HB 1037 — Insurance rate review.
Last action — First reading: referred to Committee on Insurance
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1Introduced
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2In Committee
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3Passed House
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4Passed Senate
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5To Executive
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6Enacted
This bill has been introduced in the House. Introduced December 01, 2025. It must pass committee before a floor vote.
Next likely step: a committee referral and hearing.
Odds of enactment
Low chanceBased on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.
Upgrade to see the exact probability and what's driving it.
A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.
Prognosis
-
Introduced
Current position in the legislative process.
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1 sponsor
1 primary, 0 co-sponsors signed on.
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Single-party support
Sponsorship is currently within one party (1 D).
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Cleared a recorded vote
Passed 4 recorded votes so far.
Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.
Summary
Provides that the insurance commissioner shall discharge the powers and duties of the commissioner's office with respect to policies of accident and sickness insurance and health maintenance organization contracts in a specified manner. Requires the commissioner to consider, before approving or disapproving a rate increase or decrease for a policy of accident and sickness insurance or a health maintenance organization contract, whether the filer's products are affordable and whether the filer has implemented effective strategies to enhance the affordability of the filer's products. Allows the commissioner to disapprove a rate increase if the rate is increased by an amount that exceeds the Consumer Price Index for All Urban Consumers: All Items Less Food and Energy percentage increase plus 1%.
Bill Text
- Introduced Introduced House Bill (H) Current pdf
Action History
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First reading: referred to Committee on Insurance
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Authored by Representative Garcia Wilburn
Sponsors
- Victoria Garcia Wilburn · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 149 not signed on · 42 voted No
Sponsors (1)
- Victoria Garcia Wilburn Democrat Voted No
Co-sponsors (0)
None.
Not signed on (149)
149 members have not signed on to this bill.
Show all 149 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 64 | 0 | 0 | 7 |
| Democrat | 4 | 19 | 0 | 5 |
| Unaffiliated | 0 | 1 | 0 | 0 |
| Total | 68 | 20 | 0 | 12 |
| % of votes cast | 68% | 20% | 0% | 12% |
How each member voted (100)
| Member | Party | Vote |
|---|---|---|
| Boy | — | Nay |
| Alex Burton | Democrat | Nay |
| Carey Hamilton | Democrat | Nay |
| Carolyn Jackson | Democrat | Nay |
| Cherrish Pryor | Democrat | Nay |
| Chris Campbell | Democrat | Nay |
| Chuck Moseley | Democrat | Not Voting |
| Earl Harris | Democrat | Nay |
| Edward DeLaney | Democrat | Nay |
| Gregory Porter | Democrat | Nay |
| John Bartlett | Democrat | Nay |
| Justin Moed | Democrat | Yea |
| Kyle Miller | Democrat | Nay |
| Matt Pierce | Democrat | Nay |
| Maureen Bauer | Democrat | Not Voting |
| Mike Andrade | Democrat | Nay |
| Mitch Gore | Democrat | Yea |
| Philip GiaQuinta | Democrat | Nay |
| Ragen Hatcher | Democrat | Not Voting |
| Renee Pack | Democrat | Nay |
| Robin Shackleford | Democrat | Nay |
| Ryan Dvorak | Democrat | Not Voting |
| Sheila Klinker | Democrat | Nay |
| Sue Errington | Democrat | Nay |
| Tonya Pfaff | Democrat | Nay |
| Vanessa Summers | Democrat | Nay |
| Vernon Smith | Democrat | Not Voting |
| Victoria Garcia Wilburn | Democrat | Yea |
| Wendy Dant Chesser | Democrat | Yea |
| Alaina Shonkwiler | Republican | Yea |
| Alex Zimmerman | Republican | Yea |
| Andrew Ireland | Republican | Yea |
| Beau Baird | Republican | Yea |
| Becky Cash | Republican | Yea |
| Ben Smaltz | Republican | Yea |
| Brad Barrett | Republican | Yea |
| Bruce Borders | Republican | Yea |
| Chris Jeter | Republican | Yea |
| Chris Judy | Republican | Yea |
| Chris May | Republican | Yea |
| Cindy Ledbetter | Republican | Yea |
| Cory Criswell | Republican | Yea |
| Craig Haggard | Republican | Yea |
| Craig Snow | Republican | Yea |
| Dale DeVon | Republican | Yea |
| Danny Lopez | Republican | Yea |
| Dave Hall | Republican | Yea |
| Dave Heine | Republican | Not Voting |
| David Abbott | Republican | Yea |
| Doug Miller | Republican | Yea |
| Edmond Soliday | Republican | Yea |
| Edward Clere | Republican | Yea |
| Elizabeth Rowray | Republican | Yea |
| Ethan Lawson | Republican | Yea |
| Ethan Manning | Republican | Yea |
| Garrett Bascom | Republican | Yea |
| Gregory Steuerwald | Republican | Yea |
| Harold Slager | Republican | Yea |
| Heath VanNatter | Republican | Yea |
| Hunter Smith | Republican | Yea |
| J.D. Prescott | Republican | Yea |
| Jack Jordan | Republican | Yea |
| Jake Teshka | Republican | Yea |
| Jeffrey Thompson | Republican | Yea |
| Jennifer Meltzer | Republican | Yea |
| Jim Lucas | Republican | Not Voting |
| Jim Pressel | Republican | Yea |
| Joanna King | Republican | Yea |
| Julie McGuire | Republican | Yea |
| Julie Olthoff | Republican | Yea |
| Karen Engleman | Republican | Yea |
| Kendell Culp | Republican | Yea |
| Kyle Pierce | Republican | Not Voting |
| Lindsay Patterson | Republican | Yea |
| Lori Goss-Reaves | Republican | Yea |
| Lorissa Sweet | Republican | Yea |
| Mark Genda | Republican | Yea |
| Martin Carbaugh | Republican | Yea |
| Matt Commons | Republican | Yea |
| Matt Hostettler | Republican | Yea |
| Matt Lehman | Republican | Yea |
| Michael Karickhoff | Republican | Yea |
| Michelle Davis | Republican | Yea |
| Mike Aylesworth | Republican | Yea |
| Peggy Mayfield | Republican | Yea |
| Robb Greene | Republican | Yea |
| Robert Behning | Republican | Yea |
| Robert Heaton | Republican | Yea |
| Robert Morris | Republican | Yea |
| Ryan Lauer | Republican | Yea |
| Shane Lindauer | Republican | Yea |
| Steve Bartels | Republican | Yea |
| Tim Yocum | Republican | Yea |
| Timothy O'Brien | Republican | Yea |
| Timothy Wesco | Republican | Not Voting |
| Todd Huston | Republican | Not Voting |
| Tony Isa | Republican | Yea |
| Tyler Johnson | Republican | Not Voting |
| Wendy McNamara | Republican | Yea |
| Zach Payne | Republican | Not Voting |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 29 | 9 | 0 | 1 |
| Democrat | 1 | 9 | 0 | 0 |
| Unaffiliated | 1 | 0 | 0 | 0 |
| Total | 31 | 18 | 0 | 1 |
| % of votes cast | 62% | 36% | 0% | 2% |
How each member voted (50)
| Member | Party | Vote |
|---|---|---|
| Zay | — | Yea |
| Andrea Hunley | Democrat | Nay |
| David Niezgodski | Democrat | Yea |
| Fady Qaddoura | Democrat | Nay |
| Greg Taylor | Democrat | Nay |
| J.D. Ford | Democrat | Nay |
| La Keisha Jackson | Democrat | Nay |
| Lonnie Randolph | Democrat | Nay |
| Mark Spencer | Democrat | Nay |
| Rodney Pol | Democrat | Nay |
| Shelli Yoder | Democrat | Nay |
| Aaron Freeman | Republican | Yea |
| Blake Doriot | Republican | Yea |
| Brett Clark | Republican | Nay |
| Brian Buchanan | Republican | Yea |
| Chris Garten | Republican | Yea |
| Cyndi Carrasco | Republican | Nay |
| Dan Dernulc | Republican | Nay |
| Daryl Schmitt | Republican | Nay |
| Ed Charbonneau | Republican | Yea |
| Eric Bassler | Republican | Nay |
| Eric Koch | Republican | Yea |
| Gary Byrne | Republican | Yea |
| Greg Goode | Republican | Yea |
| Greg Walker | Republican | Yea |
| James Buck | Republican | Yea |
| James Tomes | Republican | Yea |
| Jean Leising | Republican | Yea |
| Jeff Raatz | Republican | Yea |
| Justin Busch | Republican | Yea |
| Kyle Walker | Republican | Yea |
| Linda Rogers | Republican | Yea |
| Liz Brown | Republican | Yea |
| Michael Crider | Republican | Yea |
| Michael Young | Republican | Nay |
| Mike Bohacek | Republican | Yea |
| Mike Gaskill | Republican | Yea |
| Randy Maxwell | Republican | Yea |
| Rick Niemeyer | Republican | Not Voting |
| Rodric Bray | Republican | Yea |
| Ron Alting | Republican | Yea |
| Ryan Mishler | Republican | Yea |
| Scott Alexander | Republican | Yea |
| Scott Baldwin | Republican | Yea |
| Spencer Deery | Republican | Nay |
| Stacey Donato | Republican | Yea |
| Susan Glick | Republican | Nay |
| Travis Holdman | Republican | Yea |
| Tyler Johnson | Republican | Nay |
| Vaneta Becker | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 61 | 1 | 0 | 9 |
| Democrat | 4 | 22 | 0 | 2 |
| Unaffiliated | 0 | 1 | 0 | 0 |
| Total | 65 | 24 | 0 | 11 |
| % of votes cast | 65% | 24% | 0% | 11% |
How each member voted (100)
| Member | Party | Vote |
|---|---|---|
| Boy | — | Nay |
| Alex Burton | Democrat | Nay |
| Carey Hamilton | Democrat | Nay |
| Carolyn Jackson | Democrat | Nay |
| Cherrish Pryor | Democrat | Nay |
| Chris Campbell | Democrat | Not Voting |
| Chuck Moseley | Democrat | Nay |
| Earl Harris | Democrat | Nay |
| Edward DeLaney | Democrat | Nay |
| Gregory Porter | Democrat | Nay |
| John Bartlett | Democrat | Nay |
| Justin Moed | Democrat | Yea |
| Kyle Miller | Democrat | Yea |
| Matt Pierce | Democrat | Nay |
| Maureen Bauer | Democrat | Nay |
| Mike Andrade | Democrat | Nay |
| Mitch Gore | Democrat | Yea |
| Philip GiaQuinta | Democrat | Nay |
| Ragen Hatcher | Democrat | Nay |
| Renee Pack | Democrat | Nay |
| Robin Shackleford | Democrat | Nay |
| Ryan Dvorak | Democrat | Nay |
| Sheila Klinker | Democrat | Nay |
| Sue Errington | Democrat | Nay |
| Tonya Pfaff | Democrat | Nay |
| Vanessa Summers | Democrat | Not Voting |
| Vernon Smith | Democrat | Nay |
| Victoria Garcia Wilburn | Democrat | Nay |
| Wendy Dant Chesser | Democrat | Yea |
| Alaina Shonkwiler | Republican | Yea |
| Alex Zimmerman | Republican | Yea |
| Andrew Ireland | Republican | Yea |
| Beau Baird | Republican | Yea |
| Becky Cash | Republican | Yea |
| Ben Smaltz | Republican | Yea |
| Brad Barrett | Republican | Yea |
| Bruce Borders | Republican | Yea |
| Chris Jeter | Republican | Yea |
| Chris Judy | Republican | Yea |
| Chris May | Republican | Yea |
| Cindy Ledbetter | Republican | Not Voting |
| Cory Criswell | Republican | Yea |
| Craig Haggard | Republican | Yea |
| Craig Snow | Republican | Yea |
| Dale DeVon | Republican | Yea |
