Struck = removed from the bill ·
added = the amendment's new text.
EXEMPTSession (Reprinted(83rd) withA amendmentsAB340 adopted191 onAmendment AprilNo. 16, 2025) FIRST REPRINT A.B.
340191 ASSEMBLYAssembly BAmendment ILLNto O.Assembly Bill No.
340–C340 OMMITTEE(BDR ON57-351) HProposed EALTHby: AND H UMAN SERVICES (O N BEHALF OF THE JOINT NTERIM S TANDING COMMITTEE ON H EALTH AND H UMAN S ERVICES ) M ARCH 3, 2025 ____________ Referred to Committee on Commerce and Labor SUMMARY—Requires health insurance to cover certain screenings, assessments and diagnoses.
Assembly Committee on Commerce and Labor Amends:
Summary:
No Title:
No Preamble:
No Joint Sponsorship:
No Digest:
No Adoption of this amendment will MAINTAIN the unfunded mandate not requested by the affected local government to A.B.
340 (§ 13).
ASSEMBLY ACTION Initial and Dat| SENATE ACTION Initial and Date Adopted Lost | Adopted Lost Concurred In Not | Concurred In Not Receded Not | Receded Not EXPLANATION:
Matter in (1) blue bold italics is new language in the original bill;
(2) variations of green bold underlining is language proposed to be added in this amendment;
(3) red strikethrough is deleted language in the original bill;
(4) purple double strikethrough is language proposed to be deleted in this amendment;
(5) orange double underlining is deleted language in the original bill proposed to be retained in this amendment.
JWC/EWR - Date:
4/13/2025 A.B.
No.
340—Requires health insurance to cover certain screenings, assessments and diagnoses.
(BDR 57-351) Page 1 of 13 *A_AB340_191* Assembly Amendment No.
191 to Assembly Bill No.
340 Page 3 ASSEMBLY B ILLNO.
340–COMMITTEE ON H EALTH ANDH UMAN S ERVICES (ON BEHALF OF THEJOINTINTERIM STANDING COMMITTEE ON H EALTH ANDH UMAN S ERVICE) M ARCH 3, 2025 _______________ Referred to Committee on Commerce and Labor SUMMARY—Requires health insurance to cover certain screenings, assessments and diagnoses.
(NOTROEQUESTEDCONTAINS AFFECTEDLOCALGOVERNMENT)UNFUNDED MANDATE (§ 13) (NOTR EQUESTED BYAFFECTEDLOCAL GOVERNMENT ) ~ EXPLANATION – Matter in bolded italics is new;
requiring certain health insurance to include coverage for the screening, assessment and diagnosis of attention deficit hyperactivity disorder, fetal alcohol spectrum disorders, intellectual disabilities and specific learning disabilitiesfordisabilities for certain persons;
(NRS 287.010, 287.04335, 422.2717-422.27248, 689A.04033-689A.0465, 689B.0303-689B.0379, 689C.1652- 689C.169, 689C.194-689C.195, 689C.425, 695A.184-695A.1875, 695A.265, 695B.1901-695B.1948, 695C.050, 695C.1691-695C.176,695C.1691- 695C.176, 695G.162-695G.177) Existing law also requires employers to provide certain benefits for health care to employees, including the coverage required of health insurers, if the employerreemployer to provides health benefits for its employees.
(NRS 608.1555) Sections 1, 3-9, 11 and 13-15 of this bill require certain public and private policies of health insurance and health care plans, including Medicaid, to include coverage for screening for and the assessment and diagnosis of attention deficit hyperactivity disorder, fetal alcohol - *AB340_R1* – 2 – spectrum disorders, intellectual disabilities and specific learning disabilities for persons covered by the policy under the age of 18 years or, if enrolled in high school, until the person reaches the age of 22 years.
Section 2 of this bill authorizes the Commissioner of Insurance to require certain policies of insurance issued by a domestic insurer to a person residing in another state to include such coverage.
a Section 10 of this bill authorizes the Commissioner to suspend or revoke the certificate of a health maintenance organization that fails to comply with the requirements of section 8.
The Commissioner would also be authorized under existing law to take such action against other health insurers who fail to comply Sectionwith 12 of this bill makes a conforming change to require the Directorrequirements of theAssembly DepartmentAmendment ofNo. Health and Human Services to administer the provisions of section 15 in the same manner as other provisions relating to Medicaid.
191 to Assembly Bill No.
340 Page 4 conforming change to require the Director of the Department of Health and Human Services to administer the provisions of section 15 in the same manner as other provisions relating to Medicaid.
Nothing[An ininsurer thisthat sectionissues shalla bepolicy construedof ashealth requiringinsurance anmust insurerensure that issuesthe abenefits policyrequired ofby healthsubsection insurance1 toare providemade reimbursementavailable to an insured through a schoolprovider forof serviceshealth deliveredcare throughwho schoolparticipates services.in the network plan of the insurer.
