United States 119th Congress Status: In Committee Bipartisan · 13 D · 4 R cosponsors

S 942 — REDI Act

Last action — Committee on Health, Education, Labor, and Pensions. Hearings held.

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  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the Senate. Introduced March 11, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the Senate.

Prognosis

Advancing 42% · moderate confidence

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

  • In Committee

    Current position in the legislative process.

  • 17 sponsors

    1 primary, 16 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 2 parties (13 D · 4 R) — cross-party backing.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

Summary

Resident Education Deferred Interest Act or the REDI Act This bill allows borrowers in medical or dental internships or residency programs to defer student loan payments until the completion of their programs.

Bill Text

How this bill changes current law

4 changes Share ↗

Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill adds provisions for interest-free deferment on student loans for borrowers serving in a medical or dental internship or residency program.

  • 20 U.S.C. 1087e(f)

    A borrower → Except as provided in paragraph (6), a borrower

    This change clarifies the conditions under which a borrower can defer payments, adding an exception for those in specific internship or residency programs.

  • 20 U.S.C. 1087e(f)(2)(A)

    or → ; or

    This modification helps in setting up multiple conditions for deferment eligibility by separating them clearly.

  • 20 U.S.C. 1087e(f)(2)(A)

    the matter following clause (ii) → is serving in a medical or dental internship or residency program;

    This addition specifies a new condition for deferment eligibility based on medical or dental internship or residency service.

  • 20 U.S.C. 1087e(f)

    (6) Special rule for certain in school deferment.-- Notwithstanding any other provision of this Act, a borrower described in paragraph (2)(A)(iii) shall be eligible for a deferment, during which periodic installments of principal need not be paid and interest shall not accrue on any loan made to the borrower under this part.

    This new provision establishes that borrowers in medical or dental internships or residencies can defer both principal payments and interest accrual on their loans.

Action History

  1. Committee on Health, Education, Labor, and Pensions. Hearings held.

  2. Introduced in Senate

  3. Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Sponsors

Sponsorship breakdown

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1 sponsors · 16 co-sponsors · 530 not signed on

Sponsors (1)

Co-sponsors (16)

Not signed on (530)

530 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

education health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does S 942 do?
Resident Education Deferred Interest Act or the REDI Act This bill allows borrowers in medical or dental internships or residency programs to defer student loan payments until the completion of their programs.
Who sponsors S 942?
S 942 is sponsored by Rosen, Jacky (Democratic), Boozman, John (Republican), Cantwell, Maria (Democratic), Banks, Jim (Republican), Ossoff, Jon (Democratic), Coons, Christopher A. (Democratic), Slotkin, Elissa (Democratic), Kelly, Mark (Democratic), Merkley, Jeff (Democratic), Schiff, Adam B. (Democratic), Blunt Rochester, Lisa (Democratic), Gillibrand, Kirsten E. (Democratic), Luján, Ben Ray (Democratic), Shaheen, Jeanne (Democratic), Lankford, James (Republican), Duckworth, Tammy (Democratic), and Tillis, Thomas (Republican).
What is the current status of S 942?
This bill is in committee in the Senate. Introduced March 11, 2025. It must pass committee before a floor vote.
Where can I track S 942?
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Last checked for changes 4 months ago · updated continuously

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