Georgia 2025-2026 Regular Session Status: Introduced Bipartisan · 5 R · 1 D cosponsors

SB 409 — "Insurers' Use of Aerial or Satellite Images Act"; enact

Last action — House Second Readers

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  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced January 15, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Advancing 54% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • Introduced

    Current position in the legislative process.

  • 6 sponsors

    1 primary, 5 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (5 R · 1 D) — cross-party backing.

  • Cleared a recorded vote

    Passed 1 recorded vote so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

A BILL to be entitled an Act to amend Chapter 9 of Title 33 of the Official Code of Georgia Annotated, relating to regulation of rates, underwriting rules, and related organizations, so as to provide for homeowner protections with regard to insurance companies' use of aerial or satellite images; to provide for definitions; to provide for certain procedures; to require that homeowners be allowed 60 days to correct; to provide for regulations; to provide for related matters; to provide for a short title; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.

Bill Text

Action History

  1. House Second Readers

  2. House First Readers

  3. Senate Passed/Adopted By Substitute

  4. Senate Third Read

  5. Senate Read Second Time

  6. Senate Committee Favorably Reported By Substitute

  7. Senate Read and Referred

  8. Senate Hopper

Sponsors

Sponsorship breakdown

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1 sponsors · 5 co-sponsors · 241 not signed on

Sponsors (1)

Co-sponsors (5)

Not signed on (241)

241 members have not signed on to this bill.

Show all 241 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

PASSAGE BY SUBSTITUTE

Passed 49 Yea · 0 Nay · 7 Other
Party YeaNayPresentNot Voting
Republican 30001
Democrat 19004
Unaffiliated 0002
Total 49007
% of votes cast 88%0%0%13%
How each member voted (56)
Member Party Vote
VACANT — Not Voting
VACANT — Not Voting
David Lucas Democrat Yea
Derek Mallow Democrat Yea
Donzella James Democrat Yea
Ed Harbison Democrat Yea
Elena Parent Democrat Yea
Emanuel Jones Democrat Yea
Freddie Powell Sims Democrat Yea
Gail Davenport Democrat Yea
Harold Jones II Democrat Yea
Jaha Howard Democrat Not Voting
Josh McLaurin Democrat Yea
Kenya Wicks Democrat Not Voting
Kim Jackson Democrat Yea
Michael 'Doc' Rhett Democrat Yea
Nabilah Parkes Democrat Yea
Nan Orrock Democrat Yea
Nikki Merritt Democrat Not Voting
RaShaun Kemp Democrat Yea
Randal Mangham Democrat Yea
Sally Harrell Democrat Not Voting
Sheikh Rahman Democrat Yea
Sonya Halpern Democrat Yea
Tonya Anderson Democrat Yea
Ben Watson Republican Not Voting
Bill Cowsert Republican Yea
Billy Hickman Republican Yea
Blake Tillery Republican Yea
Bo Hatchett Republican Yea
Brian Strickland Republican Yea
Carden Summers Republican Yea
Chuck Hufstetler Republican Yea
Chuck Payne Republican Yea
Clint Dixon Republican Yea
Drew Echols Republican Yea
Ed Setzler Republican Yea
Frank Ginn Republican Yea
Greg Dolezal Republican Yea
Jason Anavitarte Republican Yea
Jason T. Dickerson Republican Yea
John Albers Republican Yea
Kay Kirkpatrick Republican Yea
Larry Walker, III Republican Yea
Lee Anderson Republican Yea
Marty Harbin Republican Yea
Matt Brass Republican Yea
Max Burns Republican Yea
Mike Hodges Republican Yea
Randy Robertson Republican Yea
Rick Williams Republican Yea
Russ Goodman Republican Yea
Sam Watson Republican Yea
Shawn Still Republican Yea
Steve Gooch Republican Yea
Timothy Bearden Republican Yea

Official roll call →

Subjects

public-safety housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 409 do?
A BILL to be entitled an Act to amend Chapter 9 of Title 33 of the Official Code of Georgia Annotated, relating to regulation of rates, underwriting rules, and related organizations, so as to provide for homeowner protections with regard to insurance companies' use of aerial or satellite images; to provide for definitions; to provide for certain procedures; to require that homeowners be allowed 60 days to correct; to provide for regulations; to provide for related matters; to provide for a short title; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.
Who sponsors SB 409?
SB 409 is sponsored by Russ Goodman (Republican), Ed Harbison (Democrat), Kay Kirkpatrick (Republican), Randy Robertson (Republican), Marty Harbin (Republican), and Larry Walker, III (Republican).
What is the current status of SB 409?
This bill has been introduced in the Senate. Introduced January 15, 2026. It must pass committee before a floor vote.
Where can I track SB 409?
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Last checked for changes 4 months ago · updated continuously

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