3.3.] Nothing in this section shall be construed as requiring an insurer that issues a policy of health insurance to provide reimbursement to a school for services delivered through school services.
[4.] 3.
[5.] 4.
(c) “Specific[“Network learningplan” disability”means hasa policy of health insurance offered by an insurer under which the meaningfinancing ascribedand todelivery itof medical care, including items and services paid for as medical care, are provided, in NRSwhole 388.417.or in part, through a defined set of providers under contract with the insurer.
The term does not include an arrangement for the financing of premiums.
(d) “Provider of health care” has the meaning ascribed to it in NRS 629.031.
(e)] “Specific learning disability” has the meaning ascribed to it in NRS 388.417.
689A.330 If any policy is issued by a domestic insurer for delivery to a person residing in another state, and if the insurance commissioner or corresponding public officer of that other state has informed the Commissioner that the policy is not subject to approval - *AB340_R1* – 3 – or disapproval by that officer, the Commissioner may by ruling require that the policy meet the standards set forth in NRS 689A.030 to 689A.320, inclusive [.] , and section 1 of this act.
An insurer that issues a policy of group health insurance shall include in the policy coverage for screening for and the assessment and diagnosis of attention deficit hyperactivity disorder, fetal alcohol spectrum disorders, intellectual disabilities and specific learning disabilities for insureds under the ageAssembly ofAmendment 18No. years or, if enrolled in high school, until the insured reaches the age of 22 years.
191 to Assembly Bill No.
340 Page 5 age of 18 years or, if enrolled in high school, until the insured reaches the age of 22 years.
Nothing[An ininsurer thisthat sectionissues shalla bepolicy construedof asgroup requiringhealth aninsurance insurermust ensure that issuesthe abenefits policyrequired ofby groupsubsection health1 insuranceare made available to providean reimbursementinsured tothrough a schoolprovider forof serviceshealth deliveredcare throughwho schoolparticipates services.in the network plan of the insurer.
3.3.] Nothing in this section shall be construed as requiring an insurer that issues a policy of group health insurance to provide reimbursement to a school for services delivered through school services.
[4.] 3.
[5.] 4.
(c) “Specific[“Network learningplan” disability”means hasa policy of group health insurance offered by an insurer under which the meaningfinancing ascribedand todelivery itof medical care, including items and services paid for as medical care, are provided, in NRSwhole 388.417.or in part, through a defined set of providers under contract with the insurer.
The term does not include an arrangement for the financing of premiums.
(d) “Provider of health care” has the meaning ascribed to it in NRS 629.031.
(e)] “Specific learning disability” has the meaning ascribed to it in NRS 388.417.
Nothing[A incarrier thisthat sectionissues shalla behealth construedbenefit asplan requiringmust aensure carrier that issuesthe abenefits healthrequired benefitby plansubsection to1 provideare reimbursementmade available to an insured through a schoolprovider forof serviceshealth deliveredcare throughwho schoolparticipates services.in the network plan of the carrier.
3.3.] Nothing in this section shall be construed as requiring a carrier that issues a health benefit plan to provide reimbursement to a school for services delivered through school services.
A[4.] health3. benefit plan subject to the provisions of this chapter which is delivered, issued for delivery or renewed on or after January 1, 2026, has the legal effect of including the - *AB340_R1* – 4 – coverage required by this section, and any provision of the plan or renewal which is in conflict with this section is void.
4.A health benefit plan subject to the provisions of this chapter which is delivered, issued for delivery or renewed on or after January 1, 2026, has the legal effect of including the coverage required by this section, and any provision of the plan or renewal which is in conflict with this section is void.
[5.] 4.
(c) “Specific[“Network learningplan” disability”means hasa health benefit plan offered by a carrier under which the meaningfinancing ascribedand todelivery itof medical care, including items and services paid for as medical care, are provided, in NRSwhole 388.417.or in part, through a defined set of providers under contract with the carrier.
The term does not include an arrangement for the financing of premiums.
Assembly Amendment No.
191 to Assembly Bill No.
340 Page 6 (d) “Provider of health care” has the meaning ascribed to it in NRS 629.031.
(e)] “Specific learning disability” has the meaning ascribed to it in NRS 388.417.
Nothing[A insociety thisthat sectionissues shalla bebenefit construedcontract asmust requiringensure athat societythe thatbenefits issuesrequired aby benefitsubsection contract1 toare providemade reimbursementavailable to an insured through a schoolprovider forof serviceshealth deliveredcare throughwho schoolparticipates services.in the network plan of the society.
3.3.] Nothing in this section shall be construed as requiring a society that issues a benefit contract to provide reimbursement to a school for services delivered through school services.
[4.] 3.
[5.] 4.
