HB 2963 — To ensure that the survivor of a merger, reorganization, purchase, or assumption of liabilities of a bank chartered by West Virginia is insured by the Federal Deposit Insurance Corporation
Last action — Chapter 41, Acts, Regular Session, 2025
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✓Introduced
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✓In Committee
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✓Passed House of Delegates
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✓Passed Senate
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✓To Executive
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6Enacted
This bill has been enacted into law. Introduced February 25, 2025. Enacted.
Signed by Governor Patrick Morrisey (Republican) on July 22, 2025.
Odds of enactment
High chanceBased on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
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Enacted
Current position in the legislative process.
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4 sponsors
1 primary, 3 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (4 R).
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Cleared a recorded vote
Passed 2 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Bill Text
What changed in the latest version
32 added · 13 removedPlain-language change summary
The updated version of Bill HB 2963 adds a new section to West Virginia's banking laws that requires any buyer of a state bank's assets to be insured by the Federal Deposit Insurance Corporation (FDIC). This change ensures that the financial institution acquiring the assets has a level of security, which helps protect depositors and promotes confidence in the banking system. By implementing this requirement, the bill aims to enhance stability in the financial sector and safeguard the interests of consumers.
WEST VIRGINIA LEGISLATURE REGULAR SESSION ENGROSSEDENROLLED Committee Substitute for House Bill 2963 ByBYD DelegatesELEGATESCRISS, Criss,ARNHART, Barnhart,OTT,AND Hott,KYLE and[Passed KyleApril [Originating11, in2025; the Subcommittee on Banking and Insurance;
Reportedin Marcheffect 11,90 2025]days Engfrom passage (July 10, 2025)] Enr CS for HB 2963 AAN BILLACT to amend the Code of West Virginia, 1931, by adding a new section, designated §31A-1-7,§31A- relating1-7, torelatingto the sale or transfer of all or substantially all of state bank’s assets;
This section does not limit the authority of the Board or the Commissioner provided by the provisions of §31A-8A-1 et seq., §31A-§31A-8D-1 8D-1 et seq., and §31A-8E-1 et seq.
Enr CS for HB 2963 The Clerk of the House of Delegates and the Clerk of the Senate hereby certify that the foregoing bill is correctly enrolled.
...............................................................
Clerk of the House of Delegates ...............................................................
Clerk of the Senate Originated in the House of Delegates.
In effect 90 days from passage.
...............................................................
Speaker of the House of Delegates ...............................................................
President of the Senate __________ The within is ................................................
this the...........................................
Day of ..........................................................................................................., 2025.
.............................................................
Governor 3
View plain text versions (4)
- Committee Substitute Enrolled Committee Substitute pdf
- Committee Substitute Engrossed Committee Substitute pdf
- Committee Substitute View text pdf
- Introduced Introduced Version Current pdf
Action History
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Chapter 41, Acts, Regular Session, 2025
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Approved by Governor 4/29/2025
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To Governor 4/22/2025
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Approved by Governor 4/29/2025 - House Journal
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Approved by Governor 4/29/2025 - Senate Journal
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To Governor 4/22/2025 - Senate Journal
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To Governor 4/22/2025 - House Journal
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Completed legislative action
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Communicated to House
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Passed Senate (Roll No. 483)
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Read 3rd time
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On 3rd reading
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Read 2nd time
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On 2nd reading
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Read 1st time
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Immediate consideration
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Reported do pass
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To Banking and Insurance
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To Banking and Insurance
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Introduced in Senate
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Communicated to Senate
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Passed House (Roll No. 215)
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Read 3rd time
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On 3rd reading, Special Calendar
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Read 2nd time
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On 2nd reading, Special Calendar
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Read 1st time
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On 1st reading, Special Calendar
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By substitute, do pass
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To House Finance
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To House Banking and Insurance
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To House Finance
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Introduced in House
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To Finance
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Filed for introduction
Sponsors
- Vernon Criss · Primary
- Trenton Barnhart · Cosponsor
- John Paul Hott · Cosponsor
- Jonathan Kyle · Cosponsor
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 3 co-sponsors · 148 not signed on · 11 voted No
Sponsors (1)
- Vernon Criss Republican
Co-sponsors (3)
- Trenton Barnhart Republican
- John Paul Hott Republican
- Jonathan Kyle Republican
Not signed on (148)
148 members have not signed on to this bill.
