Illinois 99th Regular Session Status: In Committee 1 D cosponsors

SB 2208 — CREDIT INFO-AUTO INSURANCE

Last action — Session Sine Die

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill died with 99th Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.

This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.

In plain language

The bill prohibits insurers from using credit information for auto insurance scoring.

This legislation amends existing rules to prevent insurers from using consumers' credit information when calculating insurance scores for private passenger automobile insurance policies. It applies to policies amended, delivered, issued, or renewed after the bill's effective date.

What this means for you
  • Consumers: Consumers will benefit from more equitable insurance scoring as insurers can no longer use credit information.

Summary

Amends the Use of Credit Information in Personal Insurance Act. Provides that an insurer authorized to do business in the State shall not use a consumer's credit information or credit report to calculate an insurance score for private passenger automobile insurance policies amended, delivered, issued, or renewed on or after the effective date of the amendatory Act.

Bill Text

How this bill changes current law

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AI-generated reading aid from the bill's amendatory text — verify against the official bill.

The bill prohibits insurers in Illinois from using a consumer's credit information or credit report to calculate an insurance score for certain automobile insurance policies.

  • 215 ILCS 157/20

    An insurer authorized to do business in this State shall not use a consumer's credit information or credit report to calculate an insurance score for private passenger automobile insurance policies amended, delivered, issued, or renewed on or after the effective date of this amendatory Act of the 99th General Assembly.

    Insurers are not allowed to factor credit information into automobile insurance score calculations.

Action History

  1. Session Sine Die

  2. Rule 3-9(a) / Re-referred to Assignments

  3. Rule 2-10 Committee/3rd Reading Deadline Established As May 13, 2016

  4. Added as Co-Sponsor Sen. Laura M. Murphy

  5. Rule 2-10 Committee Deadline Established As April 22, 2016

  6. Added as Co-Sponsor Sen. Emil Jones, III

  7. Added as Chief Co-Sponsor Sen. Napoleon Harris, III

  8. Added as Co-Sponsor Sen. Donne E. Trotter

  9. Added as Co-Sponsor Sen. Mattie Hunter

  10. Assigned to Insurance

  11. Added as Chief Co-Sponsor Sen. Patricia Van Pelt

  12. Referred to Assignments

  13. First Reading

  14. Filed with Secretary by Sen. Jacqueline Y. Collins

Sponsors

Sponsorship breakdown

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0 sponsors · 1 co-sponsors · 182 not signed on

Sponsors (0)

None.

Co-sponsors (1)

Not signed on (182)

182 members have not signed on to this bill.

Show all 182 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety finance
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Frequently asked questions

What does SB 2208 do?
Amends the Use of Credit Information in Personal Insurance Act. Provides that an insurer authorized to do business in the State shall not use a consumer's credit information or credit report to calculate an insurance score for private passenger automobile insurance policies amended, delivered, issued, or renewed on or after the effective date of the amendatory Act.
Who sponsors SB 2208?
SB 2208 is sponsored by Lakesia Collins (Democrat).
What is the current status of SB 2208?
This bill died with 99th Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
Where can I track SB 2208?
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Last checked for changes 3 months ago · updated continuously

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