Michigan 2025-2026 Regular Session Status: Passed Senate 1 R cosponsors

SB 361 — Consumer protection: identity theft; references to identity theft protection act in deferred presentment service transactions act; revise. Amends sec. 22 of 2005 PA 244 (MCL 487.2142). TIE BAR WITH: SB 0360'25

Last action — referred to Committee on Government Operations

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed House
  5. 5
    To Executive
  6. 6
    Enacted

This bill has passed the Senate. Introduced August 26, 2025. It now moves to the second chamber.

Next likely step: consideration and a floor vote in the House.

Odds of enactment

High chance

Based on the sponsor, cosponsors, and committee posture, this bill has a high chance of becoming law.

Upgrade to see the exact probability and what's driving it.

A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Advancing 48% · moderate confidence

  • Passed Senate

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

  • Single-party support

    Sponsorship is currently within one party (1 R).

  • Cleared a recorded vote

    Passed 2 recorded votes so far.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

Summary

Consumer protection: identity theft; references to identity theft protection act in deferred presentment service transactions act; revise. Amends sec. 22 of 2005 PA 244 (MCL 487.2142). TIE BAR WITH: SB 0360'25

Bill Text

What changed in the latest version

8 added · 7 removed

Plain-language change summary

The recent changes to SB 361 include the addition of new lines of text that clarify certain provisions, while also removing some previous lines that may have caused confusion. These modifications are meant to simplify the bill's language and ensure that its intent is clearer to everyone involved. This matters because clearer legislation can lead to better understanding and compliance, ultimately ensuring that the law functions as intended.

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SENATE BILL NO.
SB-361, As Passed Senate, August 26, 2025 SENATE BILL NO.
(1) On or before December 31, 2006, the commissioner director shall develop, implement, and maintain a statewide, common database that has real-time access through an internet connection, is accessible at all time to licensees, and to the commissioner director for purposes of subsections (10) and (11), and meets the VMP S00878'25 a_SB0361_INTR_1 rkda3c 1 requirements of this section.
(1) On or before December 31, 2006, the commissioner director shall develop, implement, and maintain a statewide, common database that has real-time access through an internet connection, is accessible at all time to licensees, and to the commissioner director for purposes of subsections (10) and (11), and meets the VMP S00878'25 a_SB361_APS_1 5neyvr 1 requirements of this section.
(c) In selecting a third party third-party provider to act as the database provider, the commissioner director shall give strong consideration to the third party third-party provider's ability to prevent fraud, abuse, and other unlawful activity associated with deferred presentment service transactions and provide additional VMP S00878'25 a_SB0361_INTR_1 rkda3c 1 tools for the administration and enforcement of this act.
(c) In selecting a third party third-party provider to act as the database provider, the commissioner director shall give strong consideration to the third party third-party provider's ability to prevent fraud, abuse, and other unlawful activity associated with deferred presentment service transactions and provide additional VMP S00878'25 a_SB361_APS_1 5neyvr 1 tools for the administration and enforcement of this act.
(d) Determine whether a customer is eligible for repayment of the deferred presentment service transaction in installments as VMP S00878'25 a_SB0361_INTR_1 rkda3c 1 provided in section 35(2) and notify the licensee of that eligibility.
(d) Determine whether a customer is eligible for repayment of the deferred presentment service transaction in installments as VMP S00878'25 a_SB361_APS_1 5neyvr 1 provided in section 35(2) and notify the licensee of that eligibility.
or that the transaction remains open because the VMP S00878'25 a_SB0361_INTR_1 rkda3c 1 customer's check is being returned to the licensee for insufficient funds, a closed account, or a stop payment order, or any other factors determined by the commissioner.
or that the transaction remains open because the VMP S00878'25 a_SB361_APS_1 5neyvr 1 customer's check is being returned to the licensee for insufficient funds, a closed account, or a stop payment order, or any other factors determined by the commissioner.
VMP S00878'25 a_SB0361_INTR_1 rkda3c 1 (8) The response to an inquiry to the database provider by a licensee shall must only state that a person is eligible or ineligible for a new deferred presentment service transaction and describe the reason for that determination.
VMP S00878'25 a_SB361_APS_1 5neyvr 1 (8) The response to an inquiry to the database provider by a licensee shall must only state that a person is eligible or ineligible for a new deferred presentment service transaction and describe the reason for that determination.
An individual who violates this subsection is guilty of a misdemeanor punishable by imprisonment for not more than 93 days or a fine of not more than $1,000.00, or both, and if convicted, an individual VMP S00878'25 a_SB0361_INTR_1 rkda3c 1 who violates this subsection shall must be dismissed from office or discharged from employment.
An individual who violates this subsection is guilty of a misdemeanor punishable by imprisonment for not more than 93 days or a fine of not more than $1,000.00, or both, and if convicted, an individual VMP S00878'25 a_SB361_APS_1 5neyvr 1 who violates this subsection shall must be dismissed from office or discharged from employment.
Final Page VMP S00878'25 a_SB0361_INTR_1 rkda3c
Final Page VMP S00878'25 a_SB361_APS_1 5neyvr
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Action History

  1. referred to Committee on Government Operations

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 146 not signed on · 15 voted No

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (146)

146 members have not signed on to this bill.

