United States 119th Congress Status: In Committee Bipartisan · 80 D · 47 R · 1 I cosponsors

HR 2028 — REDI Act

Last action — Referred to the House Committee on Education and Workforce.

  1. ✓
    Introduced
  2. 2
    In Committee
  3. 3
    Passed House
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill is in committee in the House. Introduced March 11, 2025. It must pass committee before a floor vote.

Next likely step: a committee vote, then a floor vote in the House.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 42% · moderate confidence

  • In Committee

    Current position in the legislative process.

  • 128 sponsors

    1 primary, 127 co-sponsors signed on.

  • Bipartisan support

    Sponsored across 3 parties (80 D · 47 R · 1 I) — cross-party backing.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Resident Education Deferred Interest Act or the REDI Act This bill allows borrowers in medical or dental internships or residency programs to defer student loan payments until the completion of their programs.

Bill Text

How this bill changes current law

6 changes Share ↗

Compared against current U.S. Code AI-generated reading aid — verify against the official bill.

The bill adds provisions for interest-free deferment on student loans for borrowers in medical or dental internships or residency programs.

  • 20 U.S.C. 1087e(f)

    A borrower → Except as provided in paragraph (7), a borrower

    Clarifies that the new deferment rule applies with specified exceptions.

  • 20 U.S.C. 1087e(f)(2)(A)

    or

    Modifies the list of eligibility criteria by removing the conjunction to facilitate adding a new clause.

  • 20 U.S.C. 1087e(f)(2)(A)

    the matter following clause (ii)

    Removes previous eligibility conditions to make space for the new medical or dental internship clause.

  • 20 U.S.C. 1087e(f)(2)(A)

    , → ; or

    Changes punctuation to accommodate the new eligibility clause.

  • 20 U.S.C. 1087e(f)(2)(A)

    (iii) is serving in a medical or dental internship or residency program;

    Adds a new eligibility criterion for deferment for specific medical or dental training.

  • 20 U.S.C. 1087e(f)

    (7) Special rule for certain in school deferment.-- Notwithstanding any other provision of this Act, a borrower described in paragraph (2)(A)(iii) shall be eligible for a deferment, during which periodic installments of principal need not be paid and interest shall not accrue on any loan made to the borrower under this part.

    Establishes a specific deferment rule for borrowers in medical or dental internships or residencies, preventing interest from accruing.

Action History

  1. Introduced in House

  2. Introduced in House

  3. Referred to the House Committee on Education and Workforce.

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 127 co-sponsors · 419 not signed on

Sponsors (1)

Co-sponsors (127)

Not signed on (419)

419 members have not signed on to this bill.

