New York 2025 Session Status: Introduced

A9554 — Enacts the "deed protection act"

Last action — In Senate Committee

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Assembly. Introduced January 14, 2026. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Not enough signal yet

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

Prohibits foreclosure actions on loans linked to properties obtained through fraud or forgery.

The bill bars mortgage bankers and servicers from proceeding with foreclosures if they know the mortgage is tied to fraudulent deeds. This aims to protect homeowners from losing their properties due to unlawful actions.

What this means for you
  • Families: This means families facing foreclosure may be protected if their mortgage is based on fraudulent real estate transactions.

Summary

Enacts the "deed protection act" in relation to prohibiting a mortgage banker or mortgage loan servicer from commencing, maintaining, or proceeding with a foreclosure action on a mortgage loan where such mortgage banker or mortgage loan servicer knows or has reason to know that the mortgage securing such loan is dependent on a deed, conveyance, or other instrument affecting title to residential real property that was procured by fraud, forgery, or other unlawful means.

Bill Text

Action History

  1. REFERRED TO JUDICIARY

  2. DELIVERED TO SENATE

  3. PASSED ASSEMBLY

  4. ORDERED TO THIRD READING RULES CAL.234

  5. RULES REPORT CAL.234

  6. REPORTED

  7. REPORTED REFERRED TO RULES

  8. REPORTED REFERRED TO CODES

  9. PRINT NUMBER 9554B

  10. AMEND AND RECOMMIT TO BANKS

  11. PRINT NUMBER 9554A

  12. AMEND AND RECOMMIT TO BANKS

  13. REFERRED TO BANKS

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 218 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

Show all 218 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

housing civil-rights
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does A9554 do?
Enacts the "deed protection act" in relation to prohibiting a mortgage banker or mortgage loan servicer from commencing, maintaining, or proceeding with a foreclosure action on a mortgage loan where such mortgage banker or mortgage loan servicer knows or has reason to know that the mortgage securing such loan is dependent on a deed, conveyance, or other instrument affecting title to residential real property that was procured by fraud, forgery, or other unlawful means.
Who sponsors A9554?
A9554 is sponsored by Demond Meeks.
What is the current status of A9554?
This bill has been introduced in the Assembly. Introduced January 14, 2026. It must pass committee before a floor vote.
Where can I track A9554?
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Last checked for changes 3 months ago · updated continuously

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