Show all 148 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 29 | 0 | 0 | 0 |
| Unaffiliated | 3 | 0 | 0 | 0 |
| Democrat | 2 | 0 | 0 | 0 |
| Total | 34 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (34)
| Member | Party | Vote |
|---|---|---|
| STUART | — | Yea |
| BOLEY | — | Yea |
| MR PRESIDENT | — | Yea |
| Joey Garcia | Democrat | Yea |
| Mike Woelfel | Democrat | Yea |
| Amy Grady | Republican | Yea |
| Anne B. Charnock | Republican | Yea |
| Ben Queen | Republican | Yea |
| Bill Hamilton | Republican | Yea |
| Brian Helton | Republican | Yea |
| Charles H. Clements | Republican | Yea |
| Chris Rose | Republican | Yea |
| Craig A. Hart | Republican | Yea |
| Darren Thorne | Republican | Yea |
| Eric Tarr | Republican | Yea |
| Glenn Jeffries | Republican | Yea |
| Jack Woodrum | Republican | Yea |
| Jason Barrett | Republican | Yea |
| Jay Taylor | Republican | Yea |
| Laura Wakim Chapman | Republican | Yea |
| Mark R. Maynard | Republican | Yea |
| Mike Azinger | Republican | Yea |
| Mike Oliverio | Republican | Yea |
| Patricia Rucker | Republican | Yea |
| Patrick Martin | Republican | Yea |
| Robbie Morris | Republican | Yea |
| Rollan A. Roberts | Republican | Yea |
| Rupie Phillips | Republican | Yea |
| Ryan Weld | Republican | Yea |
| Scott Fuller | Republican | Yea |
| T. Kevan Bartlett | Republican | Yea |
| Tom Takubo | Republican | Yea |
| Tom Willis | Republican | Yea |
| Vince Deeds | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 70 | 9 | 0 | 6 |
| Unaffiliated | 5 | 1 | 0 | 0 |
| Democrat | 7 | 2 | 0 | 0 |
| Total | 82 | 12 | 0 | 6 |
| % of votes cast | 82% | 12% | 0% | 6% |
How each member voted (100)
| Member | Party | Vote |
|---|---|---|
| Devault | — | Yea |
| Kump | — | Yea |
| Flanigan | — | Yea |
| Linville | — | Yea |
| Steele | — | Nay |
| Clark, T | — | Yea |
| Anitra Hamilton | Democrat | Yea |
| Evan Hansen | Democrat | Yea |
| Hollis Lewis | Democrat | Yea |
| John Williams | Democrat | Yea |
| Kayla Young | Democrat | Yea |
| Mike Pushkin | Democrat | Nay |
| Rick Garcia | Democrat | Yea |
| Sean Hornbuckle | Democrat | Nay |
| Shawn Fluharty | Democrat | Yea |
| Adam Burkhammer | Republican | Yea |
| Adam Vance | Republican | Yea |
| Andy Shamblin | Republican | Yea |
| Betsy Kelly | Republican | Yea |
| Bill Ridenour | Republican | Yea |
| Bob Fehrenbacher | Republican | Nay |
| Bryan Smith | Republican | Yea |
| Bryan Ward | Republican | Yea |
| Carl "Bill" Roop | Republican | Yea |
| Carl Martin | Republican | Yea |
| Charles Sheedy | Republican | Not Voting |
| Chris Phillips | Republican | Yea |
| Christopher W. Toney | Republican | Yea |
| Chuck Horst | Republican | Yea |
| Clay Riley | Republican | Yea |
| D. Rolland Jennings | Republican | Yea |
| Dana Ferrell | Republican | Yea |
| Dave Foggin | Republican | Nay |
| David Cannon | Republican | Yea |
| David Green | Republican | Yea |
| David McCormick | Republican | Yea |
| Dean Jeffries | Republican | Yea |