Show all 419 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

education health-insurance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does HR 2028 do?
Resident Education Deferred Interest Act or the REDI Act This bill allows borrowers in medical or dental internships or residency programs to defer student loan payments until the completion of their programs.
Who sponsors HR 2028?
HR 2028 is sponsored by Babin, Brian (Republican), Houlahan, Chrissy (Democratic), Bacon, Don (Republican), Norton, Eleanor Holmes (Democratic), Davids, Sharice (Democratic), Joyce, John (Republican), Kiley, Kevin (Independent), Scholten, Hillary J. (Democratic), DesJarlais, Scott (Republican), Chu, Judy (Democratic), Malliotakis, Nicole (Republican), Krishnamoorthi, Raja (Democratic), Rouzer, David (Republican), Tokuda, Jill N. (Democratic), Sessions, Pete (Republican), Pettersen, Brittany (Democratic), Franklin, Scott (Republican), Mrvan, Frank J. (Democratic), Kustoff, David (Republican), Soto, Darren (Democratic), Valadao, David G. (Republican), Bonamici, Suzanne (Democratic), McCormick, Richard (Republican), Moulton, Seth (Democratic), Mann, Tracey (Republican), Bishop, Sanford D. (Democratic), Bice, Stephanie I. (Republican), Fields, Cleo (Democratic), Rutherford, John H. (Republican), Moore, Gwen (Democratic), Rogers, Mike D. (Republican), Castor, Kathy (Democratic), Bergman, Jack (Republican), Garbarino, Andrew R. (Republican), Johnson, Julie (Democratic), Moolenaar, John R. (Republican), Van Duyne, Beth (Republican), McBride, Sarah (Democratic), Lawler, Michael (Republican), Gottheimer, Josh (Democratic), Baumgartner, Michael (Republican), Harder, Josh (Democratic), Steube, W. Gregory (Republican), Nadler, Jerrold (Democratic), Miller, Carol D. (Republican), Pou, Nellie (Democratic), Meuser, Daniel (Republican), Doggett, Lloyd (Democratic), Owens, Burgess (Republican), Wasserman Schultz, Debbie (Democratic), Simpson, Michael K. (Republican), Gonzalez, Vicente (Democratic), Turner, Michael R. (Republican), Mfume, Kweisi (Democratic), Miller-Meeks, Mariannette (Republican), Bynum, Janelle S. (Democratic), Harris, Andy (Republican), Larson, John B. (Democratic), Nunn, Zachary (Republican), Suozzi, Thomas R. (Democratic), Pocan, Mark (Democratic), Walkinshaw, James R. (Democratic), Levin, Mike (Democratic), Pappas, Chris (Democratic), Fletcher, Lizzie (Democratic), Guest, Michael (Republican), Conaway, Herbert C. (Democratic), Vasquez, Gabe (Democratic), Tran, Derek (Democratic), McDonald Rivet, Kristen (Democratic), Gillen, Laura (Democratic), Bera, Ami (Democratic), Salinas, Andrea (Democratic), Figures, Shomari (Democratic), Magaziner, Seth (Democratic), Dexter, Maxine (Democratic), Kennedy, Mike (Republican), Onder, Robert F. (Republican), Deluzio, Christopher R. (Democratic), Murphy, Gregory F. (Republican), Dean, Madeleine (Democratic), Fitzpatrick, Brian K. (Republican), Van Drew, Jefferson (Republican), Haridopolos, Mike (Republican), Meng, Grace (Democratic), Menendez, Robert (Democratic), Moore, Tim (Republican), Cohen, Steve (Democratic), Thanedar, Shri (Democratic), Ross, Deborah K. (Democratic), Stauber, Pete (Republican), Adams, Alma S. (Democratic), Balint, Becca (Democratic), Schneider, Bradley Scott (Democratic), Titus, Dina (Democratic), Crank, Jeff (Republican), Case, Ed (Democratic), Crow, Jason (Democratic), Tlaib, Rashida (Democratic), Stansbury, Melanie A. (Democratic), Simon, Lateefah (Democratic), Craig, Angie (Democratic), Lynch, Stephen F. (Democratic), Lieu, Ted (Democratic), Goldman, Daniel S. (Democratic), Huizenga, Bill (Republican), Morelle, Joseph D. (Democratic), Mullin, Kevin (Democratic), Schmidt, Derek (Republican), García, Jesús G. "Chuy" (Democratic), Beatty, Joyce (Democratic), Kennedy, Timothy M. (Democratic), Hernández, Pablo Jose (Democratic), Grijalva, Adelita S. (Democratic), DeGette, Diana (Democratic), Cisneros, Gilbert Ray (Democratic), Stevens, Haley M. (Democratic), Amo, Gabe (Democratic), LaLota, Nick (Republican), Ansari, Yassamin (Democratic), Goodlander, Maggie (Democratic), Sewell, Terri A. (Democratic), Kiggans, Jennifer A. (Republican), Thompson, Glenn (Republican), De La Cruz, Monica (Republican), Lofgren, Zoe (Democratic), Budzinski, Nikki (Democratic), and Begich, Nicholas J. (Republican).
What is the current status of HR 2028?
This bill is in committee in the House. Introduced March 11, 2025. It must pass committee before a floor vote.
Where can I track HR 2028?
Track HR 2028 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on HR 2028

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of HR 2028

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →