New York 2025 Session Status: Introduced

S9746 — Clarifies who may sue an insurer for violations related to misrepresentations, misleading statements and incomplete comparisons

Last action — Senate Floor Calendar

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  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced April 02, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Not enough signal yet

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

Allows certain individuals to sue insurers for misleading practices.

This bill clarifies that state residents and certain insurance holders can sue insurers for misrepresentations. It aims to address issues related to misleading statements and incomplete comparisons.

What this means for you
  • Consumers: This means consumers and policyholders have the ability to hold insurers accountable for misleading information.

Summary

Clarifies that residents of the state and any policyholder, contract holder, certificate holder, or beneficiary of a policy, contract, or certificate of life, accident and health insurance may sue an insurer for violations related to misrepresentations, misleading statements and incomplete comparisons.

Bill Text

Action History

  1. SUBSTITUTED BY A10443A

  2. AMENDED ON THIRD READING (T) 9746A

  3. ADVANCED TO THIRD READING

  4. 2ND REPORT CAL.

  5. 1ST REPORT CAL.887

  6. REFERRED TO INSURANCE

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 218 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

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Frequently asked questions

What does S9746 do?
Clarifies that residents of the state and any policyholder, contract holder, certificate holder, or beneficiary of a policy, contract, or certificate of life, accident and health insurance may sue an insurer for violations related to misrepresentations, misleading statements and incomplete comparisons.
Who sponsors S9746?
S9746 is sponsored by Jamaal Bailey.
What is the current status of S9746?
This bill has been introduced in the Senate. Introduced April 02, 2026. It must pass committee before a floor vote.
Where can I track S9746?
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Last checked for changes 4 months ago · updated continuously

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