Show all 146 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Votes

PASSED

Passed 19 Yea · 15 Nay · 3 Other
Party YeaNayPresentNot Voting
Democrat 19000
Republican 01502
Unaffiliated 0001
Total 191503
% of votes cast 51%41%0%8%
How each member voted (37)
Member Party Vote
Outman — Not Voting
Darrin Camilleri Democrat Yea
Dayna Polehanki Democrat Yea
Erika Geiss Democrat Yea
Jeff Irwin Democrat Yea
Jeremy Moss Democrat Yea
John Cherry Democrat Yea
Kevin Hertel Democrat Yea
Mallory McMorrow Democrat Yea
Mary Cavanagh Democrat Yea
Paul Wojno Democrat Yea
Rosemary Bayer Democrat Yea
Sam Singh Democrat Yea
Sarah Anthony Democrat Yea
Sean McCann Democrat Yea
Stephanie Chang Democrat Yea
Sue Shink Democrat Yea
Sylvia Santana Democrat Yea
Veronica Klinefelt Democrat Yea
Winnie Brinks Democrat Yea
Aric Nesbitt Republican Nay
Dan Lauwers Republican Nay
Edward McBroom Republican Not Voting
Jim Runestad Republican Nay
John Damoose Republican Nay
Jon Bumstead Republican Nay
Jonathan Lindsey Republican Nay
Joseph Bellino Jr. Republican Nay
Kevin Daley Republican Nay
Lana Theis Republican Nay
Mark Huizenga Republican Nay
Michael Webber Republican Nay
Michele Hoitenga Republican Nay
Roger Hauck Republican Nay
Roger Victory Republican Nay
Ruth Johnson Republican Not Voting
Thomas Albert Republican Nay

Official roll call →

PASSED ROLL CALL # 213 YEAS 19 NAYS 15 EXCUSED 3 NOT VOTING 0

Passed 19 Yea · 15 Nay · 3 Other
Party YeaNayPresentNot Voting
Democrat 19000
Republican 01503
Total 191503
% of votes cast 51%41%0%8%
How each member voted (37)
Member Party Vote
Darrin Camilleri Democrat Yea
Dayna Polehanki Democrat Yea
Erika Geiss Democrat Yea
Jeff Irwin Democrat Yea
Jeremy Moss Democrat Yea
John Cherry Democrat Yea
Kevin Hertel Democrat Yea
Mallory McMorrow Democrat Yea
Mary Cavanagh Democrat Yea
Paul Wojno Democrat Yea
Rosemary Bayer Democrat Yea
Sam Singh Democrat Yea
Sarah Anthony Democrat Yea
Sean McCann Democrat Yea
Stephanie Chang Democrat Yea
Sue Shink Democrat Yea
Sylvia Santana Democrat Yea
Veronica Klinefelt Democrat Yea
Winnie Brinks Democrat Yea
Aric Nesbitt Republican Nay
Dan Lauwers Republican Nay
Edward McBroom Republican Not Voting
Jim Runestad Republican Nay
John Damoose Republican Nay
Jon Bumstead Republican Nay
Jonathan Lindsey Republican Nay
Joseph Bellino Jr. Republican Nay
Kevin Daley Republican Nay
Lana Theis Republican Nay
Mark Huizenga Republican Nay
Michael Webber Republican Nay
Michele Hoitenga Republican Nay
Rick Outman Republican Not Voting
Roger Hauck Republican Nay
Roger Victory Republican Nay
Ruth Johnson Republican Not Voting
Thomas Albert Republican Nay

Official roll call →

Subjects

public-safety finance civil-rights technology
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does SB 361 do?
Consumer protection: identity theft; references to identity theft protection act in deferred presentment service transactions act; revise. Amends sec. 22 of 2005 PA 244 (MCL 487.2142). TIE BAR WITH: SB 0360'25
Who sponsors SB 361?
SB 361 is sponsored by Edward McBroom (Republican).
What is the current status of SB 361?
This bill has passed the Senate. Introduced August 26, 2025. It now moves to the second chamber.
Where can I track SB 361?
Track SB 361 free on One Click Politics — get push/email alerts when it moves.

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