| Danny Lopez | Republican | Yea |
| Dave Hall | Republican | Yea |
| Dave Heine | Republican | Yea |
| David Abbott | Republican | Yea |
| Doug Miller | Republican | Yea |
| Edmond Soliday | Republican | Yea |
| Edward Clere | Republican | Yea |
| Elizabeth Rowray | Republican | Not Voting |
| Ethan Lawson | Republican | Yea |
| Ethan Manning | Republican | Yea |
| Garrett Bascom | Republican | Yea |
| Gregory Steuerwald | Republican | Yea |
| Harold Slager | Republican | Yea |
| Heath VanNatter | Republican | Yea |
| Hunter Smith | Republican | Yea |
| J.D. Prescott | Republican | Yea |
| Jack Jordan | Republican | Yea |
| Jake Teshka | Republican | Not Voting |
| Jeffrey Thompson | Republican | Yea |
| Jennifer Meltzer | Republican | Not Voting |
| Jim Lucas | Republican | Yea |
| Jim Pressel | Republican | Yea |
| Joanna King | Republican | Not Voting |
| Julie McGuire | Republican | Not Voting |
| Julie Olthoff | Republican | Yea |
| Karen Engleman | Republican | Yea |
| Kendell Culp | Republican | Yea |
| Kyle Pierce | Republican | Not Voting |
| Lindsay Patterson | Republican | Yea |
| Lori Goss-Reaves | Republican | Yea |
| Lorissa Sweet | Republican | Yea |
| Mark Genda | Republican | Not Voting |
| Martin Carbaugh | Republican | Yea |
| Matt Commons | Republican | Yea |
| Matt Hostettler | Republican | Yea |
| Matt Lehman | Republican | Yea |
| Michael Karickhoff | Republican | Yea |
| Michelle Davis | Republican | Yea |
| Mike Aylesworth | Republican | Yea |
| Peggy Mayfield | Republican | Yea |
| Robb Greene | Republican | Yea |
| Robert Behning | Republican | Yea |
| Robert Heaton | Republican | Yea |
| Robert Morris | Republican | Yea |
| Ryan Lauer | Republican | Yea |
| Shane Lindauer | Republican | Yea |
| Steve Bartels | Republican | Yea |
| Tim Yocum | Republican | Yea |
| Timothy O'Brien | Republican | Yea |
| Timothy Wesco | Republican | Yea |
| Todd Huston | Republican | Not Voting |
| Tony Isa | Republican | Yea |
| Tyler Johnson | Republican | Nay |
| Wendy McNamara | Republican | Yea |
| Zach Payne | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Democrat | 25 | 0 | 0 | 1 |
| Republican | 55 | 0 | 0 | 4 |
| Unaffiliated | 14 | 0 | 0 | 1 |
| Total | 94 | 0 | 0 | 6 |
| % of votes cast | 94% | 0% | 0% | 6% |
How each member voted (100)
| Member | Party | Vote |
|---|---|---|
| Lyness | — | Yea |
| Goodrich | — | Yea |
| Schaibley | — | Yea |
| Boy | — | Yea |
| Hatfield | — | Yea |
| Morrison | — | Yea |
| Speedy | — | Yea |
| Negele | — | Yea |
| Johnson | — | Yea |
| Torr | — | Yea |
| Vermilion | — | Yea |
| Fleming | — | Yea |
| Zent | — | Yea |
| Frye | — | Yea |
| Cherry | — | Not Voting |
| Carey Hamilton | Democrat | Yea |
| Carolyn Jackson | Democrat | Yea |
| Cherrish Pryor | Democrat | Yea |
| Chris Campbell | Democrat | Yea |
| Chuck Moseley | Democrat | Yea |
| Earl Harris | Democrat | Yea |
| Edward DeLaney | Democrat | Yea |
| Gregory Porter | Democrat | Yea |
| John Bartlett | Democrat | Yea |
| Justin Moed | Democrat | Yea |
| Kyle Miller | Democrat | Yea |
| Matt Pierce | Democrat | Yea |
| Maureen Bauer | Democrat | Yea |
| Mike Andrade | Democrat | Yea |
| Mitch Gore | Democrat | Yea |
| Philip GiaQuinta | Democrat | Yea |
| Ragen Hatcher | Democrat | Not Voting |
| Renee Pack | Democrat | Yea |
| Robin Shackleford | Democrat | Yea |
| Ryan Dvorak | Democrat | Yea |
| Sheila Klinker | Democrat | Yea |
| Sue Errington | Democrat | Yea |
| Tonya Pfaff | Democrat | Yea |
| Vanessa Summers | Democrat | Yea |
| Vernon Smith | Democrat | Yea |
