New York 2025 Session Status: Introduced

A8744 — Requires issuers of credit cards to give the cardholder at least thirty days notice before closing, cancelling, or terminating the cardholder's account

Last action — In Assembly Committee

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Assembly
  4. 4
    Passed Senate
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Assembly. Introduced June 02, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Not enough signal yet

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

Prognosis reads this bill's own signals — stage, sponsorship breadth, committee status, recorded votes and cross-state momentum. Odds come from a model trained on which bills have become law.

In plain language

Credit card issuers must give 30 days notice before closing accounts.

This bill requires credit card issuers to notify cardholders at least thirty days in advance before closing, cancelling, or terminating their accounts. Notifications can be sent via email, text message, or written letter.

What this means for you
  • Consumers: Consumers will receive advance notification before any closure or cancellation of their credit card accounts.

Summary

Requires issuers of credit cards to give the cardholder at least thirty days written notice via email, text message, or written letter before closing, cancelling, or terminating the cardholder's account.

Bill Text

Action History

  1. PRINT NUMBER 8744A

  2. AMEND (T) AND RECOMMIT TO CONSUMER AFFAIRS AND PROTECTION

  3. REFERRED TO CONSUMER AFFAIRS AND PROTECTION

  4. REFERRED TO CONSUMER AFFAIRS AND PROTECTION

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 218 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

Show all 218 →

"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

finance
Cross-referencing the record. Reading this bill against every other bill in the corpus by meaning, not keywords. Only the first open is slow. It’s instant for you after this. Matching · Ranking · Engrossing

Frequently asked questions

What does A8744 do?
Requires issuers of credit cards to give the cardholder at least thirty days written notice via email, text message, or written letter before closing, cancelling, or terminating the cardholder's account.
Who sponsors A8744?
A8744 is sponsored by Chantel Jackson.
What is the current status of A8744?
This bill has been introduced in the Assembly. Introduced June 02, 2025. It must pass committee before a floor vote.
Where can I track A8744?
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Last checked for changes 3 months ago · updated continuously

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