(c) “Specific[“Network learningplan” disability”means hasa benefit contract issued by a society under which the meaningfinancing ascribedand todelivery itof medical care, including items and services paid for as medical care, are provided, in NRSwhole 388.417.or in part, through a defined set of providers under contract with the society.
The term does not include an arrangement for the financing of premiums.
(d) “Provider of health care” has the meaning ascribed to it in NRS 629.031.
(e)] “Specific learning disability” has the meaning ascribed to it in NRS 388.417.
A hospital or medical services corporation that issues a policy of health insurance shall include in the policy of health insurance coverage for screening for and the assessment and - *AB340_R1* – 5 – diagnosis of attention deficit hyperactivity disorder, fetal alcohol spectrum disorders, intellectual disabilities and specific learning disabilities for insureds under the age of 18 years or, if enrolled in high school, until the insured reaches the age of 22 years.
Nothing[A in this section shall be construed as requiring a hospital or medical services corporation that issues a policy of health insurance tomust provideensure reimbursementthat the benefits required by subsection 1 are made available to an insured through a schoolprovider forof serviceshealth deliveredcare throughwho schoolparticipates services.in the network plan of the hospital or medical services corporation.
3.3.] Nothing in this section shall be construed as requiring a hospital or medical services corporation that issues a policy of health insurance to provide reimbursement to a school for services delivered through school services.
Assembly Amendment No.
191 to Assembly Bill No.
340 Page 7 [4.] 3.
[5.] 4.
(c) “Specific[“Network learningplan” disability”means hasa policy of health insurance offered by a hospital or medical services corporation under which the meaningfinancing ascribedand todelivery itof medical care, including items and services paid for as medical care, are provided, in NRSwhole 388.417.or in part, through a defined set of providers under contract with the hospital or medical services corporation.
The term does not include an arrangement for the financing of premiums.
(d) “Provider of health care” has the meaning ascribed to it in NRS 629.031.
(e)] “Specific learning disability” has the meaning ascribed to it in NRS 388.417.
Nothing[A in this section shall be construed as requiring a health maintenance organization that issues a health care plan tomust provideensure reimbursementthat the benefits required by subsection 1 are made available to an enrollee through a schoolprovider forof serviceshealth deliveredcare throughwho schoolparticipates services.in the network plan of the health maintenance organization.
3.3.] Nothing in this section shall be construed as requiring a health maintenance organization that issues a health care plan to provide reimbursement to a school for services delivered through school services.
[4.] 3.
[5.] 4.
(c) “Specific[“Network learningplan” disability”means hasa health care plan which is offered by a health maintenance organization under which the meaningfinancing ascribedand todelivery itof medical care, including items and services paid for as medical care, are provided, in NRSwhole 388.417.or in part, through a defined set of providers under contract with the health maintenance organization.
-The *AB340_R1*term –does 6not –include Sec.an arrangement for the financing of premiums.
(d) “Provider of health care” has the meaning ascribed to it in NRS 629.031.
(e)] “Specific learning disability” has the meaning ascribed to it in NRS 388.417.
Sec.
This provisionAssembly doesAmendment notNo. apply to an insurer licensed and regulated pursuant to this title except with respect to its activities as a health maintenance organization authorized and regulated pursuant to this chapter.
191 to Assembly Bill No.
340 Page 8 provision does not apply to an insurer licensed and regulated pursuant to this title except with respect to its activities as a health maintenance organization authorized and regulated pursuant to this chapter.
(a) The officers and employees, and the dependents of officers and employees, of the governing body of any county, school district, - *AB340_R1* – 7 – municipal corporation, political subdivision, public corporation or other local governmental agency of this State;
(c)Assembly TheAmendment healthNo. care plan does not furnish comprehensive health care services as provided for in NRS 695C.060;
191 to Assembly Bill No.
340 Page 9 (c) The health care plan does not furnish comprehensive health care services as provided for in NRS 695C.060;
- *AB340_R1* – 8 – (h) The health maintenance organization or any person on its behalf has advertised or merchandised its services in an untrue, misrepresentative, misleading, deceptive or unfair manner;
Nothing[A in this section shall be construed as requiring a managed care organization that issues a health care plan tomust provideensure reimbursementthat tothe abenefits schoolrequired forby servicessubsection delivered1 throughare schoolmade services.available to an insured Assembly Amendment No.
3.191 to Assembly Bill No.
A340 healthPage care10 planthrough subjecta toprovider the provisions of thishealth chaptercare thatwho isparticipates delivered,in issued for delivery or renewed on or after January 1, 2026, has the legalnetwork effectplan of including the coveragemanaged -care *AB340_R1*organization. – 9 – required by this section, and any provision of the plan or renewal which is in conflict with this section is void.
