Concerning risk mitigation in property insurance.
Do you support it?
Want to know if it passes?
We'll email you when SB 5720 moves — a committee vote, a floor vote, or a signature. Nothing else.
Free forever · unsubscribe in one click.
Your answer was recorded either way.
Which district are you in?
Your ZIP is all we need to match you to your own representatives — so we can tell you how they voted on SB 5720.
You're tracking SB 5720
We'll email you the moment it moves.
SB 5720 — Concerning risk mitigation in property insurance.
Last action — Effective date 7/23/2023.
No card. One bill, free forever — alerts when it moves.
-
✓Introduced
-
✓In Committee
-
✓Passed Senate
-
✓Passed House
-
✓To Executive
-
6Enacted
This bill has been enacted into law. Introduced February 07, 2023. Enacted.
Prognosis
Where this bill stands today.
Odds of enactment
HighHow often bills like it became law.
-
Enacted
Current position in the legislative process.
-
1 sponsor
1 primary, 0 co-sponsors signed on.
-
Single-party support
Sponsorship is currently within one party (1 D).
-
Cleared a recorded vote
Passed 3 recorded votes so far.
Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.
Bill Text
What changed in the latest version
8 added · 10 removedPlain-language change summary
The recent amendment to Senate Bill 5720 changed the limit of value for certain transactions from $7,500 to $1,500 within any 12-month period. This reduction in the threshold is significant because it reflects a tighter regulation on financial activities, likely aimed at preventing fraud or misuse in this area. By lowering the cap, the bill seeks to enhance consumer protection and promote safer practices in financial dealings.
S-1489.1S-1265.1 SUBSTITUTE SENATE BILL 5720 State of Washington 68th Legislature 2023 Regular Session By SenateSenator Business,Stanford FinancialAN Services,ACT GamingRelating &to Traderisk (originallymitigation sponsoredin byproperty Senatorinsurance; Stanford) READ FIRST TIME 02/17/23.
AN ACT Relating to risk mitigation in property insurance;
(3) The value of goods and services to be provided is limited to ((oneone thousand five hundred dollars))dollars $7,500 in value in the aggregate in any ((twelve-month))twelve-month 12-month period.
1 SSBSB 5720 (4) In order to receive prior approval of the commissioner, and except as provided in subsection (6) of this section, the property insurer must include the following in its rate filing:
2 SSBSB 5720 insurance,)) that includes risk mitigation and/or prevention goods and/or services under RCW 48.18.558, must demonstrate that its rates account for the expected costs of the goods and services and the reduction in expected claims costs resulting from either the goods or services, or both.
3 SSBSB 5720
View plain text versions (3)
- Bill View text pdf
- Substitute Substitute Bill pdf
- Substitute Substitute Passed Legislature Current pdf
Action History
-
Effective date 7/23/2023.
-
Chapter 446, 2023 Laws.
-
Governor signed.
-
Delivered to Governor.
-
Speaker signed.
-
President signed.
-
Passed final passage; yeas, 49; nays, 0; absent, 0; excused, 0.
-
Senate concurred in House amendments.
-
Third reading, passed; yeas, 97; nays, 0; absent, 0; excused, 1.
-
Rules suspended. Placed on Third Reading.
-
Committee amendment(s) adopted as amended.
-
Rules Committee relieved of further consideration. Placed on second reading.
-
Referred to Rules 2 Review.
-
CPB - Majority; do pass with amendment(s) by Consumer Protection & Business.
-
Executive action taken in the House Committee on Consumer Protection & Business at 1:30 PM.
-
Executive session scheduled, but no action was taken in the House Committee on Consumer Protection & Business at 8:00 AM.
-
Executive session scheduled, but no action was taken in the House Committee on Consumer Protection & Business at 1:30 PM.
-
Public hearing in the House Committee on Consumer Protection & Business at 1:30 PM.
-
First reading, referred to Consumer Protection & Business.
