United States 119th Congress Status: In Committee Bipartisan · 9 R · 8 D cosponsors

HR 3285 — Student Loan Marriage Penalty Elimination Act of 2025

Last action — Referred to the House Committee on Ways and Means.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced May 08, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 42% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 17 sponsors

    1 primary, 16 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (9 R · 8 D) — cross-party backing.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Bill Text

How this bill changes current law

3 changes Share ↗

AI-generated reading aid from the bill's amendatory text — verify against the official bill.

The bill allows married couples to apply the student loan interest deduction limitation separately to each spouse, thus potentially increasing deductions available to them.

  • Section 221(b)(1)

    ``(1) In general.--The interest taken into account with respect to a taxpayer for a taxable year under subsection (a) for indebtedness incurred by an individual shall not exceed $2,500.''. → ``(1) In general.--The interest taken into account with respect to a taxpayer for a taxable year under subsection (a) for indebtedness incurred by an individual shall not exceed $2,500.''.

    This change clarifies the general limitation on the interest deduction without altering the dollar amount.

  • Section 221(b)

    the heading → ``Dollar Limitations''

    This change updates the heading to clarify the section's content regarding dollar limitations.

  • Section 221(e)

    existing text of subsection (e) → ``(e) Denial of Double Benefit.--No deduction shall be allowed under this section for any amount for which a deduction is allowable under any other provision of this chapter.''.

    This amendment reinforces the rule that no double benefit is allowed for deductions under different provisions.

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Ways and Means.

Sponsors

Sponsorship breakdown

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1 sponsors · 16 co-sponsors · 530 not signed on

Sponsors (1)

Co-sponsors (16)

Not signed on (530)

530 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

taxation education
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Frequently asked questions

Who sponsors HR 3285?
HR 3285 is sponsored by Grothman, Glenn (Republican), Miller, Mary E. (Republican), DelBene, Suzan K. (Democratic), Davis, Danny K. (Democratic), Clyde, Andrew S. (Republican), Larson, John B. (Democratic), McCormick, Richard (Republican), Mullin, Kevin (Democratic), Rouzer, David (Republican), Rulli, Michael A. (Republican), Neguse, Joe (Democratic), Carbajal, Salud O. (Democratic), Lawler, Michael (Republican), Hageman, Harriet M. (Republican), Downing, Troy (Republican), Vindman, Eugene Simon (Democratic), and Harder, Josh (Democratic).
What is the current status of HR 3285?
This bill is in committee in the House. Introduced May 08, 2025. It must pass committee before a floor vote.
Where can I track HR 3285?
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Last checked for changes 3 months ago · updated continuously

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