New York 2025 Session Status: Passed Senate

S9760 — Relates to actions arising out of consumer debt

Last action — Passed Assembly

  1. ✓
    Introduced
  2. ✓
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill has passed the Senate. Introduced April 06, 2026. It now moves to the second chamber.

Next likely step: consideration and a floor vote in the Assembly.

Prognosis

Stalled 26% · moderate confidence

Where this bill stands today.

Odds of enactment

High

How often bills like it became law.

  • Passed Senate

    Current position in the legislative process.

  • 1 sponsor

    1 primary, 0 co-sponsors signed on.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

The bill clarifies definitions and actions related to consumer debt.

This legislation defines consumer debt and replaces the term 'consumer credit transaction' with 'consumer debt.' It aims to provide clearer terminology for legal and financial contexts.

Summary

Relates to action arising out of consumer debt; defines consumer debt; replaces consumer credit transaction with such term.

Bill Text

Action History

  1. RETURNED TO SENATE

  2. PASSED ASSEMBLY

  3. ORDERED TO THIRD READING RULES CAL.357

  4. SUBSTITUTED FOR A10182A

  5. REFERRED TO WAYS AND MEANS

  6. DELIVERED TO ASSEMBLY

  7. PASSED SENATE

  8. ADVANCED TO THIRD READING

  9. 2ND REPORT CAL.

  10. 1ST REPORT CAL.1185

  11. REFERRED TO JUDICIARY

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 218 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

Show all 218 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does S9760 do?
Relates to action arising out of consumer debt; defines consumer debt; replaces consumer credit transaction with such term.
Who sponsors S9760?
S9760 is sponsored by Andrew Gounardes.
What is the current status of S9760?
This bill has passed the Senate. Introduced April 06, 2026. It now moves to the second chamber.
Where can I track S9760?
Track S9760 free on One Click Politics — get push/email alerts when it moves.

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Last checked for changes 3 months ago · updated continuously

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