-
Third reading, passed; yeas, 46; nays, 0; absent, 1; excused, 2.
-
Rules suspended. Placed on Third Reading.
-
1st substitute bill substituted (BFGT 23).
-
Placed on second reading consent calendar.
-
Passed to Rules Committee for second reading.
-
BFGT - Majority; 1st substitute bill be substituted, do pass.
-
Executive action taken in the Senate Committee on Business, Financial Services, Gaming & Trade at 10:30 AM.
-
Public hearing in the Senate Committee on Business, Financial Services, Gaming & Trade at 8:00 AM.
-
First reading, referred to Business, Financial Services, Gaming & Trade.
Sponsors
- Derek Stanford · Primary
Sponsorship breakdown
Export CSV (upgrade) →1 sponsors · 0 co-sponsors · 150 not signed on
Sponsors (1)
- Derek Stanford Democrat
Co-sponsors (0)
None.
Not signed on (150)
150 members have not signed on to this bill.
Show all 150 →"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.
Votes
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 11 | 0 | 0 | 0 |
| Republican | 16 | 0 | 0 | 0 |
| Democrat | 22 | 0 | 0 | 0 |
| Total | 49 | 0 | 0 | 0 |
| % of votes cast | 100% | 0% | 0% | 0% |
How each member voted (49)
| Member | Party | Vote |
|---|---|---|
| Billig | — | Yea |
| Hawkins | — | Yea |
| Keiser | — | Yea |
| Kuderer | — | Yea |
| Mullet | — | Yea |
| Padden | — | Yea |
| Randall | — | Yea |
| Rivers | — | Yea |
| Rolfes | — | Yea |
| Van De Wege | — | Yea |
| Wilson, L. | — | Yea |
| Annette Cleveland | Democrat | Yea |
| Bob Hasegawa | Democrat | Yea |
| Claire Wilson | Democrat | Yea |
| Claudia Kauffman | Democrat | Yea |
| Derek Stanford | Democrat | Yea |
| Jamie Pedersen | Democrat | Yea |
| Javier Valdez | Democrat | Yea |
| Jesse Salomon | Democrat | Yea |
| Joe Nguyen | Democrat | Yea |
| John Lovick | Democrat | Yea |
| June Robinson | Democrat | Yea |
| Lisa Wellman | Democrat | Yea |
| Liz Lovelett | Democrat | Yea |
| Manka Dhingra | Democrat | Yea |
| Marko Liias | Democrat | Yea |
| Noel Frame | Democrat | Yea |
| Rebecca Saldaña | Democrat | Yea |
| Sharon Shewmake | Democrat | Yea |
| Steve Conway | Democrat | Yea |
| T'wina Nobles | Democrat | Yea |
| Victoria Hunt | Democrat | Yea |
| Yasmin Trudeau | Democrat | Yea |
| Chris Gildon | Republican | Yea |
| Curtis King | Republican | Yea |
| Drew MacEwen | Republican | Yea |
| Jeff Holy | Republican | Yea |
| Jeff Wilson | Republican | Yea |
| Jim McCune | Republican | Yea |
| John Braun | Republican | Yea |
| Judy Warnick | Republican | Yea |
| Keith Wagoner | Republican | Yea |
| Mark Schoesler | Republican | Yea |
| Matt Boehnke | Republican | Yea |
| Nikki Torres | Republican | Yea |
| Perry Dozier | Republican | Yea |
| Phil Fortunato | Republican | Yea |
| Ron Muzzall | Republican | Yea |
| Shelly Short | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Republican | 30 | 0 | 0 | 0 |
| Democrat | 56 | 0 | 0 | 1 |
| Unaffiliated | 11 | 0 | 0 | 0 |
| Total | 97 | 0 | 0 | 1 |
