New York 2025 Session Status: Introduced

A9390 — Prohibits public adjusters from contacting certain persons regarding a property that has sustained damage from a damaging event within forty-eight hours of such damaging event

Last action — In Senate Committee

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  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Assembly. Introduced December 19, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

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Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

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Summary

Prohibits public adjusters from initiating contact with, soliciting, or approaching owners, occupants, tenants, or other affected parties regarding commercial or residential property that has sustained damage from a damaging event within forty-eight hours following such damaging event; establishes reimbursement and written notice requirements for such adjusters.

Bill Text

How this bill changes current law

1 change Share ↗

Compared against the New York Consolidated Laws as published AI-generated reading aid — verify against the official bill.

This bill amends 1 section(s) of the New York Consolidated Laws: Section 2108 of the insurance law.

  • Section 2108 of the insurance law

    (t) (1) For the purposes of this subsection, "damaging event" shall mean any natural or human-made occurrence that results in damage to residential or commercial property, including but not limited to damage or destruction caused by flood, high water, wave action, landslide, mudslide, earthquake, fire, tornado, hurricane, cyclone, windstorm or other storm, infestation, water contamination, explosion, structural collapse, toxic release, or mechanical failure. (2) No public adjuster, or any representative thereof, shall initiate contact with, solicit, or approach any person known to be an owner, occupant, tenant, or other affected party of a residential or commercial property that has sustained damage from a damaging event within forty- eight hours following such event. (3) During such forty-eight-hour period, no public adjuster, or any representative thereof, shall come within two hundred feet of the affected property or premises except as expressly authorized in writing by the insured or property owner. italics (4) Any individual who is approached or solicited by a public adjus- ter, or any representative thereof, within forty-eight hours after a damaging event affecting their property shall not be liable for any fee, commission, or charge related thereto. Any fees already paid under such circumstances shall be subject to full reimbursement upon request by the individual. (5) Prior to engaging in any adjusting activity relating to a damaging event affecting residential or commercial property, every public adjus- ter, or any representative thereof, shall provide written notice to the affected owners, occupants, or tenants informing them of: (A) the prohi- bitions set forth in this subsection, including their right not to be contacted within forty-eight hours following a damaging event; (B) their right to reimbursement of any fees paid in violation thereof; and (C) on a claim-specific basis, any limitations, restrictions, or changes to communications with the insurer that may result from the insured's retention of the public adjuster or any representative thereof. Such notice shall be provided in clear and conspicuous language, in a form prescribed by the superintendent, and shall require the insured to acknowledge receipt of such notice in writing or electronically. (6) Nothing in this section shall prohibit an affected owner, occu- pant, or tenant from initiating contact with a public adjuster during the forty-eight hours following a damaging event.

    amended

Action History

  1. REFERRED TO INSURANCE

  2. DELIVERED TO SENATE

  3. PASSED ASSEMBLY

  4. ADVANCED TO THIRD READING CAL.323

  5. REPORTED

  6. REPORTED REFERRED TO CODES

  7. PRINT NUMBER 9390B

  8. AMEND (T) AND RECOMMIT TO INSURANCE

  9. PRINT NUMBER 9390A

  10. AMEND AND RECOMMIT TO INSURANCE

  11. REFERRED TO INSURANCE

  12. REFERRED TO INSURANCE

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 218 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

Show all 218 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety housing
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does A9390 do?
Prohibits public adjusters from initiating contact with, soliciting, or approaching owners, occupants, tenants, or other affected parties regarding commercial or residential property that has sustained damage from a damaging event within forty-eight hours following such damaging event; establishes reimbursement and written notice requirements for such adjusters.
Who sponsors A9390?
A9390 is sponsored by Sam Berger.
What is the current status of A9390?
This bill has been introduced in the Assembly. Introduced December 19, 2025. It must pass committee before a floor vote.
Where can I track A9390?
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