New York 2025 Session Status: Introduced

A10640 — Relates to the accessibility of consumer financial data and the prohibition of fees for the transfer of such data to authorized parties

Last action — In Assembly Committee

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Assembly. Introduced March 13, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Odds of enactment

Low chance

Based on the sponsor, cosponsors, and committee posture, this bill has a low chance of becoming law.

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A statistical estimate from our own model of past outcomes — an insight, not a guarantee. Policymaking is volatile.

Prognosis

Not enough signal yet

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Based on stage, sponsorship breadth, committee status, recorded votes, and cross-state momentum — a description of the observable signals, not a prediction.

In plain language

This bill addresses access to consumer financial data and prohibits transfer fees for this data.

The bill ensures that consumer financial data is accessible and prohibits fees for transferring this data to authorized parties. This aims to facilitate easier access to personal financial information.

What this means for you
  • Consumers: This means you can access your financial data without incurring transfer fees when sharing with authorized parties.

Summary

Provides for the accessibility of consumer financial data; prohibits fees for the transfer of such data to authorized parties.

Bill Text

Action History

  1. PRINT NUMBER 10640A

  2. AMEND AND RECOMMIT TO BANKS

  3. REFERRED TO BANKS

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 218 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

Show all 218 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance technology
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does A10640 do?
Provides for the accessibility of consumer financial data; prohibits fees for the transfer of such data to authorized parties.
Who sponsors A10640?
A10640 is sponsored by Clyde Vanel.
What is the current status of A10640?
This bill has been introduced in the Assembly. Introduced March 13, 2026. It must pass committee before a floor vote.
Where can I track A10640?
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Last checked for changes about 2 months ago · updated continuously

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