4.3.] Nothing in this section shall be construed as requiring a managed care organization that issues a health care plan to provide reimbursement to a school for services delivered through school services.
[4.] 3.
A health care plan subject to the provisions of this chapter that is delivered, issued for delivery or renewed on or after January 1, 2026, has the legal effect of including the coverage required by this section, and any provision of the plan or renewal which is in conflict with this section is void.
[5.] 4.
(c) “Specific[“Network learningplan” disability”means hasa health care plan offered by a managed care organization under which the meaningfinancing ascribedand todelivery itof medical care, including items and services paid for as medical care, are provided, in NRSwhole 388.417.or in part, through a defined set of providers under contract with the managed care organization.
The term does not include an arrangement for the financing of premiums.
(d) “Provider of health care” has the meaning ascribed to it in NRS 629.031.
(e)] “Specific learning disability” has the meaning ascribed to it in NRS 388.417.
- *AB340_R1* – 10 – (1) Identify and assess the plans and programs of the Department for the provision of human services, and any duplication of those services by federal, state and local agencies;
(3)Assembly ProvideAmendment forNo. communication and the coordination of those services among nonprofit organizations, agencies of local government, the State and the Federal Government;
191 to Assembly Bill No.
340 Page 11 (3) Provide for communication and the coordination of those services among nonprofit organizations, agencies of local government, the State and the Federal Government;
(b) Purchase group policies of life, accident or health insurance, or any combination thereof, for the benefit of such officers and employees, and the dependents of such officers and employees, as have authorized the purchase, from insurance companies authorized to transact the business of such insurance in the State of Nevada, and, where necessary, deduct from the compensation of officers and - *AB340_R1* – 11 – employees the premiums upon insurance and pay the deductions upon the premiums.
The provisions of NRS 439.581 to 439.597, inclusive, 686A.135, 687B.352, 687B.408, 687B.692, 687B.723, 687B.725, 687B.805, 689B.030 to 689B.0317, inclusive, paragraphs (b) and (c) of subsection 1 of NRS 689B.0319, subsections 2, 4, 6 and 7 of NRS 689B.0319, 689B.033 to 689B.0369, inclusive, 689B.0375Assembly toAmendment 689B.050,No. inclusive, 689B.0675, and section 3 of this act, NRS 689B.265, 689B.287 and 689B.500 apply to coverage provided pursuant to this paragraph, except that the provisions of NRS 689B.0378, 689B.03785 and 689B.500 only apply to coverage for active officers and employees of the governing body, or the dependents of such officers and employees.
(d)191 Defrayto partAssembly orBill allNo. of the cost of maintenance of a self- insurance fund or of the premiums upon insurance.
340 Page 12 689B.0375 to 689B.050, inclusive, 689B.0675, and section 3 of this act, NRS 689B.265, 689B.287 and 689B.500 apply to coverage provided pursuant to this paragraph, except that the provisions of NRS 689B.0378, 689B.03785 and 689B.500 only apply to coverage for active officers and employees of the governing body, or the dependents of such officers and employees.
(d) Defray part or all of the cost of maintenance of a self-insurance fund or of the premiums upon insurance.
In any county in which a legal services organization exists, the governing body of the county, or of any school district, municipal corporation, political subdivision, public corporation or other local governmental agency of the State of Nevada in the county, may enter into a contract with the legal services - *AB340_R1* – 12 – organization pursuant to which the officers and employees of the legal services organization, and the dependents of those officers and employees, are eligible for any life, accident or health insurance provided pursuant to this section to the officers and employees, and the dependents of the officers and employees, of the county, school district, municipal corporation, political subdivision, public corporation or other local governmental agency.
287.04335 If the Board provides health insurance through a plan of self-insurance,self- insurance, it shall comply with the provisions of NRS 439.581 to 439.597, inclusive, 686A.135, 687B.352, 687B.409, 687B.692, 687B.723, 687B.725, 687B.805, 689B.0353, 689B.255, 695C.1723, 695G.150, 695G.155, 695G.160, 695G.162, 695G.1635, 695G.164, 695G.1645, 695G.1665, 695G.167, 695G.1675, 695G.170 to 695G.1712, inclusive, 695G.1714 to 695G.174, inclusive, and section 11 of this act, NRS 695G.176, 695G.177, 695G.200 to 695G.230, inclusive, 695G.241 to 695G.310, inclusive, 695G.405 and 695G.415, in the same manner as an insurer that is licensed pursuant to title 57 of NRS is required to comply with those provisions.
-Assembly *AB340_R1*Amendment –No. 13 – Sec.
191 to Assembly Bill No.
340 Page 13 Sec.
(c) “Specific[“Provider learningof disability”health care” has the meaning ascribed to it in NRS 388.417.629.031.
(d)] “Specific learning disability” has the meaning ascribed to it in NRS 388.417.
H - *AB340_R1*