HB 6053 — AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT
Last action — 07/05/2025 Effective without Governor's signature
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✓Introduced
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✓In Committee
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✓Passed House
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced March 12, 2025. Enacted.
Signed by Governor Dan McKee (Democratic) on July 05, 2025.
Odds of enactment
High chanceBased on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Enacted
Current position in the legislative process.
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9 sponsors
9 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (8 D).
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Cleared a recorded vote
Passed 1 recorded vote so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
Makes it an unfair claims practice for insurer to designate a motor vehicle a total loss if the cost to repair motor vehicle to its pre-accident condition is less than 75% to 80% of the fair market value.
Bill Text
We don't have the full text on file for this bill yet.
Read HB 6053 on the official Rhode Island source →Action History
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07/05/2025 Effective without Governor's signature
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06/27/2025 Transmitted to Governor
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06/20/2025 Senate passed Sub A in concurrence
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06/18/2025 Placed on Senate Calendar (06/20/2025)
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06/18/2025 House passed Sub A
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06/16/2025 Placed on House Calendar (06/18/2025)
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06/16/2025 Committee recommends passage of Sub A
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06/14/2025 Proposed Substitute
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06/14/2025 Scheduled for consideration (06/16/2025)
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03/25/2025 Committee recommended measure be held for further study
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03/21/2025 Scheduled for hearing and/or consideration (03/25/2025)
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03/12/2025 Introduced, referred to House Corporations
Sponsors
- Anthony J. DeSimone · Primary
- Matt S. Dawson · Primary
- Sr. Robert E. Craven · Primary
- Stephen M. Casey · Primary
- Nathan W. Biah · Primary
- Jacquelyn M. Baginski · Primary
- Katherine S. Kazarian · Primary
- Scott A. Slater · Primary
- O'Brien · Primary
Sponsorship breakdown
Export CSV (upgrade) →9 sponsors · 0 co-sponsors · 105 not signed on · 4 voted No
Sponsors (9)
- Anthony J. DeSimone Democratic
- Matt S. Dawson Democratic
- Robert E. Craven, Sr. Democratic
- Stephen M. Casey Democratic
- Nathan W. Biah Democratic
- Jacquelyn M. Baginski Democratic
- Katherine S. Kazarian Democratic
- Scott A. Slater Democratic
- O'Brien
Co-sponsors (0)
None.
Not signed on (105)
105 members have not signed on to this bill.
Show all 105 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democratic | 55 | 3 | 0 | 3 |
| Independent | 1 | 0 | 0 | 0 |
| Republican | 8 | 1 | 0 | 1 |
| Unaffiliated | 3 | 0 | 0 | 0 |
| Total | 67 | 4 | 0 | 4 |
| % of votes cast | 89% | 5% | 0% | 5% |
How each member voted (75)
| Member | Party | Vote |
|---|---|---|
| Mr. Speaker | — | Yea |
| O'Brien | — | Yea |
| ShallcrossSmith | — | Yea |
| Alex Finkelman | Democratic | Yea |
| Alex Marszalkowski | Democratic | Yea |
| Anthony J. DeSimone | Democratic | Yea |
| Arthur Handy | Democratic | Yea |
| Arthur J. Corvese | Democratic | Yea |
| Brandon C. Potter | Democratic | Yea |
| Brandon T. Voas | Democratic | Yea |
| Brian Patrick Kennedy | Democratic | Yea |
| Carol Hagan McEntee | Democratic | Yea |
| Charlene M. Lima | Democratic | Yea |
| Cherie L. Cruz | Democratic | Yea |
| Christopher R. Blazejewski | Democratic | Yea |
| David A. Bennett | Democratic | Yea |
| David Morales | Democratic | Yea |
| Deborah A. Fellela | Democratic | Yea |
| Earl A. Read, III | Democratic | Yea |
| Edith H. Ajello | Democratic | Yea |
| Enrique George Sanchez | Democratic | Yea |
| Evan P. Shanley | Democratic | Yea |
| Grace Diaz | Democratic | Yea |
| Gregory J. Costantino | Democratic | Yea |
| Jacquelyn M. Baginski | Democratic | Yea |
| Jason Knight | Democratic | Nay |
| Jenni A. Furtado | Democratic | Yea |
| Jennifer A. Stewart | Democratic | Yea |
| Jennifer Smith Boylan | Democratic | Yea |
| John G. Edwards | Democratic | Not Voting |
| John J. Lombardi | Democratic | Yea |
| Jose F. Batista | Democratic | Yea |
| Joseph J. Solomon, Jr. | Democratic | Yea |
| Joseph M. McNamara | Democratic | Yea |
| Joshua J. Giraldo | Democratic | Yea |
| Julie A. Casimiro | Democratic | Not Voting |
| June Speakman | Democratic | Yea |
| Justine A. Caldwell | Democratic | Yea |
| Karen Alzate | Democratic | Yea |
| Katherine S. Kazarian | Democratic | Yea |
| Kathleen A. Fogarty | Democratic | Nay |
| Lauren H. Carson | Democratic | Yea |
| Leonela Felix | Democratic | Yea |
| Marvin L. Abney | Democratic | Yea |
| Mary Duffy Messier | Democratic | Yea |
| Matt S. Dawson | Democratic | Yea |
| Megan L. Cotter | Democratic | Yea |
| Mia A. Ackerman | Democratic | Yea |
| Michelle E. McGaw | Democratic | Yea |
| Nathan W. Biah | Democratic | Yea |
| Patricia A. Serpa | Democratic | Yea |
| Ramon A. Perez | Democratic | Not Voting |
| Raymond A. Hull | Democratic | Yea |
| Rebecca M. Kislak | Democratic | Yea |
| Robert D. Phillips | Democratic | Yea |
| Robert E. Craven, Sr. | Democratic | Yea |
| Samuel A. Azzinaro | Democratic | Yea |
| Scott A. Slater | Democratic | Yea |
| Stephen M. Casey | Democratic | Yea |
| Susan R. Donovan | Democratic | Yea |
| Teresa Ann Tanzi | Democratic | Yea |
| Terri Cortvriend | Democratic | Nay |
| Thomas E. Noret | Democratic | Yea |
| Tina L. Spears | Democratic | Yea |
| Jon D. Brien | Independent | Yea |
| Brian C. Newberry | Republican | Yea |
| Christopher G. Paplauskas | Republican | Not Voting |
| David J. Place | Republican | Nay |
| George A Nardone | Republican | Yea |
| Marie A. Hopkins | Republican | Yea |
| Michael W. Chippendale | Republican | Yea |
| Paul M. Santucci | Republican | Yea |
| Richard R. Fascia | Republican | Yea |
| Robert J. Quattrocchi | Republican | Yea |
| Sherry Roberts | Republican | Yea |
Subjects
Frequently asked questions
- What does HB 6053 do?
- Makes it an unfair claims practice for insurer to designate a motor vehicle a total loss if the cost to repair motor vehicle to its pre-accident condition is less than 75% to 80% of the fair market value.
- Who sponsors HB 6053?
- HB 6053 is sponsored by Anthony J. DeSimone (Democratic), Matt S. Dawson (Democratic), Robert E. Craven, Sr. (Democratic), Stephen M. Casey (Democratic), Nathan W. Biah (Democratic), Jacquelyn M. Baginski (Democratic), Katherine S. Kazarian (Democratic), Scott A. Slater (Democratic), and O'Brien.
- What is the current status of HB 6053?
- This bill has been enacted into law. Introduced March 12, 2025. Enacted.
- Where can I track HB 6053?
- Track HB 6053 free on One Click Politics — get push/email alerts when it moves.
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