United States 119th Congress Status: In Committee Bipartisan · 43 D · 18 R cosponsors

HR 3526 — Uplifting First-Time Homebuyers Act of 2025

Last action — Referred to the House Committee on Ways and Means.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced May 20, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 42% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 61 sponsors

    1 primary, 60 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (43 D · 18 R) — cross-party backing.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

The bill increases the limit for first-time homebuyer distributions to $50,000.

This legislation aims to raise the limit on qualified distributions for first-time homebuyers from $10,000 to $50,000. It applies to taxable years starting after December 31, 2024.

What this means for you
  • Consumers: If you're a first-time homebuyer, you could access up to $50,000 in distributions.

Bill Text

How this bill changes current law

1 change Share ↗

AI-generated reading aid from the bill's amendatory text — verify against the official bill.

This bill increases the limitation on qualified first-time homebuyer distributions from $10,000 to $50,000.

  • Section 72(t)(8)(B)(i)

    $10,000 → $50,000

    This change significantly raises the amount first-time homebuyers can withdraw from their retirement accounts without penalty.

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Ways and Means.

Sponsors

Sponsorship breakdown

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1 sponsors · 60 co-sponsors · 486 not signed on

Sponsors (1)

Co-sponsors (60)

Not signed on (486)

486 members have not signed on to this bill.

Show all 486 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

taxation housing
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Frequently asked questions

Who sponsors HR 3526?
HR 3526 is sponsored by Brownley, Julia (Democratic), Moylan, James C. (Republican), Cuellar, Henry (Democratic), Suozzi, Thomas R. (Democratic), Hunt, Wesley (Republican), Neguse, Joe (Democratic), Green, Al (Democratic), Gill, Brandon (Republican), Van Drew, Jefferson (Republican), Weber, Randy K. Sr. (Republican), Gooden, Lance (Republican), Calvert, Ken (Republican), Davis, Donald G. (Democratic), Sewell, Terri A. (Democratic), Smith, Christopher H. (Republican), McBride, Sarah (Democratic), Olszewski, Johnny (Democratic), Soto, Darren (Democratic), Hinson, Ashley (Republican), Latimer, George (Democratic), Thanedar, Shri (Democratic), Foster, Bill (Democratic), Garcia, Robert (Democratic), Swalwell, Eric (Democratic), Bishop, Sanford D. (Democratic), Sherman, Brad (Democratic), Carbajal, Salud O. (Democratic), Cisneros, Gilbert Ray (Democratic), Costa, Jim (Democratic), Vindman, Eugene Simon (Democratic), Bell, Wesley (Democratic), Obernolte, Jay (Republican), Mann, Tracey (Republican), Gillen, Laura (Democratic), Begich, Nicholas J. (Republican), Johnson, Julie (Democratic), Craig, Angie (Democratic), Wittman, Robert J. (Republican), Hayes, Jahana (Democratic), Miller-Meeks, Mariannette (Republican), Lieu, Ted (Democratic), Barrett, Tom (Republican), Schmidt, Derek (Republican), Barragán, Nanette Diaz (Democratic), Dingell, Debbie (Democratic), Frankel, Lois (Democratic), Correa, J. Luis (Democratic), Sánchez, Linda T. (Democratic), Menendez, Robert (Democratic), Vargas, Juan (Democratic), Subramanyam, Suhas (Democratic), Mfume, Kweisi (Democratic), Mullin, Kevin (Democratic), Elfreth, Sarah (Democratic), Sorensen, Eric (Democratic), Wasserman Schultz, Debbie (Democratic), Kennedy, Timothy M. (Democratic), Gallagher, James (Republican), Pingree, Chellie (Democratic), Castor, Kathy (Democratic), and Van Duyne, Beth (Republican).
What is the current status of HR 3526?
This bill is in committee in the House. Introduced May 20, 2025. It must pass committee before a floor vote.
Where can I track HR 3526?
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