| Victoria Garcia Wilburn | Democrat | Yea |
| Beau Baird | Republican | Not Voting |
| Becky Cash | Republican | Yea |
| Ben Smaltz | Republican | Yea |
| Brad Barrett | Republican | Yea |
| Bruce Borders | Republican | Yea |
| Chris Jeter | Republican | Yea |
| Chris Judy | Republican | Yea |
| Chris May | Republican | Yea |
| Cindy Ledbetter | Republican | Yea |
| Cory Criswell | Republican | Yea |
| Craig Haggard | Republican | Yea |
| Craig Snow | Republican | Yea |
| Dale DeVon | Republican | Yea |
| Dave Hall | Republican | Yea |
| Dave Heine | Republican | Yea |
| David Abbott | Republican | Not Voting |
| Doug Miller | Republican | Yea |
| Edmond Soliday | Republican | Yea |
| Edward Clere | Republican | Yea |
| Elizabeth Rowray | Republican | Yea |
| Ethan Manning | Republican | Yea |
| Gregory Steuerwald | Republican | Yea |
| Harold Slager | Republican | Yea |
| Heath VanNatter | Republican | Yea |
| J.D. Prescott | Republican | Yea |
| Jack Jordan | Republican | Yea |
| Jake Teshka | Republican | Yea |
| Jeffrey Thompson | Republican | Yea |
| Jennifer Meltzer | Republican | Yea |
| Jim Lucas | Republican | Yea |
| Jim Pressel | Republican | Yea |
| Joanna King | Republican | Not Voting |
| Julie McGuire | Republican | Yea |
| Julie Olthoff | Republican | Yea |
| Karen Engleman | Republican | Yea |
| Kendell Culp | Republican | Yea |
| Kyle Pierce | Republican | Yea |
| Lindsay Patterson | Republican | Yea |
| Lorissa Sweet | Republican | Yea |
| Mark Genda | Republican | Yea |
| Martin Carbaugh | Republican | Yea |
| Matt Hostettler | Republican | Yea |
| Matt Lehman | Republican | Yea |
| Michael Karickhoff | Republican | Yea |
| Michelle Davis | Republican | Yea |
| Mike Aylesworth | Republican | Yea |
| Peggy Mayfield | Republican | Yea |
| Robb Greene | Republican | Yea |
| Robert Behning | Republican | Yea |
| Robert Heaton | Republican | Yea |
| Robert Morris | Republican | Yea |
| Ryan Lauer | Republican | Yea |
| Shane Lindauer | Republican | Yea |
| Steve Bartels | Republican | Yea |
| Timothy O'Brien | Republican | Yea |
| Timothy Wesco | Republican | Yea |
| Todd Huston | Republican | Not Voting |
| Wendy McNamara | Republican | Yea |
| Zach Payne | Republican | Yea |
Subjects
Frequently asked questions
- What does HB 1037 do?
- Provides that the insurance commissioner shall discharge the powers and duties of the commissioner's office with respect to policies of accident and sickness insurance and health maintenance organization contracts in a specified manner. Requires the commissioner to consider, before approving or disapproving a rate increase or decrease for a policy of accident and sickness insurance or a health maintenance organization contract, whether the filer's products are affordable and whether the filer has implemented effective strategies to enhance the affordability of the filer's products. Allows the commissioner to disapprove a rate increase if the rate is increased by an amount that exceeds the Consumer Price Index for All Urban Consumers: All Items Less Food and Energy percentage increase plus 1%.
- Who sponsors HB 1037?
- HB 1037 is sponsored by Victoria Garcia Wilburn (Democrat).
- What is the current status of HB 1037?
- This bill has been introduced in the House. Introduced December 01, 2025. It must pass committee before a floor vote.
- Where can I track HB 1037?
- Track HB 1037 free on One Click Politics — get push/email alerts when it moves.
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