| % of votes cast | 99% | 0% | 0% | 1% |
How each member voted (98)
| Member | Party | Vote |
|---|---|---|
| Chambers | — | Yea |
| Chandler | — | Yea |
| Cheney | — | Yea |
| Chopp | — | Yea |
| Hutchins | — | Yea |
| Kretz | — | Yea |
| Maycumber | — | Yea |
| Mosbrucker | — | Yea |
| Robertson | — | Yea |
| Sandlin | — | Yea |
| Wilcox | — | Yea |
| Alex Ramel | Democrat | Yea |
| Alicia Rule | Democrat | Yea |
| Amy Walen | Democrat | Yea |
| April Berg | Democrat | Yea |
| Beth Doglio | Democrat | Yea |
| Bill Ramos | Democrat | Yea |
| Brandy Donaghy | Democrat | Yea |
| Chipalo Street | Democrat | Yea |
| Chris Stearns | Democrat | Yea |
| Cindy Ryu | Democrat | Yea |
| Clyde Shavers | Democrat | Yea |
| Dan Bronoske | Democrat | Yea |
| Darya Farivar | Democrat | Yea |
| Dave Paul | Democrat | Yea |
| David Hackney | Democrat | Yea |
| Davina Duerr | Democrat | Yea |
| Debra Entenman | Democrat | Yea |
| Debra Lekanoff | Democrat | Yea |
| Drew Hansen | Democrat | Yea |
| Emily Alvarado | Democrat | Yea |
| Gerry Pollet | Democrat | Yea |
| Jake Fey | Democrat | Yea |
| Jamila Taylor | Democrat | Yea |
| Jessica Bateman | Democrat | Yea |
| Joe Fitzgibbon | Democrat | Yea |
| Joe Timmons | Democrat | Yea |
| Julia Reed | Democrat | Yea |
| Julio Cortes | Democrat | Yea |
| Kristine Reeves | Democrat | Yea |
| Larry Springer | Democrat | Yea |
| Lauren Davis | Democrat | Yea |
| Laurie Jinkins | Democrat | Yea |
| Lillian Ortiz-Self | Democrat | Not Voting |
| Lisa Callan | Democrat | Yea |
| Liz Berry | Democrat | Yea |
| Marcus Riccelli | Democrat | Yea |
| Mari Leavitt | Democrat | Yea |
| Mary Fosse | Democrat | Yea |
| Melanie Morgan | Democrat | Yea |
| Mia Gregerson | Democrat | Yea |
| Mike Chapman | Democrat | Yea |
| Monica Jurado Stonier | Democrat | Yea |
| My-Linh Thai | Democrat | Yea |
| Nicole Macri | Democrat | Yea |
| Roger Goodman | Democrat | Yea |
| Sharlett Mena | Democrat | Yea |
| Sharon Tomiko Santos | Democrat | Yea |
| Sharon Wylie | Democrat | Yea |
| Shelley Kloba | Democrat | Yea |
| Steve Bergquist | Democrat | Yea |
| Steve Tharinger | Democrat | Yea |
| Strom Peterson | Democrat | Yea |
| Tana Senn | Democrat | Yea |
| Tarra Simmons | Democrat | Yea |
| Timm Ormsby | Democrat | Yea |
| Tina Orwall | Democrat | Yea |
| Vandana Slatter | Democrat | Yea |
| Alex Ybarra | Republican | Yea |
| Andrew Barkis | Republican | Yea |
| April Connors | Republican | Yea |
| Carolyn Eslick | Republican | Yea |
| Chris Corry | Republican | Yea |
| Cyndy Jacobsen | Republican | Yea |
| Dan Griffey | Republican | Yea |
| Drew Stokesbary | Republican | Yea |
| Ed Orcutt | Republican | Yea |
| Jenny Graham | Republican | Yea |
| Jim Walsh | Republican | Yea |
| Joe Schmick | Republican | Yea |
| Joel McEntire | Republican | Yea |
| Keith Goehner | Republican | Yea |
| Kevin Waters | Republican | Yea |
| Leonard Christian | Republican | Yea |
| Mark Klicker | Republican | Yea |
| Mary Dye | Republican | Yea |
