Michigan 2025-2026 Regular Session Status: Passed Senate 1 D cosponsors

SB 702 — Civil procedure: foreclosure; foreclosure or garnishment of wages for medical debt; prohibit. Creates new act. TIE BAR WITH: SB 0701'25

Last action — referred to second reading

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has passed the Senate. Introduced June 17, 2026. It now moves to the second chamber.

Next likely step: consideration and a floor vote in the House.

Prognosis

Advancing 48% · moderate confidence

Where this bill stands today.

Odds of enactment

Moderate

How often bills like it became law.

  • Passed Senate

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 D).

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

The bill prohibits foreclosure or wage garnishment due to medical debt.

This bill aims to protect individuals from losing their homes or having their wages garnished as a result of medical debt. It creates a new act focused on these protections.

What this means for you
  • Families: This means families can have peace of mind knowing their homes and wages cannot be taken due to medical debt.

Summary

Civil procedure: foreclosure; foreclosure or garnishment of wages for medical debt; prohibit. Creates new act. TIE BAR WITH: SB 0701'25

Bill Text

What changed in the latest version

8 added · 7 removed

Plain-language change summary

The latest version of SB 702 has added several lines that likely introduce new provisions or clarify existing ones while removing some outdated or unnecessary language. This change is important because it might enhance the bill's effectiveness or address concerns raised during earlier discussions. By streamlining the text, the bill could become clearer and easier to understand for those affected by it. Ultimately, these updates are intended to strengthen the legislation and ensure it serves its intended purpose better.

→
Previous
Latest
SUBSTITUTE FOR SENATE BILL NO.
SB-702, As Passed Senate, March 11, 2026 SUBSTITUTE FOR SENATE BILL NO.
(b) "Emergency medical condition" means, regardless of the final diagnosis rendered, the condition of an emergency patient, as that term is defined in section 20904 of the public health code, TDR S04262'25 (S-1) yw35gz 1 1978 PA 368, MCL 333.20904.
(b) "Emergency medical condition" means, regardless of the final diagnosis rendered, the condition of an emergency patient, as that term is defined in section 20904 of the public health code, TDR S04262'25 (S-1)_SB702_APS_1 13wfgj 1 1978 PA 368, MCL 333.20904.
(i) The action involves reporting adverse information about an TDR S04262'25 (S-1) yw35gz 1 individual to consumer reporting agencies.
(i) The action involves reporting adverse information about an TDR S04262'25 (S-1)_SB702_APS_1 13wfgj 1 individual to consumer reporting agencies.
(h) "Medical creditor" means the person that provided TDR S04262'25 (S-1) yw35gz 1 healthcare services, products, or transportation that gave rise to the medical debt and to which the medical debt is owed or, if the medical debt has been sold, to which the medical debt was previously owed.
(h) "Medical creditor" means the person that provided TDR S04262'25 (S-1)_SB702_APS_1 13wfgj 1 healthcare services, products, or transportation that gave rise to the medical debt and to which the medical debt is owed or, if the medical debt has been sold, to which the medical debt was previously owed.
(1) A large healthcare facility or medical debt buyer TDR S04262'25 (S-1) yw35gz 1 shall not charge a patient interest or a late fee on medical debt until 90 days after the due date applicable to the final invoice for the medical debt.
(1) A large healthcare facility or medical debt buyer TDR S04262'25 (S-1)_SB702_APS_1 13wfgj 1 shall not charge a patient interest or a late fee on medical debt until 90 days after the due date applicable to the final invoice for the medical debt.
(d) The medical debt buyer is required to adhere to specified TDR S04262'25 (S-1) yw35gz 1 procedures that ensure that the individual does not pay, and has no obligation to pay, the medical debt buyer more than the individual is responsible for paying in compliance with this act.
(d) The medical debt buyer is required to adhere to specified TDR S04262'25 (S-1)_SB702_APS_1 13wfgj 1 procedures that ensure that the individual does not pay, and has no obligation to pay, the medical debt buyer more than the individual is responsible for paying in compliance with this act.
(8) If a patient has paid any part of a medical debt in excess TDR S04262'25 (S-1) yw35gz 1 of the amount owed after receiving any financial assistance offered by a large healthcare facility, the large healthcare facility or medical debt collector, as specified in the agreement required by subsection (4), shall refund the excess amount to the patient not later than 60 days after the excess payment is determined.
(8) If a patient has paid any part of a medical debt in excess TDR S04262'25 (S-1)_SB702_APS_1 13wfgj 1 of the amount owed after receiving any financial assistance offered by a large healthcare facility, the large healthcare facility or medical debt collector, as specified in the agreement required by subsection (4), shall refund the excess amount to the patient not later than 60 days after the excess payment is determined.
Final Page TDR S04262'25 (S-1) yw35gz
Final Page TDR S04262'25 (S-1)_SB702_APS_1 13wfgj
⬇ Download PDF
View plain text versions (4)

Action History

  1. 6/17/2026 - referred to second reading

Sponsors

Sponsorship breakdown

Export CSV (upgrade) →

1 sponsors · 0 co-sponsors · 146 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (146)

146 members have not signed on to this bill.