| Doug Smith | Republican | Yea |
| Elias Coop-Gonzalez | Republican | Yea |
| Eric Brooks | Republican | Yea |
| Erica Moore | Republican | Not Voting |
| Evan Worrell | Republican | Yea |
| Gary G. Howell | Republican | Nay |
| Geno Chiarelli | Republican | Yea |
| George Miller | Republican | Yea |
| George Street | Republican | Nay |
| Henry Dillon | Republican | Nay |
| Ian T. Masters | Republican | Nay |
| James Robert "JB" Akers II | Republican | Yea |
| Jarred Cannon | Republican | Yea |
| Jeff Campbell | Republican | Yea |
| Jeff Eldridge | Republican | Yea |
| Jeffrey Stephens | Republican | Yea |
| Jim Butler | Republican | Yea |
| Jimmy Willis | Republican | Yea |
| Joe Ellington | Republican | Yea |
| Joe Funkhouser | Republican | Yea |
| Joe Parsons | Republican | Yea |
| Joe Statler | Republican | Yea |
| John Paul Hott | Republican | Yea |
| Jonathan Kyle | Republican | Yea |
| Jonathan Pinson | Republican | Yea |
| Jordan Bridges | Republican | Yea |
| Jordan Maynor | Republican | Yea |
| Josh Holstein | Republican | Yea |
| Kathie Hess Crouse | Republican | Yea |
| Keith Marple | Republican | Yea |
| Laura Kimble | Republican | Nay |
| Lisa White | Republican | Yea |
| Lori Dittman | Republican | Yea |
| Margitta Mazzocchi | Republican | Yea |
| Mark Dean | Republican | Yea |
| Mark Zatezalo | Republican | Yea |
| Marshall W. Clay | Republican | Yea |
| Marty Gearheart | Republican | Yea |
| Matthew Rohrbach | Republican | Yea |
| Michael Amos | Republican | Yea |
| Michael Hite | Republican | Yea |
| Michael Hornby | Republican | Yea |
| Mickey Petitto | Republican | Yea |
| Pat McGeehan | Republican | Yea |
| Patrick Lucas | Republican | Not Voting |
| Phil Mallow | Republican | Yea |
| Ray Canterbury | Republican | Yea |
| Rick Hillenbrand | Republican | Yea |
| Roger Hanshaw | Republican | Not Voting |
| Roy Cooper | Republican | Yea |
| Ryan Browning | Republican | Yea |
| S. Chris Anders | Republican | Nay |
| Sarah Drennan | Republican | Not Voting |
| Scot C. Heckert | Republican | Yea |
| Stanley Adkins | Republican | Nay |
| Trenton Barnhart | Republican | Yea |
| Tresa Howell | Republican | Yea |
| Tristan Leavitt | Republican | Yea |
| Vacant1 | Republican | Not Voting |
| Vernon Criss | Republican | Yea |
| Walter Hall | Republican | Yea |
| Wayne Clark | Republican | Yea |
| William Anderson | Republican | Yea |
Subjects
Frequently asked questions
- Who sponsors HB 2963?
- HB 2963 is sponsored by Vernon Criss (Republican), Trenton Barnhart (Republican), John Paul Hott (Republican), and Jonathan Kyle (Republican).
- What is the current status of HB 2963?
- This bill has been enacted into law. Introduced February 25, 2025. Enacted.
- Where can I track HB 2963?
- Track HB 2963 free on One Click Politics — get push/email alerts when it moves.
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Last checked for changes 3 months ago · updated continuously
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