SB 100 — Exclude certain agricultural entities from insurance regulations

As(136th PassedGeneralAssembly) by(Amended Senate Bill Number 100) ANACT To enact section 3901.96 of the SenateRevised 136thCode Generalto Assemblyexclude Regularnonprofit Sessionagricultural Am.membership organizations from insurance regulations.

Be it enacted by the General Assembly of the State of Ohio:

SECTION 1.

That section 3901.96 of the Revised Code be enacted to read as follows:

Sec.

3901.96.

(A) As used in this section:

(1) "Nonprofit agricultural membership organization" means an organization or an affiliate of an organization that meets both of the following:

(a) The organization was incorporated in this state on or before December 31, 1919, for the purpose of promoting the interests of farmers in this state.

(b) The organization provides healthcare benefit coverage exclusively to members of the organization and the members' families pursuant to contracts between the members and the organization or its affiliate.

(2) "Material marketing" means the official written materials and verbal communications provided to, or directed at, prospective members and members' families for advertising or marketing purposes.

(B) Healthcare benefit coverage provided by a nonprofit agricultural membership organization that meets all of the following is not subject to Title XXXIX or Chapter 1739., 1751., or 1753.

of the Revised Code and shall not be considered insurance under any law of this state:

(1) The healthcare benefit coverage is provided by a nonprofit agricultural membership organization to the organization's members;

(2) The application for healthcare benefit coverage and any contract provided to a member is in writing;

(3) The application for healthcare benefit coverage and any contract provided to a member prominently states both of the following:

(a) The healthcare benefit coverage is not insurance;

(b) The healthcare benefit coverage is not subject to the laws and rules of this state governing insurance.

(C) A nonprofit agricultural membership organization shall not represent that healthcare benefit coverage provided by the organization is insurance in any material marketing.

(D) The risks arising out of healthcare benefit coverage provided by a nonprofit agricultural membership organization may be assumed or reinsured by a company authorized to conduct the business of insurance in this state.

Am.

100 2025-2026136th SenatorG.A. Manchester Cosponsors:

SenatorsSpeaker Brenner,___________________ Koehler, Schaffer, Lang, Weinstein, Ingram, Reynolds, Cutrona, Manning, Antonio, Blackshear, Chavez, Cirino, Craig, Gavarone, Hicks-Hudson, Johnson, Landis, O'Brien, Patton, Reineke, Roegner, Romanchuk, Timken, Wilkin, Wilson A BILL To enact section 3901.96 of the RevisedHouse Codeof toRepresentatives. 1 exclude nonprofit agricultural membership 2 organizations from insurance regulations.

3President BE___________________ ITof ENACTEDthe BYSenate. THE GENERAL ASSEMBLY OF THE STATE OF OHIO:

SectionPassed 1.________________________, 20____ Approved ________________________, 20____ Governor.

ThatAm. section 3901.96 of the Revised Code be 4 enacted to read as follows:

5 Sec.

3901.96.

(A) As used in this section:

6 (1) "Nonprofit agricultural membership organization" means 7 an organization or an affiliate of an organization that meets 8 both of the following:

9 (a) The organization was incorporated in this state on or 10 before December 31, 1919, for the purpose of promoting the 11 interests of farmers in this state.

12 (b) The organization provides healthcare benefit coverage 13 exclusively to members of the organization and the members' 14 families pursuant to contracts between the members and the 15 Am.

100 Page136th 2G.A. As Passed by the Senate organization or its affiliate.

16The (2)section "Materialnumbering marketing"of meanslaw theof officiala writtengeneral 17 materials and verbalpermanent communicationsnature providedis to,complete or directed at, 18 prospective members and members'in familiesconformity forwith advertisingthe orRevised 19Code. marketing purposes.

20Director, (B)Legislative HealthcareService benefitCommission. coverage provided by a nonprofit 21 agricultural membership organization that meets all of the 22 following is not subject to Title XXXIX or Chapter 1739., 1751., 23 or 1753.

ofFiled in the Revisedoffice Codeof andthe shallSecretary notof beState consideredat 24Columbus, insuranceOhio, underon anythe law____ day of this___________,A. state:

25D. (1) The healthcare benefit coverage is provided by a 26 nonprofit agricultural membership organization to the 27 organization's members;

2820____. (2) The application for healthcare benefit coverage and 29 any contract provided to a member is in writing;

30Secretary (3) The application for healthcare benefit coverage and 31 any contract provided to a member prominently states both of theState. 32 following:

33File (a)No. The healthcare benefit coverage is not insurance;