Health insurance; approval of rates to dental plans, medical loss ratio.
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HB 445 — Health insurance; approval of rates to dental plans, medical loss ratio.
Last action — Impact statement from SCC (HB445)
No card. One bill, free forever — alerts when it moves.
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✓Introduced
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2In Committee
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3Passed House of Delegates
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4Passed Senate
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5To Executive
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6Enacted
This bill died with 2024 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
This bill is no longer active — its legislative session has ended, so there is no live prognosis. It would have to be reintroduced in the current session to move again.
Summary
Health insurance; dental plans; approval ofrates and medical loss ratio. Requires the State CorporationCommission to review and approve premium rates applicable to dentalplans issued in the Commonwealth. Under the bill, benefits are deemedto be reasonable in relation to premiums, provided that the medicalloss ratio of the policy form, including riders and endorsements,is at least as great as 85 percent. The bill provides that if the Commission finds that the premium rate filed is not meeting or willnot meet a medical loss ratio of 85 percent, the Commission shall require appropriate rate adjustments, premium refunds, or premiumcredits as deemed necessary for the coverage to conform with themedical loss ratio standard of 85 percent.
Bill Text
- Prefiled Prefiled and ordered printed; offered 01/10/24 24100085D Current pdf January 08, 2024
Action History
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Impact statement from SCC (HB445)
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Stricken from docket by Labor and Commerce (18-Y 1-N)
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Subcommittee recommends striking from docket (7-Y 0-N)
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Assigned L & C sub: Subcommittee #1
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Referred to Committee on Labor and Commerce
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Prefiled and ordered printed; offered 01/10/24 24100085D
Sponsors
- Wren M. Williams · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 147 not signed on · 1 voted No
Sponsors (1)
Co-sponsors (0)
None.
Not signed on (147)
147 members have not signed on to this bill.
Show all 147 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 18 | 1 | 0 | 3 |
| Total | 18 | 1 | 0 | 3 |
| % of votes cast | 82% | 5% | 0% | 14% |
How each member voted (22)
| Member | Party | Vote |
|---|---|---|
| Alfonso H. Lopez | — | Yea |
| Charniele L. Herring | — | Yea |
| Chris S. Runion | — | Yea |
| Convirs-Fowler, Kelly K. | — | Not Voting |
| Dan I. Helmer | — | Yea |
| Gilbert, C. Todd | — | Yea |
| Irene Shin | — | Yea |
| Israel D. O'Quinn | — | Yea |
| Jason S. Ballard | — | Yea |
| Jeion A. Ward | — | Not Voting |
| Joseph P. McNamara | — | Yea |
| LeVere Bolling, Destiny | — | Yea |
| Maldonado, Michelle Lopes | — | Yea |
| Marshall, Daniel W., III | — | Yea |
| Michael B. Feggans | — | Yea |
| Michael J. Jones | — | Yea |
| Michael J. Webert | — | Not Voting |
| Mundon King, Candi | — | Yea |
| Richard C. "Rip" Sullivan, Jr. | — | Yea |
| Terry G. Kilgore | — | Nay |
| Tony O. Wilt | — | Yea |
| Wren M. Williams | — | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 7 | 0 | 0 | 1 |
| Total | 7 | 0 | 0 | 1 |
| % of votes cast | 88% | 0% | 0% | 13% |
How each member voted (8)
| Member | Party | Vote |
|---|---|---|
| Irene Shin | — | Yea |
| Jeion A. Ward | — | Yea |
| Joseph P. McNamara | — | Yea |
| LeVere Bolling, Destiny | — | Yea |
| Maldonado, Michelle Lopes | — | Yea |
| Richard C. "Rip" Sullivan, Jr. | — | Not Voting |
| Terry G. Kilgore | — | Yea |
| Tony O. Wilt | — | Yea |
Subjects
Frequently asked questions
- What does HB 445 do?
- Health insurance; dental plans; approval ofrates and medical loss ratio. Requires the State CorporationCommission to review and approve premium rates applicable to dentalplans issued in the Commonwealth. Under the bill, benefits are deemedto be reasonable in relation to premiums, provided that the medicalloss ratio of the policy form, including riders and endorsements,is at least as great as 85 percent. The bill provides that if the Commission finds that the premium rate filed is not meeting or willnot meet a medical loss ratio of 85 percent, the Commission shall require appropriate rate adjustments, premium refunds, or premiumcredits as deemed necessary for the coverage to conform with themedical loss ratio standard of 85 percent.
- Who sponsors HB 445?
- HB 445 is sponsored by Wren M. Williams.
- What is the current status of HB 445?
- This bill died with 2024 Regular Session. It reached “In Committee” and never advanced before the session ended, so it can no longer move — a new version would have to be reintroduced in the current session.
- Where can I track HB 445?
- Track HB 445 free on One Click Politics — get push/email alerts when it moves.
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