| Michelle Valdez | Republican | Yea |
| Mike Steele | Republican | Yea |
| Mike Volz | Republican | Yea |
| Paul Harris | Republican | Yea |
| Peter Abbarno | Republican | Yea |
| Sam Low | Republican | Yea |
| Skyler Rude | Republican | Yea |
| Stephanie Barnard | Republican | Yea |
| Stephanie McClintock | Republican | Yea |
| Suzanne Schmidt | Republican | Yea |
| Tom Dent | Republican | Yea |
| Travis Couture | Republican | Yea |
| Party | Yea | Nay | Present | Not Voting |
|---|---|---|---|---|
| Unaffiliated | 10 | 0 | 0 | 1 |
| Republican | 15 | 0 | 0 | 1 |
| Democrat | 21 | 0 | 0 | 1 |
| Total | 46 | 0 | 0 | 3 |
| % of votes cast | 94% | 0% | 0% | 6% |
How each member voted (49)
| Member | Party | Vote |
|---|---|---|
| Billig | — | Yea |
| Hawkins | — | Yea |
| Keiser | — | Yea |
| Kuderer | — | Not Voting |
| Mullet | — | Yea |
| Padden | — | Yea |
| Randall | — | Yea |
| Rivers | — | Yea |
| Rolfes | — | Yea |
| Van De Wege | — | Yea |
| Wilson, L. | — | Yea |
| Annette Cleveland | Democrat | Yea |
| Bob Hasegawa | Democrat | Yea |
| Claire Wilson | Democrat | Yea |
| Claudia Kauffman | Democrat | Yea |
| Derek Stanford | Democrat | Yea |
| Jamie Pedersen | Democrat | Yea |
| Javier Valdez | Democrat | Yea |
| Jesse Salomon | Democrat | Not Voting |
| Joe Nguyen | Democrat | Yea |
| John Lovick | Democrat | Yea |
| June Robinson | Democrat | Yea |
| Lisa Wellman | Democrat | Yea |
| Liz Lovelett | Democrat | Yea |
| Manka Dhingra | Democrat | Yea |
| Marko Liias | Democrat | Yea |
| Noel Frame | Democrat | Yea |
| Rebecca Saldaña | Democrat | Yea |
| Sharon Shewmake | Democrat | Yea |
| Steve Conway | Democrat | Yea |
| T'wina Nobles | Democrat | Yea |
| Victoria Hunt | Democrat | Yea |
| Yasmin Trudeau | Democrat | Yea |
| Chris Gildon | Republican | Yea |
| Curtis King | Republican | Yea |
| Drew MacEwen | Republican | Yea |
| Jeff Holy | Republican | Yea |
| Jeff Wilson | Republican | Yea |
| Jim McCune | Republican | Yea |
| John Braun | Republican | Yea |
| Judy Warnick | Republican | Yea |
| Keith Wagoner | Republican | Yea |
| Mark Schoesler | Republican | Yea |
| Matt Boehnke | Republican | Not Voting |
| Nikki Torres | Republican | Yea |
| Perry Dozier | Republican | Yea |
| Phil Fortunato | Republican | Yea |
| Ron Muzzall | Republican | Yea |
| Shelly Short | Republican | Yea |
Subjects
Frequently asked questions
- Who sponsors SB 5720?
- SB 5720 is sponsored by Derek Stanford (Democrat).
- What is the current status of SB 5720?
- This bill has been enacted into law. Introduced February 07, 2023. Enacted.
- Where can I track SB 5720?
- Track SB 5720 free on One Click Politics — get push/email alerts when it moves.
Make your voice heard on SB 5720
Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.
Stay ahead of SB 5720
Last checked for changes 3 months ago · updated continuously
One Click Politics tracks every bill in Congress and all 50 states.
Track this bill →