Yea
Conroy — Yea
Conyears-Ervin — Yea
Costello — Yea
Currie — Yea
D'Amico — Yea
Flowers — Yea
Greenwood — Yea
Long — Nay
Madigan — Not Voting
McAuliffe — Nay
McDermed — Nay
Bennett — Nay
Sauer — Nay
Brady — Nay
Harris, David — Nay
Phillips — Nay
Skillicorn — Nay
Sommer — Not Voting
Stewart — Nay
Unes — Nay
Wallace — Not Voting
Wheeler, Keith — Nay
Mitchell, Bill — Nay
Wehrli — Not Voting
Burke, Kelly — Not Voting
Welter — Nay
Winger — Not Voting
Cavaletto — Nay
Demmer — Nay
Drury — Not Voting
Durkin — Nay
Fortner — Not Voting
Frese — Nay
Hays — Nay
Ives — Nay
Jesiel — Nay
Hurley — Yea
Jimenez — Nay
Olsen — Nay
Parkhurst — Nay
Pritchard — Nay
Reis — Nay
Riley — Not Voting
Soto — Not Voting
Andersson — Yea
Arroyo — Yea
Chapa LaVia — Not Voting
Anna Moeller Democrat Yea
Anthony DeLuca Democrat Yea
Camille Y. Lilly Democrat Yea
Carol Ammons Democrat Yea
Emanuel "Chris" Welch Democrat Yea
Fred Crespo Democrat Yea
Jaime M. Andrade, Jr. Democrat Yea
Jay Hoffman Democrat Yea
Jehan Gordon-Booth Democrat Yea
Julie A. Morrison Democrat Nay
Justin Slaughter Democrat Yea
Katie Stuart Democrat Yea
Kelly M. Cassidy Democrat Yea
La Shawn K. Ford Democrat Not Voting
Laura Fine Democrat Yea
Lawrence "Larry" Walsh, Jr. Democrat Not Voting
Marcus C. Evans, Jr. Democrat Yea
Martin J. Moylan Democrat Yea
Michael W. Halpin Democrat Nay
Michelle Mussman Democrat Yea
Natalie A. Manley Democrat Yea
Nicholas K. Smith Democrat Yea
Rita Mayfield Democrat Yea
Robert "Bob" Rita Democrat Yea
Robert F. Martwick Democrat Yea
Robyn Gabel Democrat Yea
Sara Feigenholtz Democrat Yea
Sonya M. Harper Democrat Yea
Stephanie A. Kifowit Democrat Yea
Sue Scherer Democrat Yea
Theresa Mah Democrat Yea
Will Guzzardi Democrat Yea
Brad Halbrook Republican Nay
Charles Meier Republican Nay
Christopher "C.D." Davidsmeyer Republican Nay
Dan Swanson Republican Nay
Dave Severin Republican Nay
Joe C. Sosnowski Republican Nay
John M. Cabello Republican Nay
Norine K. Hammond Republican Nay
Ryan Spain Republican Nay
Steven Reick Republican Not Voting
Terri Bryant Republican Nay
Tony M. McCombie Republican Nay

Official roll call →

Third Reading

Passed 41 Yea · 6 Nay · 12 Other
Party YeaNayPresentNot Voting
Unaffiliated 23309
Democrat 13002
Republican 5301
Total 416012
% of votes cast 69%10%0%20%
How each member voted (59)
Member Party Vote
Bertino-Tarrant — Yea
Bivins — Not Voting
Connelly — Nay
Bush — Yea
Manar — Yea
McCann — Yea
McCarter — Yea
Mulroe — Yea
Muñoz — Yea
Biss — Yea
Rooney — Nay
Cullerton — Not Voting
McGuire — Not Voting
McConnaughay — Not Voting
Brady — Not Voting
Cullerton, T. — Not Voting
Oberweis — Yea
Raoul — Yea
Silverstein — Not Voting
Clayborne — Yea
Bennett — Yea
Harris — Yea
Haine — Yea
Hutchinson — Yea
Nybo — Yea
Righter — Not Voting
Sandoval — Yea
Schimpf — Nay
Steans — Yea
Landek — Yea
Link — Yea
Althoff — Yea
Martinez — Yea
Barickman — Not Voting
Van Pelt — Yea
Bill Cunningham Democrat Yea
Cristina Castro Democrat Yea
David Koehler Democrat Yea
Don Harmon Democrat Yea
Elgie R. Sims, Jr. Democrat Yea
Emil Jones, III Democrat Yea
Julie A. Morrison Democrat Yea
Kimberly A. Lightford Democrat Yea
Lakesia Collins Democrat Yea
Laura M. Murphy Democrat Not Voting
Linda Holmes Democrat Yea
Mattie Hunter Democrat Yea
Michael E. Hastings Democrat Yea
Omar Aquino Democrat Not Voting
Steve Stadelman Democrat Yea
Chapin Rose Republican Not Voting
Dale Fowler Republican Yea
Dan McConchie Republican Nay
Dave Syverson Republican Nay
Jil Tracy Republican Nay
John F. Curran Republican Yea
Neil Anderson Republican Yea
Sue Rezin Republican Yea
Travis Weaver Republican Yea

Official roll call →

Subjects

finance housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 65 do?
Amends the Title Insurance Act. Provides that in a transaction for the sale and purchase of residential real property, all title insurance policies for that transaction shall be issued through the same policy issuing entity, except as otherwise agreed by the seller and buyer. Effective January 1, 2018.
Who sponsors SB 65?
SB 65 is sponsored by Michael E. Hastings (Democrat).
What is the current status of SB 65?
This bill died with 100th Regular Session. It reached “To Executive” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track SB 65?
Track SB 65 free on One Click Politics — get push/email alerts when it moves.

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