Show all 146 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

PASSED

Passed 35 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Republican 16001
Democrat 18001
Unaffiliated 1000
Total 35002
% of votes cast 95%0%0%5%
How each member voted (37)
Member Party Vote
Outman — Yea
Darrin Camilleri Democrat Yea
Dayna Polehanki Democrat Yea
Erika Geiss Democrat Not Voting
Jeff Irwin Democrat Yea
Jeremy Moss Democrat Yea
John Cherry Democrat Yea
Kevin Hertel Democrat Yea
Mallory McMorrow Democrat Yea
Mary Cavanagh Democrat Yea
Paul Wojno Democrat Yea
Rosemary Bayer Democrat Yea
Sam Singh Democrat Yea
Sarah Anthony Democrat Yea
Sean McCann Democrat Yea
Stephanie Chang Democrat Yea
Sue Shink Democrat Yea
Sylvia Santana Democrat Yea
Veronica Klinefelt Democrat Yea
Winnie Brinks Democrat Yea
Aric Nesbitt Republican Yea
Dan Lauwers Republican Not Voting
Edward McBroom Republican Yea
Jim Runestad Republican Yea
John Damoose Republican Yea
Jon Bumstead Republican Yea
Jonathan Lindsey Republican Yea
Joseph Bellino Jr. Republican Yea
Kevin Daley Republican Yea
Lana Theis Republican Yea
Mark Huizenga Republican Yea
Michael Webber Republican Yea
Michele Hoitenga Republican Yea
Roger Hauck Republican Yea
Roger Victory Republican Yea
Ruth Johnson Republican Yea
Thomas Albert Republican Yea

Official roll call →

PASSED ROLL CALL # 28 YEAS 35 NAYS 0 EXCUSED 2 NOT VOTING 0

Passed 35 Yea · 0 Nay · 2 Other
Party YeaNayPresentNot Voting
Republican 17001
Democrat 18001
Total 35002
% of votes cast 95%0%0%5%
How each member voted (37)
Member Party Vote
Darrin Camilleri Democrat Yea
Dayna Polehanki Democrat Yea
Erika Geiss Democrat Not Voting
Jeff Irwin Democrat Yea
Jeremy Moss Democrat Yea
John Cherry Democrat Yea
Kevin Hertel Democrat Yea
Mallory McMorrow Democrat Yea
Mary Cavanagh Democrat Yea
Paul Wojno Democrat Yea
Rosemary Bayer Democrat Yea
Sam Singh Democrat Yea
Sarah Anthony Democrat Yea
Sean McCann Democrat Yea
Stephanie Chang Democrat Yea
Sue Shink Democrat Yea
Sylvia Santana Democrat Yea
Veronica Klinefelt Democrat Yea
Winnie Brinks Democrat Yea
Aric Nesbitt Republican Yea
Dan Lauwers Republican Not Voting
Edward McBroom Republican Yea
Jim Runestad Republican Yea
John Damoose Republican Yea
Jon Bumstead Republican Yea
Jonathan Lindsey Republican Yea
Joseph Bellino Jr. Republican Yea
Kevin Daley Republican Yea
Lana Theis Republican Yea
Mark Huizenga Republican Yea
Michael Webber Republican Yea
Michele Hoitenga Republican Yea
Rick Outman Republican Yea
Roger Hauck Republican Yea
Roger Victory Republican Yea
Ruth Johnson Republican Yea
Thomas Albert Republican Yea

Official roll call →

Subjects

public-safety civil-rights healthcare labor
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 702 do?
Civil procedure: foreclosure; foreclosure or garnishment of wages for medical debt; prohibit. Creates new act. TIE BAR WITH: SB 0701'25
Who sponsors SB 702?
SB 702 is sponsored by Sarah Anthony (Democrat).
What is the current status of SB 702?
This bill has passed the Senate. Introduced June 17, 2026. It now moves to the second chamber.
Where can I track SB 702?
Track SB 702 free on One Click Politics — get push/email alerts when it moves.

Make your voice heard on SB 702

Find the representatives who decide this bill and tell them where you stand — for yourself, or mobilize your whole list in one click with One Click Politics advocacy software.

Find my representatives → Run a campaign

Stay ahead of SB 702

Last checked for changes 3 months ago · updated continuously

One Click Politics tracks every bill in Congress and all 50 states.

Track this bill →