New York 2025 Session Status: Introduced

S7391 — Relates to flood insurance notice in communities bordering Lake Ontario

Last action — In Senate Committee

  1. 1
    Introduced
  2. 2
    In Committee
  3. 3
    Passed Senate
  4. 4
    Passed Assembly
  5. 5
    To Executive
  6. 6
    Enacted

This bill has been introduced in the Senate. Introduced April 14, 2025. It must pass committee before a floor vote.

Next likely step: a committee referral and hearing.

Prognosis

Not enough signal yet

Where this bill stands today.

Odds of enactment

Low

How often bills like it became law.

Not enough signal yet to read this bill's trajectory — we surface a likelihood only once there's real movement (stage, sponsorship, committee, or votes) to point to.

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Summary

Relates to flood insurance notice in communities bordering Lake Ontario; requires the department of financial services to publish an annual notice with the department's contact information and a statement about flood insurance and how it relates to standard homeowners insurance policies in local newspapers that serve the communities bordering Lake Ontario.

Bill Text

How this bill changes current law

1 change Share ↗

Compared against the New York Consolidated Laws as published AI-generated reading aid — verify against the official bill.

This bill amends 1 section(s) of the New York Consolidated Laws: Section 3444 of the insurance law.

  • Section 3444 of the insurance law

    3. The department of financial services shall publish an annual notice that contains the department's contact information and a statement about flood insurance and how it relates to standard homeowners insurance policies in New York state in local newspapers that serve the communi- ties bordering Lake Ontario. Such notice may include: (a) the depart- ment's disaster hotline and other relevant contact information; (b) a web link to the department's disaster and flood resource center on their website; and (c) the following statement or a substantially similar statement: "While floods are the most common natural disaster in the United States, insurance coverage for losses from floods is not provided in standard homeowners or tenants policies. Insurance for flood damages is generally available under a separate policy issued through the National Flood Insurance Program (NFIP) and available to homeowners, renters and businesses. DFS can answer questions about agents, brokers and adjustors, the claims process (including hurricane and wind deduct- ibles), policy cancellation, and non-renewal, and coverage for addi- tional living expenses (which you may be entitled to if you are displaced after a disaster). If your business has been affected by a disaster, we can also answer questions about coverage, business inter- ruption insurance and off-premises service interruption coverage." italics

    added

Action History

  1. REFERRED TO INSURANCE

  2. REFERRED TO INSURANCE

Sponsors

Sponsorship breakdown

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1 sponsors · 0 co-sponsors · 218 not signed on

Sponsors (1)

Co-sponsors (0)

None.

Not signed on (218)

218 members have not signed on to this bill.

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"Not signed on" means a member has not sponsored or co-sponsored this bill — it does not imply opposition. Members flagged Voted No have a recorded No vote on this bill.

Whip count is in markup. Polling the chamber and every recorded vote this session. Only the first open is slow. It’s instant for you after this. Calling the roll · Tallying · Engrossing

Subjects

public-safety finance environment
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Frequently asked questions

What does S7391 do?
Relates to flood insurance notice in communities bordering Lake Ontario; requires the department of financial services to publish an annual notice with the department's contact information and a statement about flood insurance and how it relates to standard homeowners insurance policies in local newspapers that serve the communities bordering Lake Ontario.
Who sponsors S7391?
S7391 is sponsored by Mark Walczyk.
What is the current status of S7391?
This bill has been introduced in the Senate. Introduced April 14, 2025. It must pass committee before a floor vote.
Where can I track S7391?
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Last checked for changes 3 months ago · updated continuously

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